Tag Archives: Ways

Top 10 Ways to Reduce Water Use and Save Money


Arlington, VA (Vocus) March 14, 2008

This World Water Day, March 22nd, The Nature Conservancy is offering simple tips for saving water and helping to restore rivers and lakes around the world.

“World Water Day was established by the United Nations to help create awareness about water issues such as lack of clean drinking water, droughts and hydropower,” said Brian Richter, co-director of The Nature Conservancy’s global freshwater program. “Today, studies about damaged and threatened freshwater systems are appearing with increasing frequency but there are small and tangible steps that each of us can take to help reduce our impacts.”

Virtually all living things depend upon properly functioning rivers, lakes and wetlands for survival. Freshwater systems provide a wealth of natural services that support strong economies, such as sustaining fisheries, delivering nutrients to floodplains, wetlands and estuaries, moderating floods and droughts, purifying water supplies by absorbing pollutants, decomposing waste, and providing a source of drinking water to billions around the globe.

Although lakes and rivers occupy only 0.8 percent of Earth’s surface, these systems have lost a greater proportion of their species and habitats than land or oceans, and the growing human population is placing ever-greater demands on available freshwater supplies. While many parts of the world look to expand water usage to grow food, generate electricity and support industrial production, over 1 billion people live without access to clean drinking water. It is estimated that every eight seconds, a young child dies from lack of water or a waterborne disease.

In the United States alone, we use anywhere from 80 to 100 gallons of water per person every day, for drinking, cooking, showering, washing clothes and dishes, watering our lawns and flushing toilets. This is the highest personal water consumption rate in the world. Because this water comes from rivers, lakes, reservoirs or wells, the more water we use the larger the impact on the environment.

With a few small, simple changes, you can help reduce your water use, leaving more water in the rivers, lakes and other freshwater sources. These changes will also result in a lower water bill so should benefit your home finances as well:

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ProtectMyId.com Describes Ways Background Checks May Lead to Identity Theft

Irvine, CA (PRWEB) March 23, 2009

ProtectMyId.com, a leading Identity Theft solution, describes key ways background checks may lead to Identity theft. Background checks on new hires are more popular than ever. In fact, in some states and for some professions, they’re actually a legal requirement. But corporations aren’t the only ones running background checks these days. From families concerned about the quality of their child care to singles worried who they’re dating, anyone can run a background check on anybody, anytime they want.

The internet is full of Background Checking services, all offering to provide you with the information you seek. These checks come in all shapes and sizes, but to run a thorough background check, it takes written consent from the individual in question. This allows individuals or companies access to the following information:

Resume and Employment verification
Social Security Number verification
Criminal Record checks
Department of Motor Vehicles
Civil Court Records
Worker’s Compensation
Credit Report
Sexual Offenders Databases

Without permission, companies can only gather information through public records and other open sources, so theoretically the most critical information should remain private. But unfortunately, this won’t stop scam artists and thieves from trying to get their hands on consumers personal data. They have many means of committing identity fraud, including the use of online recruitment scams. Rising unemployment, have made these scams very popular and most job seekers scouring the Internet for employment opportunities don’t realize they can make a bad situation even worse, by simply responding to a want ad. Here’s how it works:

Consumers receive an email from a company who found your resume online. They have an immediate opening for someone with their talents and will urge them to log on to their site and apply for the position. Next, they’ll inform the consumer that it’s company policy to do a background check and they’ll need date of birth, Social Security Number, Drivers License Number and even Bank Account Numbers to start the process. This is everything a scam artist needs to steal a person’s identity.

It’s disturbing that people can prey on the desperation of others in such ways, but the fact remains we all need to be more vigilant about protecting ourselves from identity fraud. Be cautious. Never give information out to anybody without diligently researching them first.

About ProtectMyID.com

ProtectMyID.com is a leading, full-service provider of proactive identity theft detection, protection and fraud resolution. ProtectMyID.com offers comprehensive identity theft protection products supported by experienced identity theft resolution professionals who deliver personal attention that customers can rely on. ProtectMyID.com is a Web site owned by ConsumerInfo.com Inc., an Experian company. For more information about how ProtectMyID.com helps consumers protect themselves against identity theft, please visit ProtectMyID.com

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Freedom Debt Relief Offers Best Ways To Use Tax Refunds To Get Out of Debt


San Mateo, CA (Vocus/PRWEB) March 30, 2011

The U.S. federal income tax filing deadline is April 18, and many taxpayers who filed early are already receiving income tax refunds. That makes this the right time for those individuals to make smart moves to get out of debt, said Kevin Gallegos, vice president of Freedom Debt Relief, LLC (FDR).

The Internal Revenue Service indicates that 78 percent of U.S. individual taxpayers receive an income tax refund. In 2008, the most recent information available, the average individual refund was nearly $ 3,000. Many surveys find that about half of U.S. taxpayers who receive an income tax refund spend the money immediately. Others are more prudent and save their refund. But what is the smartest way to use a tax refund?

Freedom Debt Relief analyzed several top choices and prioritized them as they apply to most taxpayers:

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Identity Thieves Find New Ways To Steal Personal Information


Washington, DC (PRWEB) October 11, 2011

Americans go to great lengths to protect against being robbed. We lock our doors, install alarm systems in our homes and cars, and insure our valuables. Many, however, do not pay an equal amount of attention to the crime that impacted more than eight million consumers last year, the crime of identity theft.

Recognizing that education is the key to prevention, the National Foundation for Credit Counseling (NFCC), National Sheriffs Association (NSA), and National Association of Triads (NATI) are proud to join forces bringing the fourth national Protect Your Identity Week (PYIW) to communities across the country October 16-22.

For the 11th year in a row, identity theft remained the number one most reported complaint to the Federal Trade Commission, further underscoring the need for this campaign, said Gail Cunningham, spokesperson for the NFCC. Criminals continually find new ways to rob us of our good name and good credit, making it critical for Americans to stay updated on the latest protection techniques.

Child identity theft is an example of one of the new ways crooks have found to wreck havoc in peoples lives, sometimes before they are even born. Childrens Social Security numbers are 51 times more likely to be stolen than an adults. Why? The crime goes unnoticed for years, usually not detected until the child attempts to obtain credit, applies for a job, college or government benefits. By then, the damage is done.

Consider the following statistics from a joint report based on research conducted by AllClear ID and the Carnegie Mellon Cylab:

NJ Divorce Advisors, LLC Announces Seven Ways To Protect Yourself Financially In A Divorce


Red Bank, NJ (PRWEB) November 10, 2011

Divorces can be ugly. Even if you think your soon-to-be ex is trustworthy, scorned spouses can be vicious. What better way to screw up someones life then by draining a bank account or destroying ones credit? It happens a lot. While one article cant tell you every way to protect yourself or offer specific legal advice to your situation, New Jersey Divorce Advisors, LLC, has partnered with Family Attorney Richard Panitch of Marks & Klein, LLP to compile seven ways you can protect yourself financially if youre going through a divorce:

1. Get a free credit report: Youre probably saying to yourself, I know my credit score and my debt situation. That might very well be true, but many times, a spouse wont tell you they bought that new sofa they always wanted with your joint credit card. Then theyll try to make you pay for it. In the case of infidelity, cheating spouses often have a motivation to hide certain charges and assets from you. One way to do a quick health check on your debt is to review your credit reports issued by the three major credit reporting companies: TransUnion, Experian and Equifax. You can get a free credit report from all three, once a year by going to the web site: http://www.annualcreditreport.com. Caution: Many credit score companies try to make lots of money by monitoring your credit for you. For the most part, you dont need a service and the above reports are totally free.

2. Figure out your assets and liabilities: Check your bank statements, brokerage accounts, and credit card statements. Be sure to check for new accounts for which youre not aware. Even if one spouse is unaware that a debt exists, he or she can be held liable for repayment after the divorce is finalized. While a spouse in New Jersey has a duty to be forthcoming about assets under the states matrimonial law, not every spouse takes that duty to heart. The best way you can protect yourself is to be educated. An experienced lawyer and capable financial team can also help tremendously.

3. Figure out the cost basis of investments: Do you know the tax implications of your investments? A 50-50 split might not be as equitable as you think. If one of your stocks has appreciated significantly since you purchased it, youll be paying capital gains taxes on those appreciated shares when you sell. You might also be in a situation where your largest marital assets are illiquid cant be converted into cash such as a retirement plan or your personal residence. You must consider tax consequences, early withdrawal penalties, and transaction costs to equally divide assets.

4. Stop putting your paychecks into a joint checking account: Too many terrible tales exist beginning with the words, My spouse is very trustworthy and weve always put the money in the joint account to share expenses. That warm fuzzy feeling doesnt last when the other spouse writes a check and cleans out that joint account. With most joint accounts, either party can go in and remove funds without the others permission. The best way to protect yourself is to set up a separate account in your name only. Again, a good financial advisor can ensure accounts are titled correctly.

5. Stop the joint credit cards: If you have opened credit card accounts with your spouse, put some protections in place. Cancel the joint cards. Even if you both agree that one spouse will be responsible for that credit card, the bank has both of your guarantees and doesnt have to honor the agreement between you and they wont. The credit card company just wants its money back plus interest. Protect yourself. If you must have joint credit cards, establish low credit limits with the financial institution and make sure you confirm the arrangement in writing.

6. The Settlement Agreement matters and it matters a lot: In New Jersey, most divorce cases are settled by what we call a Property Settlement Agreement. This agreement disposes of not only the property and financial issues in a divorce, but also child support, alimony and custody issues. The language of that agreement matters. The Court doesnt rule on whether the settlement is fair. They rule on whether the agreement was voluntary and if the parties believe its fair. If youre decision proves to be unwise, youll be stuck with that agreement once the Court rules. Dont write this agreement yourself. Its never a good idea. Lawyers and financial planners who work in this area are trained to think about important issues that most individuals might not. These can include rebuilding, estate planning issues, avoiding IRS penalties and liability, life insurance (making sure the children are protected in case of tragedy), dealing with privately held businesses, college financial planning and so on.

7. Update your Estate Planning Documents and Beneficiary Designations: Many people dont realize that beneficiary designations on accounts such as IRAs, 401(k)s, pensions and annuities supersede what is written in a Will. Weve heard so many stories about a wealthy individual dying and his or her ex-spouse from 20 years prior receiving a significant sum of money. This happens when the decedent fails to update a beneficiary designation. A good practice, whether divorcing or not, is to review beneficiary designation forms annually. With all the legal, financial, and emotional chaos a divorce can bring, many people forget to update their estate planning documents. Do you really want to leave all your worldly possessions to your soon-to-be ex? Do you really want your soon-to-be ex acting as your Power of Attorney if you become incapacitated?

About NJDA

New Jersey Divorce Advisors, LLC, was formed to help divorcing individuals and their attorneys make informed decisions and negotiate equitable divorce settlements. Trained in both mediation and collaborative divorce, our advisors are equipped to navigate the most complex situations. We may be hired as a neutral third party or as a client advocate.

For more information about the benefits of collaborative divorce, visit http://www.njdivorceadvisors.com.

Richard Panitch is a Family Attorney with Marks & Klein, LLP in Red Bank, NJ.

Bryan Koslow is a Certified Financial Planner and Certified Divorce Financial Analyst with NJ Divorce Advisors, LLC, in Red Bank, NJ.

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Top 5 Ways To Use Small Business Email Marketing


New York, NY (PRWEB) March 28, 2012

A study by email marketing leader Elite Email asked 200 small business owners how they are using email marketing as part of their overall marketing mix. The results showed a variety of uses that helped to increase sales, build awareness and strengthen brand loyalty. In addition, the content strategy for social network postings was largely fueled by the subject matter of their small business email marketing campaigns.

The most popular use of email marketing, as indicated by 82% of respondents, is to drive immediate sales either online or offline. Many small business owners reported they can successfully increase sales by putting a buy now button in their email broadcast linking directly to the product page on their website. Offline businesses owners also reported a sales lift when items are featured in an email, as, they say, consumers arrive at a store ready to buy the item featured in their inbox.

The second most popular and best email marketing use is to help build a stronger relationship with customers through increased brand awareness. Not surprisingly, 73% of small business owners reported that their customers can choose between many vendors for the service they provide. The more these small business owners can keep their brand in front of the consumer, the more likely they are to earn repeat business in the future. By sending a monthly email newsletter, small businesses help ensure that the customer does not forget the product, service and experience that business offers. Big businesses have always been focused on brand building exercises, says Robert Burko, CEO of Elite Email. With email marketing, small businesses can also play in that game and strengthen their brands more than ever before.

Small business owners reported that the third most popular use of email marketing software is to run promotions or distribute coupons. Many of the respondents in the survey said they were opposed to using daily deal type websites because they have to pay out a commission on already discounted items. Instead, they preferred to use their email marketing mailing list to issue their own exclusive email coupons to be redeemed online (often with a promotion entered in the online shopping card) or printed and redeemed in store.

The fourth most popular use, as indicated by 56% of respondents, is to use email as the focus for a business social network postings on Facebook, Twitter and Google+. Many small business owners said one of the biggest challenges with social media is figuring out what to post and share. But, by creating email marketing campaigns, they generated several good posts, which also helped their email content to go more viral on the social networks.

The fifth most popular email marketing use, reported by 48% of participants in the study, is to promote new products to customers. Often times this involves building hype and anticipation for a product that was only being released soon. By building excitement for their new product, these business owners were able to experience a significant spike in sales as soon as the product was released.

Small business owners highlighted many other uses of email marketing software, since the marketing vehicle is so flexible it can really be customized to meet the unique needs of any individual business. For instance, businesses selling a product that had to be replaced or replenished after a certain amount of time has had great success sending out automated reminder messages. Although email marketing can be used in a variety of ways, the top five uses seem to be consistent across the majority of small businesses.

About Elite Email

Elite Email is a leading North American email marketing service provider (ESP) that has been helping customers achieve greater email marketing results for almost 10 years. The Elite Email cloud-based (software-as-a-service) platform allows organizations of all sizes to build and grow their mailing list, create eye-catching emails, and track results with detailed reports and analytics. All services are backed by Elite Email’s outstanding support and customer care.

Elite Email has been featured on TV, radio and print media and is a member of the Email Experience Council, eMarketing Association, Better Business Bureau, Canadian Federation of Independent Business, Vaughan Chamber of Commerce and Toronto Board of Trade. Elite Email is the only Canadian company listed by the Utah and Michigan Child Protection Agency as a compliant sender. Elite Email recently won the Business of the Year award at the Toronto Board of Trade Business Excellence Awards.

For more information visit: http://www.eliteemail.com







Top 3 Ways that Restaurants are Utilizing Email Marketing


New York, NY (PRWEB) May 31, 2012

A study conducted by email marketing leader Elite Email asked 250 restaurant owners why they are using email marketing and how they are implementing such email campaigns for their establishments. The results showed that with increased sales in mind, these restaurant owners used newsletters, coupons and announcements to drive more traffic into their restaurants, build stronger relationships with their customers and spread more awareness to potential new customers.

The most popular use of email marketing software, as indicated by 74% of respondents, was to send out a monthly newsletter. Many of the restaurant owners felt it was the most effective way to get a lot of information into the hands of their customers all at once. Having the ability to send an email that highlighted upcoming events, new menu features, exciting seasonal recipes and enticing specials, while filled with photos of the restaurant and its friendly staff was the most important use of email marketing within the group of respondents. The customer is aware that the email newsletter is exclusive to them and makes them feel like they are receiving something special. The goal of the newsletter is to bring customers back into the restaurant, and through the use of vibrant, professional looking newsletters, restaurants were seeing the largest return rate.

The second most popular use of an email marketing program, as indicated by 63% of respondents, was to send out timely coupons. The ability to attract customers during less busy periods was at the top of most of the surveyed restaurant owners. The main reason that customers subscribe to any email mailing list is for the promise of discounts and special deals. By offering coupons and specials that attract customers to your restaurant, owners can keep their subscriber base happy and excited for the next discount to come.

These restaurant owners had the ability to influence the time the coupon was valid for and for what product, giving them more control over the coupons they were sending out. As well, allowing for the coupons to be shared ensured that their emails were forwarded time and time again to potential new customers. It is great to see both independent restaurants and large scale restaurant chains using email marketing to drive their sales,” says Robert Burko, CEO of Elite Email. Not only do these coupons attract new customers, but they will also help to grow the restaurants mailing list with people eager to receive such thrilling offers.

The third most popular use of email marketing solutions according to 59% of the surveyed restaurant owners was the use of announcements. Letting their customers know about a new chef, a new menu item, the new decor in the party room, or the coolest new drink for the summer, individually, made their customers feel special. Newsletters are great to get a whole bunch of ideas across to your customer, but sending just a quick announcement about one individual topic, not only highlights the importance you are putting on it, but gives them reasons to come in again and again.

It must be noted that almost every respondent surveyed, said that they consistently sent out birthday email marketing campaigns to their mailing list as well. Letting the customer know that they are valued by the establishment and enticing them to come in for a free birthday dessert or special discount was a high priority on the list of every restaurant owner.

Many of the restaurant owners reported that although email marketing was one of their newer initiatives, it was proving to be one that produced the highest ROI.

About Elite Email

Elite Email is a leading North American email marketing service provider (ESP) that has been helping customers achieve greater email marketing results for almost 10 years. The Elite Email cloud-based (software-as-a-service) platform allows organizations of all sizes to build and grow their mailing list, create eye-catching emails, and track results with detailed reports and analytics. All services are backed by Elite Email’s outstanding support and customer care.

Elite Email has been featured on TV, radio and print media and is a member of the Email Experience Council, eMarketing Association, Better Business Bureau, Canadian Federation of Independent Business, Vaughan Chamber of Commerce and Toronto Board of Trade. Elite Email is the only Canadian company listed by the Utah and Michigan Child Protection Agency as a compliant sender. Elite Email recently won the Business of the Year award at the Toronto Board of Trade Business Excellence Awards.

For more information visit: http://www.eliteemail.com







Top 3 Ways Small Businesses Use Email Newsletters


Toronto, ON (PRWEB) September 28, 2012

Elite Email, a worldwide leader in email marketing, conducted a survey of 250 small business owners to find out how they use email newsletters to help achieve their business goals. All participants of the survey have between 1 – 50 employees, have been operational for more than 1 year, and have sent an email newsletter in the past 60 days to an opt-in mailing list in excess of 500 contacts.

The number one way small businesses use email newsletters, as reported by 49% of all those surveyed, was to build stronger relationships with their customers to encourage repeat business. Email is an incredibly powerful direct marketing tool that allows an organization of any size to reach out and directly communicate with its customers. By creating an email marketing campaign, a business of any size is able to put its brand in front of the consumer. That exposure, or touch-point, helps keep the business relevant and top-of-mind for its customers, so when they need to make another purchase, they feel a certain sense of loyalty to the business they already have a relationship with.

Todays economy has intense competition amongst businesses and often the one that wins is the one the consumer has the strongest connection with, said Robert Burko, CEO of Elite Email. Email newsletters are a great way to continue to foster and build a relationship with your customer. What began as one purchase in a store or online could extend to months or years of engaging with and sharing content through email.

The second most popular way that businesses use email newsletters is to announce special promotions or discounts on specific items, as voted by 29% of respondents. With small business email marketing, an organization can have its customers undivided attention as they read through the email in their inbox. It is in this moment that a business can really highlight an exclusive deal available only to email subscribers that gives them a special discount. Driving purchases directly from an email by including a buy now button leading directly to the checkout page is a highly effective way to drive sales from an email, which is one of the reasons email marketing has an incredibly high ROI.

The third most popular way businesses use email newsletters, as voted by 17% of survey respondents, is to announce new products or services. Businesses know that someone who has previously made a purchase and joined a mailing list is obviously interested in that organization’s products or services. By announcing new products and services, or even providing a sneak peek at products or services to be released in the near future, a small business can start to build hype on a relatively small budget. This is further enhanced by the fact that this new product or service information can be shared on Facebook, Twitter and other social networks.

Sending email newsletters provides businesses with the flexibility to create and launch campaigns that suit their specific needs and goals. This survey has revealed some of the most popular tactics, but with email marketing in a marketers toolkit, the only limit is their creativity.

About Elite Email

Elite Email is a leading North American email marketing service provider (ESP) that has been helping customers achieve greater email marketing results for almost 10 years. The Elite Email cloud-based (software-as-a-service) platform allows organizations of all sizes to build and grow their mailing list, create eye-catching emails, and track results with detailed reports and analytics. All services are backed by Elite Email’s outstanding support and customer care.

Elite Email has been featured on TV, radio and print media and is a member of the Email Experience Council, eMarketing Association, Better Business Bureau, Canadian Federation of Independent Business, Vaughan Chamber of Commerce and Toronto Board of Trade. Elite Email is the only Canadian company listed by the Utah and Michigan Child Protection Agency as a compliant sender. Elite Email recently won the Business of the Year award at the Toronto Board of Trade Business Excellence Awards.

For more information visit: http://www.eliteemail.com







Westminster Lawyers Releases New Infographic on Divorce Negotiations, Highlights Ways to Avoid Costly Litigation


Melbourne, VIC (PRWEB) January 08, 2013

Family law specialists, Westminster Lawyers, recognise the inherent difficulties that result from the breakdown of a marriage. The Melbourne-based family law firm works consistently to provide resolutions that are efficient and effective. In line with Westminster Lawyers tireless commitment to its clients, the family law firm recently unveiled a new infographic on divorce negotiations on its website. The illustrated information is aimed at guiding couples on the verge of or going through a divorce with a quick look at what their options will be when agreements are reached and when contentions arise.

Westminster Lawyers outline the stages of divorce negotiation with a few possible outcomes. Working on the scenario of agreements being reached between both parties, the Melbourne-based family law firm illustrates the benefits of drawing up a binding financial agreement. The legal document must explicitly state the division of properties between the two parties. The infographic declares that the court need not approve the binding financial agreement.

The premier law firm states at length, If no agreement can be reached on the division of property, an application can be made to have your matter heard at court. However, this process is both costly and time consuming. We will always try to resolve your matter by way of agreement and issue to court only as a last option. Mediation and collaborative family law procedures are often used to assist parties to reach financial settlements in a dignified and cost-effective manner. We regard court proceedings as a last option.

When both parties are unable to reach an agreement, the infographic reveals Westminster Lawyers will still work towards dispute resolution before heading to court. Once that stage of the negotiation fails to result in an outcome for the parties, the expert family law firm will then represent clients in proceedings, either in Family Court or Federal Magistrates Court.

Through the latest infographic, Westminster Lawyers hope to achieve a cost-effective way for divorcing Australian couples to reach settlements so that an expensive and potentially contentious litigation in court would be avoided. However, when both parties are unable to reach an agreement on certain issues such as child support or spousal support, Westminster Lawyers are more than capable and prepared to take on decisive action in court.

Westminster Lawyers provide a full range of services for couples who want to get married, who want to enter into a relationship, and those who are seeking resolutions to a relationship breakdown. The expert family law firm prepares agreements and brokers negotiations that are designed to protect the assets and interests of their clients. Apart from divorce, Westminster Lawyers can assist clients in applications to move children to live in another state or country and/or applications to have children returned to their original country of residence, superannuation issues, prenuptial and cohabitation agreements, wills and estate planning, and other issues that may require mediation or litigation.

Julian McDonald, one of Westminster Lawyers directors and accredited family law specialist and mediator, remarks, We recognise the emotional upheaval experienced by many people following the breakdown of a relationship. We strive to promote the interests of our clients during this challenging period.

To view the latest divorce negotiations infographic, go to the Westminster Lawyers website or contact the Westminster Lawyers for legal consultation on divorce and other issues concerning family law in Australia.







America’s Favorite Cheap Car Insurance Tool, Rate Digest, is Releasing Three Ways Personal Injury Protection Coverage is Saving Drivers’ Money Through Cheaper Premiums


(PRWEB) March 01, 2013

With over 5 million accidents in the US each year, the odds of being in an automotive mishap have increased to a common occurrence. However, the inconvenience of being in an accident is still just that: an inconvenience. Even if serious injury is avoided, the driver must deal with insurance claims, multiple forms, and the fact that their vehicle is damaged. Rate Digest knows this, and in addition to helping consumers find cheap auto insurance, they have released 3 ways Personal Injury Protection can lessen the burden of a car accident.

The first benefit of Personal Injury Protection (PIP) is medical coverage after an accident. On their blog, Rate Digest has given several valuable hints concerning this aspect, including the importance of stating the cause of injury. PIP will only apply in cases of automotive collision, so consumers are advised to inform the hospital or clinic exactly why the visit is necessary. As PIP is a common insurance extension and mandatory in several states, most doctors will know that those bills should be submitted for payment through a PIP policy. If the consumer is looking for a new insurance provider or to compare their current coverage rates with other top providers, it is recommended to visit http://www.ratedigest.com.

The second way drivers are saving money is through wage continuation. This applies to the driver who, upon the accident, is injured the point of missing work for any length of time. Should their policy be accepting, such drivers can potentially get continued financial support through the time of recovery. Another way to save money is finding cheap auto insurance. To compare rates online, visit Rate Digests unique comparison tool. Compare Cheap Car Insurance Quotes Here.

A third way Personal Injury Protection can help the consumer from spending is additional costs such as child care. In this case, the drivers injuries would prevent them from properly caring for their children, thereby allowing for PIP to pay for that care.

About Rate Digest:

Rate Digest provides a unique way for consumers to compare insurance costs and get free quotes from trusted companies across the nation. Rates as low as $ 19/month are possible through Rate Digests services.