ARLINGTON, Va. (PRWEB) May 2, 2007
Yonkers, NY (PRWEB) August 6, 2007
The online threats associated with using the Internet remain high according to Consumer Reports’s latest “State of the Net” survey. Consumer Reports projects that U.S. consumers lost more than $ 7 billion over the last two years to viruses, spyware, and phishing schemes.
Additionally, the “State of the Net” survey shows that consumers face a 1 in 4 chance of succumbing to an online threat and becoming a cybervictim, a number that has slightly decreased since last year.
The number of consumers responding to e-mail phishing scams has remained constant at eight percent. Consumer Reports projects that one million U.S. consumers lost billions of dollars over the past two years to such scams.
Many underage youngsters are at risk on social networks such as MySpace and Facebook, the survey found. In households surveyed with minors online, 13 percent of the children registered on MySpace were younger than 14, the minimum age the site officially allows, and three percent were under 10. And those were just the ones the parents knew about.
Based on the survey, Consumer Reports projects that problems caused by viruses and spyware resulted in damages of at least $ 5 billion replacement over the past two years.
The 2007 “State of the Net” survey was conducted by the Consumer Reports National Research Center among a nationally representative sample of more than 2,000 households with Internet access.
Consumers can visit http://www.ConsumerReports.org/security to access the full “State of the Net” report including free tips related to online protection, avoiding viruses, and reporting cybercrimes.
Among CR’s key 2007 “State of the Net” findings:
Based on survey projections, computer virus infections prompted an estimated 1.8 million households to replace their computers in the past two years and 850,000 households to replace computers due to spyware infections in the past six months. Additionally, 33 percent of survey respondents did not use software to block or remove spyware. And CR projects that 3.7 million US households with broadband remain unprotected by a firewall.
Spam: Consumer Reports’ survey respondents have reported a lower proportion of spam reaching their Inbox than in the past, which CR believes is a result of better spam-blocking. Survey results indicate that about 650,000 consumers ordered a product or service advertised through spam in the month before the survey. Additionally, in 5 percent of the households surveyed that had children under 18, a child had inadvertently seen pornographic material as a result of spam.
Viruses: Computer virus infections held steady since last year according to CR’s survey. CR notes that this is actually a mark of progress for consumers and software makers, because the threats have become more challenging. In the latest survey, 38 percent of respondents reported a computer virus-infection in the last two years. Seventeen percent of respondents didn’t have antivirus software installed.
Spyware: In the past six months, 34 percent of respondents’ computers were exposed to a spyware infection. CR’s survey also reveals that although spyware infections have dropped, the chances of getting one are still 1 in 3, and of suffering serious damage, 1 in 11.
Phishing: Eight percent of respondents submitted personal information in response to conventional phishing e-mails in the past two years, a number that has remained unchanged over the past two years. The median cost of a phishing incident is $ 200. Yet scammers’ tactics are improving – e-mail looks like it comes from a reputable business such as a bank and features better grammar, more believable stories, and more authentic-looking Web addresses.
Consumer Reports rates internet security suites
Consumer Reports tested nine internet security suites, four of which are Quick Picks that protect against viruses, spyware, and spam as effectively as the best stand-alone products.
Bohemia, N.Y. (PRWEB) February 09, 2013
On February 9, John Monderine, CEO of Rapid Recovery Solution, comments on an article published by CNN Money, which lists some of the recent unprofessional ways collectors are going after debtors.
According to the article published by CNN Money, the Fair Debt Collection Practices Act forbids collectors from threatening debtors by using violence, explicit language, continuous calling, inflating a debt and posing as lawyers. The laws also state that a collector cant tell debtors they will arrest them or take money from paychecks unless ordered by a court.
The article lists a plethora of ways debt collectors have illegally tried to satisfy a debt, including threats to take away children, posing as a law firm, promising to hurt pets or even digging up dead bodies.
A collection agency was fined over $ 700,000 last month after one of its collectors attempted to collect outstanding funeral debts, the article said. The collector threatened to dig up the graves of the debtors children and hang them on a tree or leave them outside the debtors door.
John Monderine, CEO of accounts receivable collection agency Rapid Recovery Solution, said harassing and threatening debtors will not speed up the collection process. Insulting them and threatening them is just going to push them away and force them to take legal action against you, he said. While the main objective is to satisfy a debt, collectors need to realize its better to assist the debtor than attack them or back them into a corner. Offer them solutions to how they can pay the debt.
Another recent tactic was threatening to take a debtors kids away by calling Child Protective Services, the article said. Recently, the Federal Trade Commission (FTC) banned a debt collector from using tactics like threatening to arrest or put a debtor in jail. The article said the collector told consumers that when they go to jail, police or child protective services would take their minor children into government custody.
Monderine said the FTC had every right to take legal actions against those collectors. As collectors, we have legal responsibilities and laws to abide by, he said. No matter how frustrating some debtors might be, we cant make our own exceptions to the laws. Its a violation of debt collection practices, as well as invasion of privacy.
Founded in 2006, Rapid Recovery Solution, Inc. is headquartered at the highest point of beautiful Long Island. Rapid Recovery Collection Agency is committed to recovering your funds. We believe that every debtor has the ability to pay if motivated correctly. We DO NOT alienate the debtors; we attempt to align with them and offer a number of ways to resolve not only your debt but also all their debts.