Tag Archives: Survival

Family Survival During Economic Downturn in Nine Easy Steps


Asheville, NC (PRWEB) October 30, 2008

One of the most essential action steps toward financial protection is to create an emergency fund consisting of three to six months living expenses in a liquid FDIC insured banking account, such as a checking, savings, or money market. Jeff Palmer, ChFC Financial Planner, of The Palmer Group also recommends debt elimination as the very best step to weather a financial storm. Many families will find it difficult to eliminate debt and increase immediate cash flow in their current situation and Palmer offers various ways this can be achieved.

“Create a household budget to examine spending for non-essentials. By creating a list of expenses each month, one can see where s/he is spending money and where adjustments may be made,” Palmer explains. After taking inventory of spending habits, sensible ways to decrease spending can be found.

Palmer’s 9 essential steps for surviving the economic downturn are to create a budget, establish an emergency fund, reduce credit card spending, pay off debts, shop smart, sell unwanted items, explore second incomes, plan ahead and invest in the future. These 9 steps are clearly explained in the current newsletter edition of Sixty Second Parent.

One way to reduce lifestyle spending is to become a savvy consumer. Groceries are an expensive necessity. When creating a grocery list for the household, collecting and using coupons, and selecting items on sale can be a tremendous savings to the family budget. Palmer warns, “Do not rely heavily on credit cards or lines of credit to cover emergencies. Banks are freezing lines of credit and credit card companies are lowering available lines of credit. You do not want to go deeper into debt for emergency expenses.” Even paying off a little each week will help to reduce debt.

According to Palmer, there is a real possibility of inflation in the economy due to the credit crisis. Inflation occurs when too much money follows to too few goods and services. It is based on the supply and demand principle. The effects of inflation impacts on prices at grocery stores, retail outlets, gas stations and beyond.

Nationally acclaimed pediatrician Dr. Olson Huff MD, of Sixty Second Parent, helps parents to develop healthier and more affordable eating habits for their children and reducing grocery costs at the same time. “Finding creative ways to encourage fruits and vegetables in your child’s diet can be fun for the entire family,” said Huff.

By offering more fruits and vegetables in combination with old favorites, parents can improve the health of their children and improve their budget. Implementing these simple steps may put you in a better financial position in good times or bad times. These steps will not come easily. They require changes in habits for the entire household. It is therefore important to set realistic goals and stick to them.

About Sixty Second Parent:

Sixty Second Parent is a website that offers a unique and fresh approach to obtaining practical parenting tips and information. Sixty Second Parent understands that the expectations and pressures put on parents today are more complex than ever before and recognizes the need for a simpler support system for parents and families.

As part of the solution, Sixty Second Parent has brought together the world’s leading experts in child development, child health and parenting to provide sound practical parenting information within an online community network.

Sixty Second Parent provides parents-to-be, young parents and grandparents with information, enjoyment, and connection into a like-minded community via a user-friendly web platform. This community gives parents the information they need, as well as reassurance in their actions, and guidance in interactions with their children.

The online support network is designed to link parents and families with industry specialists and other parents along with an online parenting store offering the best in early childcare resources.

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Author of New Wall Street Journal Bestseller, “The Ultimate Depression Survival Guide,” Donates All Royalties to Campaign to End Child Homelessness

Jupiter, Fla. (PRWEB) April 22, 2009

Martin D. Weiss, Ph.D, president of Weiss Research, Inc. and author of the new Wall Street Journal bestseller, “The Ultimate Depression Survival Guide,” is donating all of his book royalties to the Campaign to End Child Homelessness, sponsored by the National Center on Family Homelessness. Dr. Weiss presented the first donation ($ 100,000) to Dr. Ellen Bassuk, MD, president of the Center and author of America’s Youngest Outcasts, in a ceremony held at Weiss Research’s Florida headquarters on Friday.

“This donation is an integral aspect of our national grassroots campaign to Protect the People — Not the Banks!” commented Dr. Weiss. “We feel the government’s ongoing attempts to bail out failed financial institutions, such as AIG and Citigroup, are counterproductive in more ways than one. The bailouts not only reward high-risk speculation while punishing prudent investing, but they also divert precious resources desperately needed by the most innocent victims of the housing crisis.”

Dr. Bassuk added: “Even before the housing market collapse, one in 50 American children were homeless each year. Today, with millions of Americans losing their homes in foreclosures, there are certainly many more children on the edge of economic survival. We deeply appreciate Dr. Weiss’ generous contribution to our Campaign to End Child Homelessness.”

Dr. Weiss’ book, The Ultimate Depression Survival Guide: Protect Your Savings, Boost Your Income and Grow Wealthy Even in the Worst of Times (Wiley, April 2009, 978-0-470-39377-2, $ 27.95),provides clear, step-by-step instructions to all Americans on:

How to sell your home if you want to, or keep it if you don’t
How to protect your home from further losses
How to find a truly safe bank or insurer
How to build a substantial cash nest egg and keep it absolutely safe
What to do with your 401k, IRA or savings for your child’s education
The telltale signs will tip you off to a bottom in home prices, stocks and bonds
When to lock in safe, high yields on your money for years to come
Where to find the most promising profit opportunities in a recovery

Meanwhile, the Campaign to End Child Homelessness seeks to:

Strengthen local efforts to end child homelessness with direct assistance to states and communities;
Improve program design and service delivery to meet the unique needs of homeless children and their families; and
Increase public awareness of the scope and impact of homelessness on children.

Dr. Bassuk concludes: “Our Campaign to End Child Homelessness and Martin Weiss’ new book share a common theme–by taking action now, we can come through to see a brighter day.”

To purchase the book, consumers can visit http://www.UltimateDepressionSurvivalGuide.com or any national bookseller. Plus, readers and non-readers alike are invited to make charitable donations to the Campaign to End Child Homelessness at http://familyhomelessness.org/?q=node/14 or by calling 617-964-3834.

About Martin D. Weiss

Martin D. Weiss, Ph.D., founder and president of Weiss Research, Inc., is a nationally recognized expert on banking and insurance company solvency. With more than 35 years of experience, Dr. Weiss has helped empower millions of investors to make better financial decisions through his monthly Safe Money Report and daily Money and Markets.

Dr. Weiss, along with Weiss Research analyst Mike Larson, specifically named nearly all of the major institutions that have suffered a financial failure in this crisis. Weiss predicted the demise of Bear Stearns 102 days prior to its failure, Lehman Brothers (182 days prior), Fannie Mae (eight years prior), and Citigroup (110 days prior). Similarly, the U.S. Government Accountability Office (GAO) reported that, in the 1990s, Weiss greatly outperformed Moody’s, Standard & Poor’s, A.M. Best and D&P (now Fitch) in warning of future life insurance company failures. (See the Weiss forecast track at http://blogs.moneyandmarkets.com/martin-weiss/the-only-ones-who-warned-ahead-of-time/ and the GAO report at http://archive.gao.gov/t2pbat2/152669.pdf.)

About The National Center on Family Homelessness

The National Center on Family Homelessness, founded in 1988, is the nation’s foremost authority on family homelessness, and the only national organization dedicated solely to helping homeless families. Its Campaign to End Child Homelessness has already generated a strong positive response by the public, the national media, Congress and the White House. The Campaign’s legacy will be that all homeless children will receive the homes, opportunities, and support that they deserve as America’s youngest and most vulnerable citizens. For more information, visit http://www.familyhomelessness.org or http://www.homelesschildrenamerica.org.

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New Book Discusses How Survival and Nostalgia Can Go Hand in Hand


Winter Haven, FL (PRWEB) December 05, 2011

How can nostalgia be a doubled-edged sword? When youre reminiscing about your idyllic 1950s childhood in a Vietnam jungle, fighting for your life. I Must Survive (published by AuthorHouse), Harry Simpsons debut novel, centers on the story of the lone survivor of a brutal attack on a U.S. patrol boat during the Vietnam War. Simpson worked diligently to portray the war accurately, consulting with a former Green Beret who did five tours in Vietnam and a brown-water navy vet who served on U.S. Navy Swift boats.

The author has experienced his own forms of survival: polio as a child, prostate cancer, a spinal blockage and blood clots that forced him to learn to walk again; he still cant be on his feet for long and gets around mostly in a golf cart. Most recently, he had surgery to remove cancer from his sinus cavity and now wears a prosthetic nose.

Simpson hopes that through the soldiers memories, he conveys a sense of the contentment and family closeness he and others experienced growing up in the 1950s.

We learned to face lifes hardships as a family and were very close and protective of each other, Simpson says. People that read the book now are fascinated by the way life was back then, and they wish life was a little more like that today.

Authors bio:

Harry Simpson grew up in Burlington, Colo., and spent 39 years in finance. He is a happily married stepfather, grandfather and great-grandfather who now lives most of the year in a retirement community in Winter Haven, Fla., surrounded by his beloved dogs and many friends.

I Must Survive

By Harry Simpson

ISBN: 1467027057

Approx. 200 pages

Available in hardcover, paperback and e-book

To contact the author or for a review copy of the book:

Cindy Dashnaw, cdashnaw(at)bohlsenpr(dot)com, 317.602.7137 ext. 223

AuthorHouse, an Author Solutions, Inc. self-publishing imprint, is a leading provider of book publishing, marketing, and bookselling services for authors around the globe and offers the industrys only suite of Hollywood book-to-film services. Committed to providing the highest level of customer service, AuthorHouse assigns each author personal publishing and marketing consultants who provide guidance throughout the process. Headquartered in Bloomington, Indiana, AuthorHouse will celebrate 15 years of service to authors in Sept. 2011.For more information or to publish a book visit authorhouse.com or call 1-888-519-5121. For the latest, follow @authorhouse on Twitter.

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