NORTHBROOK, Ill. (PRWEB) December 3, 2008
The Allstate Holiday Teen Driving Hotspots Study found that the 10 deadliest hotspots for fatal teen crashes among the nation’s 50 largest metro areas (a central city and its surrounding counties) from Thanksgiving through New Year’s Day are:
Atlanta, GA (PRWEB) April 5, 2011
During the past 20 years, the rate of teen girls having children has dropped by about 40% to its lowest level since records began being kept 70 years ago. Having a child during the teen years carries high costsemotional, physical, and financialto the mother, father, child, and community.
Despite the decline, the U.S. teen birth rate is nearly one and a half times higher than the teen birth rate in the United Kingdom, which has the highest teen birth rate in western Europe. The U.S. rate is nearly three times higher than the teen birth rate in Canada and six to nine times higher than the teen birth rates in Denmark, the Netherlands, Sweden, and Switzerland, according to the latest CDC Vital Signs report.
Though we have made progress in reducing teen pregnancy over the past 20 years, still far too many teens are having babies, said CDC Director Thomas R. Frieden, M.D., M.P.H. Preventing teen pregnancy can protect the health and quality of life of teenagers, their children, and their families throughout the United States.
About 46 percent of teens have had sexual intercourse. About 14 percent of sexually active teen girls and 10 percent of teen boys report that they do not use any type of birth control, the report says. The report finds that teens need sex education, the opportunity to talk with their parents about pregnancy prevention, and those who become sexually active need access to affordable, effective birth control. For teens that are sexually active, two forms of birth control such as condoms for boys, and birth control pills, hormone shots, or an IUD for girls are most effective for preventing pregnancy.
Contraceptive use is lowest and teen childbirth is highest among Hispanic/Latinos and non-Hispanic blacks. Rates also are high among youth of all races and ethnicities who are socioeconomically disadvantaged. Black and Hispanic teen girls are about 2-3 times more likely to give birth than white teens. The percentage of black teen girls ever having sex (58 percent) is higher than for Hispanic (45 percent) and white teen girls (45 percent). The percentage of black teen males ever having sex (72 percent) is greater than that of Hispanics (53 percent) and whites (40 percent).
According to CDC Vital Signs, teen childbearing has a high cost emotionally, physically and financially for the mother, child and their community.
About half of teen mothers do not get a high school diploma before the age of 22.
Girls born to teen mothers are almost one-third more likely to become teen mothers themselves.
Children of teen parents are more likely to have low school achievement, drop out of school, and be teen parents themselves.
Teen pregnancy and childbirth cost U.S. taxpayers an estimated $ 9 billion each year, approximately $ 6 billion in lost tax revenue and nearly $ 3 billion in public expenditures. Reducing teen and unintended pregnancy is a key priority for the Department of Health and Human Services and the focus of a collaborative effort involving many parts of the Department. In support of this effort CDC recommends:
Sex education that provides accurate information and is tied to the developmental needs of adolescents.
Parents and teens communicate more effectively with each other on issues of sex and teen birth.
Sexually active teens have access to affordable and effective birth control.
For more information about preventing teen pregnancy, visit http://www.cdc.gov/vitalsigns/TeenPregnancy and http://www.hhs.gov/ash/oah/prevention/index.html.
Belleville, Ill. (PRWEB) October 20, 2011
The unemployment rate for people with disabilities has climbed for the fourth consecutive quarter to reach the highest rate since tracking began in 2008, according to a study by Allsup, a nationwide provider of Social Security Disability Insurance (SSDI) representation and Medicare plan selection services.
The Allsup Disability Study: Income at Risk shows that people with disabilities experienced an unemployment rate more than 85 percent higher than the rate for people with no disabilities for the third quarter of 2011. Specifically, the unemployment rate averaged 16.3 percent for people with disabilities, compared with 8.8 percent for people with no disabilities. These figures are based on non-seasonally adjusted data from the U.S. Bureau of Labor Statistics. The quarterly rate hasnt been this high since reporting of the disability unemployment rate began in the fourth quarter of 2008.
The Allsup Disability Study: Income at Risk shows that 737,468 people with disabilities applied for SSDI during the third quarter of 2011, down 3 percent from the previous quarter. Year-to-date, nearly 2.22 million people have filed disability claims, compared with nearly 2.23 million applicants by the same time last year. Since the fourth quarter of 2007, when the recession began, more than 10.8 million people have applied for SSDI. Nearly 1.8 million SSDI claims are pending with an average cumulative wait time of more than 800 days, based on Allsups analysis of the Social Security disability backlog.
Disability applications have increased significantly over the past few years, said Paul Gada, personal financial planning director for the Allsup Disability Life Planning Center. The economy is one factor, with some people with disabilities never able to return to work after a layoff. Another factor is the aging population, with most baby boomers now in their late 40s to early 60s, Gada said. The average SSDI applicant is nearly 53 years old.
Some people with disabilities who are unable to work may put off applying for SSDI, and older individuals may simply wait to age into Social Security retirement benefits. Either of these actions, however, can result in a serious financial impact, both now and in the future.
People who are qualified need to understand the SSDI process, apply as soon as possible and prepare themselves and their families for the likelihood of living on a significantly reduced income, Gada cautioned.
Understanding Social Security Disability Benefits
SSDI is a mandatory, tax-funded federal insurance program providing individuals with financial resources if they are unable to work for 12 months or longer because of a severe disability, or if they have a terminal condition. Individuals must have paid FICA taxes to be eligible. Social Security disability benefits are calculated using the persons earnings history.
Allsup outlines several financial benefits to those who qualify for SSDI:
Seattle, WA (PRWEB) July 16, 2012
A new Institute for Corporate Productivity (i4cp) study finds that contrary to current political rhetoric, businesses dont believe that reducing business tax rates will improve unemployment numbers. A miniscule 3% of the HR professionals surveyed reported that high business tax rates make hiring difficult for their organizations.
Nor were expensive labor costs and global outsourcing, two factors commonly blamed for lost jobs in the U.S., cited as significant drivers of unemployment. Only 9% of respondents believed that current unemployment rates are a result of U.S. labor costs being too high, and 12% indicated they thought that companies decisions to expand their workforces in places other than the U.S. are negatively impacting domestic hiring.
Its the economy. Still.
The HR professionals surveyed overwhelmingly cited global issues and economic uncertainty as the primary causes of unemployment. Thirty-nine percent of respondents stated that high unemployment rates are a natural outcome of the global recession and that hiring will improve naturally as the economy cycles back to recovery. And 37% of respondents said that unemployment rates are a direct result of companies uncertainty about global social, political, and economic conditions, which result in their reluctance to take on more staff.
Companies are planning for global expansion
Though caution toward hiring lingers, 93% of respondents reported that they believed their company will either maintain or expand their global workforces in the coming three years. Among the high-performing companies those that outperform competitors in revenue growth, market share, profitability and customer satisfaction that percentage was a staggering 100%.
More information about global staffing trends and practices is available in i4cps new report High-Performance Global Staffing: Shifting Labor Supplies and Strategies, exclusively available to i4cp member organizations.
About i4cp, inc.
i4cp focuses on the people management practices that make high-performance organizations unique. Years of research make it clear that top companies approach their workforces differently. In recognition of our status as the largest and fastest-growing network of its kind, i4cp was named to the prestigious 2011 Inc. 500|5000 list. We work with our network of organizations to:
Kansas City, Mo. (PRWEB) November 08, 2012
With Veterans Day approaching, stories of soldiers service and courage will abound, but until now, little has been known about their role in one of Americas most important fields: entrepreneurship. A new study released today by the Ewing Marion Kauffman Foundation shows, for the first time, business creation by veteran status at the individual level over the past 16 years.
Until three years ago, U.S. veterans generally started companies at higher rates than non-veterans did. However, the Kauffman Index of Entrepreneurial Activity by Veteran Status: 1996-2011 shows that veteran entrepreneurship shares have been declining steadily over the past two decades. In 1996, veterans represented 12.3 percent of all new entrepreneurs. By 2011, veterans comprised just 6 percent of new entrepreneurs.
Part of the decline can be attributed to falling veteran entrepreneurship rates compared to rising non-veteran rates. The biggest drop in the veteran share, however, coincides with increasing numbers of veterans aging out of the U.S. working-age population. The share of this population fell from 11.2 percent in 1996 to 6.4 percent in 2011, the study showed.
Because falling veteran entrepreneurship rates are due primarily to the aging vet population, the downward trend does not mean this important demographic group does not have an interest in starting companies and working to see those companies perform well, said Dane Stangler, director of research and policy at the Kauffman Foundation. However, whats troubling about the waning numbers of veteran-owned startups is that younger veterans now have less support from within their own community of veterans as they consider their own entrepreneurial ventures: fewer networking opportunities, mentors and funders among the older generations of vets. What we dont yet know is how this may affect younger veterans pursuit of entrepreneurship.
In 2011, 320 out of 100,000 adults, or 0.32 percent, created new businesses each month, while just 300 veterans out of 100,000 adults started companies.
The study is based on data from the Kauffman Index of Entrepreneurial Activity, which captures new business owners in their first month of significant business activity and provides the earliest documentation of new business development across the country. The percentage of the adult, non-business owner population that starts a business each month is measured using data from the Current Population Survey. New data extracts for every month of CPS data from 1996 to 2011 were downloaded and compiled to create estimates of entrepreneurship rates by veteran status.
To download an infographic that highlights the key findings, click here.
About the Kauffman Foundation
The Ewing Marion Kauffman Foundation is a private nonpartisan foundation that works to harness the power of entrepreneurship and innovation to grow economies and improve human welfare. Through its research and other initiatives, the Kauffman Foundation aims to open young people’s eyes to the possibility of entrepreneurship, promote entrepreneurship education, raise awareness of entrepreneurship-friendly policies, and find alternative pathways for the commercialization of new knowledge and technologies. In addition, the Foundation focuses on initiatives in the Kansas City region to advance students math and science skills, and improve the educational achievement of urban students, including the Ewing Marion Kauffman School, a college preparatory charter school for middle and high school students. Founded by late entrepreneur and philanthropist Ewing Marion Kauffman, the Foundation is based in Kansas City, Mo. and has approximately $ 2 billion in assets. For more information, visit http://www.kauffman.org, and follow the Foundation on http://www.twitter.com/kauffmanfdn and http://www.facebook.com/kauffmanfdn.
Fort Lauderdale, FL (PRWEB) October 14, 2013
AutoUSA Internet Sales Solutions (http://www.AutoUSADealers.com) today announced that Nielsen Auto Group is achieving better closing rates and lower cost-per-sale on leads generated by Payment Pro than on leads generated by any other source. The five-store group based in northern New Jersey delivers closing rates from twelve to twenty-five percent on Payment Pro’s credit-analyzed leads, with an average Cost-Per-Sale (CPS) of $ 200 per vehicle, compared with an average $ 400 CPS for leads generated by traditional advertising methods.
“Payment Pro is the best new product I’ve seen in fifteen years,” said Robert Boff, IT Director for the Nielsen Auto Group. Boff oversees Internet spending for the group, including selecting and analyzing lead sources for three Chrysler franchises, one Hyundai franchise and a used-car-only center.
Payment Pro is a payment-based conversion tool for auto dealer websites. When Boff heard about it in the fall of 2012, he liked the simplicity of each vehicle on a website having a payment button next to it. He tried it out initially in three Chrysler stores. “Seventy to eighty percent of customers are payment driven, and they like seeing the different payments next to each vehicle. It allows them to comparison shop in a payment range they’re comfortable with.”
Payment Pro analyzes customers’ credit without requiring them to enter personal information such as a social security number (SSN) or date of birth (DOB). Payment Pro pre-qualifies customers for payments on VIN-specific vehicles using the dealers’ finance programs, then instantly generates a lead that includes the name, contact information, vehicle of interest, pre-qualified monthly payment amounts and credit eligibility information.
Currently the five stores receive an average of fourteen to twenty Payment Pro leads per month. “Closing rates vary based on the skill of the salespeople, but none of the stores close less than twelve percent of the leads and the best store consistently closes around 25 percent of the leads,” said Boff. To help increase the volume of leads generated, he is in the process of adding Payment Pro’s mobile solution to the auto group’s mobile websites. “I’ve already noticed that the mobile implementation is resulting in greater lead generation and I’m excited about the potential.”
To analyze the performance and value of lead sources, Boff relies on CPS as his primary measurement. “With traditional advertising, it costs us $ 400 to sell a car. With Payment Pro the monthly fee divided by the number of cars we sell every month results in an average CPS of about $ 200 per vehicle.”
Payment Pro’s low CPS is currently delivering a greater value than other conversion tools and lead sources that Nielsen Auto Group is using, including chat, Search-Engine-Marketing (SEM) and display advertising. “My chat leads are down twenty to twenty-five percent this year,” said Boff. “Customers are in control these days and they want the information quickly. It depends on the salesperson of course, but if customers can’t get their questions answered instantly on chat, they won’t give your their name or phone number or e-mail, so you can’t even put them into the system as a lead.”
Boff has also been experimenting with pay-per-click and display advertising on the Internet. “We’re spending thousands per month and we’re getting fewer e-mails and phone calls than we did last year,” said Boff. “It’s kind of confusing. On one hand our traffic is up 38 percent, but the bounce rate is astronomical and has increased 80 percent. Customers click over to our page but they immediately leave, and we have to pay for that.”
The other lead sources that Boff relies on are independent Internet leads from AutoUSA as well as other providers. “I like buying leads; you’re getting people who are shopping on automotive sites who are in the market,” he said.
Boff will continue to use Payment Pro on the Nielsen Auto Group websites. “If you’re looking to enhance your website for better conversion, it’s a product that will increase the number of leads and help you sell more cars at a fraction of the price of other lead sources.”
Payment Pro is powered by DriveItNow and sold by AutoUSA Internet Sales Solutions. To see a demonstration of Payment Pro visit http://www.paymentprodemo.com or visit Booth #326 at the Digital Dealer Conference & Exposition this week in Las Vegas, NV.
About AutoUSA Internet Sales Solutions
AutoUSA Internet Sales Solutions brings the best-in-class tools to increase Internet sales and lower costs for automotive dealerships. Leading products include Payment ProSM, a payment-based pre-qualification tool for dealer websites; ShowProSM incentive program, proven to turn more leads into shows; Leads&ListingsSM, providing the highest quality, new and used car email and phone leads from 100+ sites; PowerListingsSM 2.0, helping dealers increase traffic toand leads fromtheir social media sites; and AVA Virtual Sales Assistant, helping dealerships manage more leads at a reduced cost. AutoUSA products are currently benefiting thousands of active dealers all across the U.S.
For more information, visit AutoUSAs web site, subscribe to our blog at http://blog.autousadealers.com, follow us on Twitter @AutoUSALeads and Like us on Facebook at /AutoUSADealers