Irvine, CA (PRWEB) March 23, 2009
ProtectMyId.com, a leading Identity Theft solution, describes key ways background checks may lead to Identity theft. Background checks on new hires are more popular than ever. In fact, in some states and for some professions, they’re actually a legal requirement. But corporations aren’t the only ones running background checks these days. From families concerned about the quality of their child care to singles worried who they’re dating, anyone can run a background check on anybody, anytime they want.
The internet is full of Background Checking services, all offering to provide you with the information you seek. These checks come in all shapes and sizes, but to run a thorough background check, it takes written consent from the individual in question. This allows individuals or companies access to the following information:
Resume and Employment verification
Social Security Number verification
Criminal Record checks
Department of Motor Vehicles
Civil Court Records
Sexual Offenders Databases
Without permission, companies can only gather information through public records and other open sources, so theoretically the most critical information should remain private. But unfortunately, this won’t stop scam artists and thieves from trying to get their hands on consumers personal data. They have many means of committing identity fraud, including the use of online recruitment scams. Rising unemployment, have made these scams very popular and most job seekers scouring the Internet for employment opportunities don’t realize they can make a bad situation even worse, by simply responding to a want ad. Here’s how it works:
Consumers receive an email from a company who found your resume online. They have an immediate opening for someone with their talents and will urge them to log on to their site and apply for the position. Next, they’ll inform the consumer that it’s company policy to do a background check and they’ll need date of birth, Social Security Number, Drivers License Number and even Bank Account Numbers to start the process. This is everything a scam artist needs to steal a person’s identity.
It’s disturbing that people can prey on the desperation of others in such ways, but the fact remains we all need to be more vigilant about protecting ourselves from identity fraud. Be cautious. Never give information out to anybody without diligently researching them first.
ProtectMyID.com is a leading, full-service provider of proactive identity theft detection, protection and fraud resolution. ProtectMyID.com offers comprehensive identity theft protection products supported by experienced identity theft resolution professionals who deliver personal attention that customers can rely on. ProtectMyID.com is a Web site owned by ConsumerInfo.com Inc., an Experian company. For more information about how ProtectMyID.com helps consumers protect themselves against identity theft, please visit ProtectMyID.com
Irvine, CA (PRWEB) April 26, 2009
ProtectMyID.com a leading, full-service provider of identity theft detection, protection and fraud resolution, today announced Internet ID Theft Protection tips. If consumers spend any kind of time online they’re probably concerned about security; and rightfully so. Whether it is e-commerce, personal banking, bill paying or social networking, sooner or later consumers run the risk of exposing themselves to internet identity theft.
Ironically enough, the best line of defense against identity theft attacks is the one thing people give the least amount of thought to: their username/ password combination. Statistically, most people create username/password combo’s that are easy to remember. They tend to be associated with obvious personal data, like:
A partner, child, or pet’s name, sometimes followed by a 0 or 1
The last 4 digits of a social security number
Numerical sequences like 1,2,3,4
The word password
Hometown, city, college, favorite sports team
Date of birth – partner’s or child’s
The fact that most people use the same username and password for all their online accounts only compounds the danger of http://www.protectmyid.com/default.aspx?PageTypeID=HomePage17&SiteVersionID=815&SiteID=100302&sc=669082&bcd=semidtprw210408ts01 internet ID theft. If a hacker can hijack one password, they instantly have access to your other accounts. This can lead to identity theft, http://www.protectmyid.com/default.aspx?PageTypeID=HomePage17&SiteVersionID=815&SiteID=100302&sc=669082&bcd=semidtprw210408ts03 credit card fraud and a huge headache for consumers.
Consider this: password hijackers will go through trash, mail or the pages of social networking sites to dig up the info they need to crack a password. In fact, social networking sites are a key source for this kind of personal information. In spite of this level of personal invasion, there are still some very simple techniques consumers can practice to help protect password:
Indiscriminately trade out numbers and symbols for letters: h@ck3rs
Random caps are also an effective technique: h@Ck3Rs
Use something from the past: a random place, a favorite toy, etc. Don’t use names of friends or classmates, old address or phone numbers.
Vary username/password combinations among accounts.
Unfortunately, even if consumers follow all these techniques, they could still be hit by a brute force attack. This is where password hijackers use specifically designed software to crack security. This software is free and readily available online, so little can be done to stop this kind http://www.protectmyid.com/default.aspx?PageTypeID=HomePage17&SiteVersionID=815&SiteID=100302&sc=669082&bcd=semidtprw210408ts01 internet ID theft.
ProtectMyID.com is a leading, full-service provider of identity theft detection, protection and fraud resolution. We are passionate about helping our customers defend against identity theft and shielding them from the hassles and financial loss that can accompany this crime. Our U.S.-based team, which includes experienced Identity Theft Resolution Professionals, is dedicated to providing easy-to-use and convenient products as well as personal service that our customers can rely on.
ProtectMyID.com is part of a family of online sites belonging to ConsumerInfo.com, Inc., an Experian company. ConsumerInfo.com, Inc. was founded in 1995 to give consumers quick, easy, and inexpensive access to their credit histories. It is now the leading provider of online consumer identity theft protection, credit monitoring, credit scores and credit reports to millions of U.S. consumers.
Irvine, CA (PRWEB) September 3, 2009
ProtectMyID.com, the multilayered identity theft detection, protection and fraud resolution product, today launched new enhancements, making it one of the industry’s most comprehensive consumer identity theft protection products. ProtectMyID.com, a part of Experian, one of the most trusted brands in identity protection, was designed to help consumers prevent the damages caused by identity theft. Premiering next week, an integrated marketing campaign kicks off with broadcast ads that depict real-life identity theft situations and demonstrate how ProtectMyID.com is able to protect and support its members.
Product enhancements now available at ProtectMyID.com include:
Active Internet scans that search for key indications of potential fraudulent use of debit, credit card and Social Security numbers
Notification alerts that inform members when a change of address action is initiated so members can verify that the change was legitimate or determine if it came from an unauthorized source
Members can now choose to receive notification alerts via email, text message or U.S. mail
Core features of ProtectMyID.com include:
Daily monitoring of its members’ credit reports at all three credit bureaus, with alerts as key changes are detected.
Access to experienced, U.S. Fraud Resolution Agents providing members with invaluable personal assistance in resolving identity theft issues as well as help in the event of a lost or stolen wallet.
As members, parents can extend identity theft protection to their children through ChildSecureSM (patent pending) for an additional fee. ProtectMyID.com provides the only monthly monitoring of your children’s credit information.
ProtectMyID.com’s Guarantee will reimburse for up to $ 1 million in related losses and expenses in the event the product fails and may also reimburse for stolen funds from unauthorized ATM, debit and credit card transactions for which the member may be personally liable. The Product Guarantee is subject to limitations, see our website for details.
“Identity theft continues to be a problem, and simply checking your credit report once a year isn’t enough to protect yourself against the financial loss and emotional strain that accompanies this crime,” said Jennifer Leuer, general manager of ProtectMyID.com. “While no one can ever entirely prevent identity theft, they can take steps to educate and protect themselves and get dedicated help if a theft occurs.”
Consumers engage frequently in potentially risky behaviors without thinking about the dangers involved. Everyday tasks can expose identities to theft, such as applying for bank loans; shopping on nonsecure Web sites; giving credit card numbers over cell phones in public places; and posting personal information, like birth dates, on social networking sites. Many consumers aren’t aware that these seemingly harmless activities can be all an identity thief needs to wreak serious financial and personal havoc.
“If you suspect you have exposed some of your personal information to a scam artist, a good line of defense is to actively monitor your credit report,” said Linda Foley, founder of the Identity Theft Resource Center. “If you monitor your credit or subscribe to a daily identity monitoring service, like ProtectMyID.com, you can quickly discover changes to your personal information that may indicate identity theft.”
Irvine, Calif. (PRWEB) September 16, 2009
ProtectMyID.com, the multilayered identity theft detection, protection and fraud resolution product, proudly announces that it has been selected as the recommended identity monitoring product by national radio host Kim Komando. ProtectMyID.com is partnering with Komando to educate her audience of more than 16 million listeners and online subscribers about the importance of identity monitoring and protection. The partnership’s mission is to educate consumers about ways to reduce their risk of identity theft and provide them with the tools to help protect themselves.
“With more than 10 million identity thefts occurring in 2008 alone , this topic remains top-of-mind for my audience. In fact, I receive more questions about identity theft than on any other topic,” said Kim Komando, national radio host of the syndicated Kim Komando Show. “After careful review of the many identity protection products currently available, I feel very confident recommending ProtectMyID.com to my listeners. Not only is it a part of Experian — one of the most trusted brands in identity protection — it provides multiple layers of identity monitoring defense, including active Internet scans, change of address notifications, daily credit report monitoring at all three bureaus and notification alerts of key changes. I truly believe that ProtectMyID.com is the best identity monitoring and protection product available.”
The ProtectMyID.com and Kim Komando partnership involves both on-air and online components. At the core of the online program is an ID Theft Security Center Web page located at http://www.komando.com/protectmyid/ where visitors can learn how to better protect themselves from identity theft, as well as enroll in ProtecMyID.com. Other elements of the partnership include on-air and online advertisements in Komando’s radio program, email newsletters and Web site.
“Kim Komando’s audience trusts her expertise, and she knows that when it comes to identity theft protection, consumers need to take an active role in protecting themselves against the damaging and often long-term effects of identity theft,” said Jennifer Leuer, general manager, ProtectMyID.com. “Identity theft remains a very real threat, and Kim is doing a great service by educating her listeners about ways they can proactively protect themselves by using ProtecMyID.com.”
Identity protection in the ProtectMyID.com program is $ 9.95 per month and includes active Internet scans that search for key indicators of potential fraudulent use of debit, credit and Social Security numbers; notification alerts that inform members when a change of address action is initiated; daily monitoring of members’ credit reports at all three credit reporting companies; and access to experienced U.S. Fraud Resolution Agents. Additionally, members can get the most comprehensive children’s identity protection through ChildSecure for an additional fee. The ProtecMyID.com Guarantee will reimburse members for up to $ 1 million in related losses and expenses in the event the product fails and the member becomes a victim of identity theft, subject to limitations in the product agreement.
ProtectMyID.com is a leading, full-service provider of proactive identity theft detection, protection and fraud resolution. ProtectMyID.com offers comprehensive identity theft protection products supported by experienced Fraud Resolution Agents who deliver personal attention that customers can rely on. ProtectMyID.com is a Web site owned by ConsumerInfo.com Inc., an Experian company. For more information about how ProtectMyID.com helps consumers protect themselves against identity theft, please visit http://www.ProtectMyID.com.
Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to manage their credit relationships and protect against identity theft.
Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $ 3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and S