Tag Archives: Protect

Family Law Firm Finds Women Are Taking Active Steps To Protect Children, Assets During Divorce

Scottsdale, AZ (PRWEB) May 1, 2006

Nirenstein Ruotolo Group, P.L. C., one of Arizonas most prestigious family law firms, has found that more women are taking necessary steps to protect themselves, their children and their assets in case of divorce.

According to the National Vital Statistics Report issued by the Centers for Disease Control on March 31, 2006, over 18,660 Arizona marriages ended in divorce between January and September 2005, up slightly from previous years. As divorce rates continue to increase, women are becoming more actively involved in educating themselves about divorce and child and spousal support.

Women are more aware of protecting their rights during a divorce, said Alexander D. Nirenstein, NRGs managing member. Our job is to make sure our clients are educated and receive positive results in their cases.

NRG has consistently reached out to assist women in understanding their rights in a divorce. Fred Ruotolo, a founding partner of NRG, participated in the 2006 Arizona Familys Womens Expo. Ruotolo spoke to attending women about a range of topics related to family law and child custody.

The women in attendance at the Womens Expo inquired about an assortment of topics such as child custody, spousal support and property division, said Ruotolo. We were able to provide these women with empowering information, helping them make better decisions for their future and the future of their children.

NRG also hosts Arizonas source for blogging Web site information on family law. Arizona Family Law Blog is the definitive site for up-to-date information on cases that affect family law and divorce, interesting legal news from around the nation and in-depth answers to important family law questions. Visitors to http://www.azfamilylawblog.com can reply to any of the posted topics with questions or comments and receive responses from the lawyers at NRG.

About Nirenstein Ruotolo Group P.L.C.

Founded in 2003 by accomplished family law attorneys, NRG is a boutique family law firm that provides professional representation in Arizona divorce and family law litigation, mediation, appellate review and mental health and elder law services. NRG boasts nine experienced family law attorneys, two litigation analysts, four paralegals, and five support personnel. The firm represents many diverse clients, both in Arizona and nationally, and is one of the most-respected law firms in Arizona practicing divorce and family law exclusively. For additional information, please visit http://www.nrglaw.net.

For more information, contact:

Beth Glick (Crosby-Wright P.R.)(480) 367-1112


Bills.com CEO Cautions Workers to Protect Livelihood With Life, Disability Insurance

San Mateo, CA (PRWEB) May 23, 2007

The first U.S. life insurance policy was issued almost 250 years ago, on May 22, 1761, by The Corporation for the Relief of Poor and Distressed Presbyterian Ministers and of the Poor and Distressed Widows and Children of Presbyterian Ministers. On this anniversary, Andrew Housser, co-founder and co-CEO of Bills.com, a free online consumer portal that provides financial tips and resources, suggests ways consumers can maximize life and disability coverage.

“Today, insurance companies have shorter names — but lives are longer,” Housser said. “Individuals may need life insurance and disability insurance more than ever.”

Insurance professionals estimate one in eight people will be disabled before they retire. Those who would face financial disaster if they lost their income need disability coverage, Housser said. Similarly, those with families that depend upon their income need life insurance protection.

Housser suggests five steps to planning the right insurance coverage:

1. Check job benefits. Many employers offer life and disability coverage benefits. Review the benefits package to understand coverage offered, such as life insurance benefits, usually stated as a percentage of a year’s salary.

2. Evaluate assets. In a financial disaster, insurance can help pay off a home, pay for children’s educations, provide time and/or child care support for a stay-at-home spouse to re-enter the workforce, and even pay basic expenses — plus health care deductibles and medical bills — in the event of an illness, injury or death.

3. Understand disability insurance. Two types of disability coverage exist: Short-term and long-term. Short-term coverage pays benefits for disabilities lasting less than six months. Long-term policies provide benefits for longer disabilities. The benefit period varies, depending upon the policy. The period can range from a few months up to the beneficiary’s 65th birthday.

“Just as a new car comes with a few items standard and a broad array of options (with a higher price tag) when nicely equipped, disability insurance includes what you pay for,” Housser explained. For example, two common definitions of coverage are “own occupation” or “any occupation.” Some policies pay only if a disability prevents the beneficiary from working at any job. “While those policies are less expensive, many people feel more secure with policies that pay benefits if they cannot work in their own fields,” Housser added.

4. Do some financial planning. Some employer-sponsored disability plans begin paying benefits within seven days after the beneficiary must leave the workforce. Many families can bridge that financial gap with their savings. Self-purchased plans offer waiting periods from 30 days to a year. Policy buyers can choose a lower premium if they have other resources to support themselves during the waiting period.

5. Get help if needed. The planning process raises complex issues. A trusted insurance agent and a qualified financial planner can help determine needed coverage.

“Both life and disability insurance policies offer many options. They can be customized to your family’s unique needs,” Housser said. “Doing the research you need to choose the best option allows you to move forward in life with confidence.”

Based in San Mateo, Calif., Bills.com is a free one-stop online portal where consumers can educate themselves about complex personal finance issues and comparison shop for products and services including credit cards, debt relief assistance, insurance, mortgages and other loans. The company blogs about consumer finance issues at http://www.bills.com/blog. Since 2002, Bills.com and its partner company, Freedom Financial Network, have served more than 15,000 customers nationwide while managing more than $ 350 million in consumer debt. The company’s co-founders and CEOs, Andrew Housser and Brad Stroh, were named Northern California finalists in Ernst & Young’s 2006 Entrepreneur of the Year Awards.


Survey Shows Parents Need To Do more To Protect Their Children Online

(PRWEB) September 20, 2007

Parents are relying too heavily on their children doing as they are asked to keep them safe online according to new research from UK broadband comparison service BroadbandChoices.co.uk.

84 per cent of parents polled across the UK said that they rate verbal agreement with their children on safe Internet usage as their number one means of monitoring online activity. This comes in the wake of a worrying Government report that one in four children has put themselves in potential danger by secretly meeting strangers they have contacted online1.

Michael Phillips, product director of BroadbandChoices.co.uk, said: “It’s surprising that so many people rely heavily on their child doing what they ask – it just isn’t going to happen in most cases and the Government’s research proves this.

“However, there are a few simple steps parents can take to bolster protection for their child when online. Rather than relying on a single approach, they should use parental control and security software, combined with education, to stop inappropriate material – and people – reaching their child.”

Our research shows that the top four ways parents monitor their child’s online activity are:

1. A verbal agreement to use the Internet safely (84 per cent)

2. The use of parental control software such as McAfee and Norton (63 per cent)

3. Restricting the amount of time children spend online (62 per cent)

4. Manually checking the computer to see what they have been doing online (59 per cent)

This represents a three-fold increase on a similar study carried out two years ago.

Behind their parents’ backs

The poll also asked children aged 11-16 what they had actually been doing online during the school holidays. The top three activities were:

1. Downloading music and photos (48 per cent)

2. Joining in with chat rooms and making new friends online (45 per cent)

3. Using social networking sites such as MySpace, Bebo and Facebook (40 per cent)

“The wide availability of the Internet has made ‘stranger danger’ omnipresent. Parents need to be made more aware of the simple checks that they could put in place to safeguard their children who are increasingly using the Internet to build new relationships.

“As well as the possible safety threats posed by the Internet, your child’s online activities could land you a bigger bill at the end of the month. With 48 per cent of children regularly downloading from the Internet, usage allowances could easily be exceeded and parents could find themselves out of pocket at the end of the month if they aren’t able to monitor it,” concluded Phillips.

BroadbandChoices.co.uk’s top five tips for protecting your children online

1. Parental control software: Some ISPs like AOL and BT offer parental controls as part of their service, while other users can get them with their antivirus and security suites. Parental controls allow you to block certain sites and keywords, apply different settings for different age groups and monitor your child’s online activity. You can also use the Messenger Plus! program to keep a log of conversations they might be having using Instant Messenger.

2. Education: Completely banning older children from the Internet is unlikely to stop them from using chatrooms and social networking sites, so instead, explain why they need to be careful on the Internet and make sure they know never to give out personal information or meet strangers without an adult around.

3. All on one PC: Keeping the family computer in the living room is a great way of ensuring that your children stay safe online. They’re far less likely to spend time in chatrooms or downloading illegally if their parents are in the same room. Also, make sure that you’re set as the administrator on any PC in the home, so that only you can change the settings on your parental control software.

4. Antivirus and firewall software: Using security software to protect your PC will also protect your child from spam emails with inappropriate content, and phishing emails where they could give out personal information including bank details.

5. Monitor downloads: If you’re concerned about the affect your children’s downloading is having on your monthly usage allowance, use a Broadband Download Monitor such as ours to keep an eye on downloads and set alarms to alert you when you near your limit.

BroadbandChoices.co.uk’s download monitor can be accessed at http://www.broadbandchoices.co.uk/broadband-download-monitor.html

About BroadbandChoices.co.uk: http://www.broadbandchoices.co.uk

BroadbandChoices.co.uk is the second biggest broadband comparison service in the UK. Unlike other comparison sites, BroadbandChoices.co.uk doesn’t just focus on price but total package value. Consumers can now refer to this impartial Website to access the latest broadband advice and deals, to help them make the right choice.

What makes BroadbandChoices.co.uk different:

Most comprehensive range of consumer guides and advice
Emphasis on value rather than cost alone
Variety of ways to rank products according to individual priorities
Detailed product information
A community of like minded people where you can read reviews or share your thoughts
Up-to-date information regarding key industry developments
Access to bespoke interactive tools – [http://www.broadbandchoices.co.uk/speed-tester.html speed tester & broadband download monitor)

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Elite Email Marketing Partners with Registry Compliance and Protect MI Child

Toronto, ON, and New York, NY (PRWEB) November 20, 2007

Elite Email Marketing software (EliteEmail.com) and Unspam Registry Services, Inc. (RegistryCompliance.com) have joined forces to protect children from adult-oriented emails. Elite Email Marketing is the latest partner to join the Registry Compliance program, which works to ensure email senders comply with the various child protection state registry laws.

The Elite Email Marketing software powers business email marketing campaigns for a wide variety of clients. Some of these clients use email marketing to promote their wineries, tobacco shops and other adult-oriented businesses. Recently, states like Michigan and Utah have instituted laws that prohibit these businesses from sending commercial emails to children.1

“While pornography and offensive content have always been strictly prohibited through our direct email marketing solution, we do have valued clients that operate legitimate adult-oriented businesses. We feel it is particularly important to protect children from these commercial emails,” says Robert Burko, president of EliteEmail.com. “Our partnership with Registry Compliance allows us to assure our clients they will never risk sending adult targeted emails to children in the states that have instituted this important registry.”

Elite Email Marketing’s partnership with Registry Compliance allows the databases of all EliteEmail.com customers operating in adult-targeted markets to be checked against the state registries, and all registered children to be removed from the databases automatically.

“We are proud to welcome Elite Email Marketing into our network of compliance partners,” says Eric Langheinrich, CTO of Unspam Registry Services. “It is great to see that more and more email marketing software providers are taking action to protect America’s children.”

1 In July of 2005, the U.S. states of Michigan and Utah became the first to establish children’s protection registries. These registries are secure collections of e-mail addresses, instant messenger IDs and other types of addresses that are protected from receiving adult-oriented messages.

About EliteEmail.com

Elite Email Marketing (EliteEmail.com) is the industry leading email marketing software provider, supplying a full suite of email marketing solutions to individuals, small businesses and enterprises. EliteEmail.com services clients in all corners of the globe, spanning industries such as real estate, entertainment, hospitality, retail and many others. EliteEmail.com is part of the EliteAnswers.com family of online business solutions, headquartered in Toronto, Ontario, Canada.

About Unspam Registry Services, Inc.

Founded in 2001, Unspam is a software and services company helping governments author, implement, and enforce effective laws to control unwanted messages. Unspam also provides expert consulting services to businesses wishing to ensure compliance with these laws as efficiently as possible. Unspam’s patent-pending RedListing technology allows the creation of secure communication protection systems such as those used by Utah and Michigan with their Child Protection Registry laws. Our list implementation system helps a government define clearly the messaging preference of its citizens without compromising their privacy or violating the rights of marketers. Learn more at http://www.RegistryCompliance.com .

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UK Proud to Protect Young Refugees, Says Red Cross Report

London UK (PRWEB) June 15, 2008

New research published today shows two thirds of people living in Britain are proud the UK provides a safe haven for refugee children fleeing persecution, but there remains widespread confusion about the issue of asylum, with many people grossly exaggerating the numbers of asylum seekers residing in the UK.

The research revealed 18 per cent of respondents believed the UK hosts more than half of the world’s asylum seekers – in fact the figure is less than 3 per cent of the 9.9 million refugees in the world (about 302,000 people), according to UNHCR statistics.

The ICM poll was commissioned by the British Red Cross to explore people’s perceptions of refugees and asylum seekers in the run-up to Refugee Week 2008, which this year takes places from the 16-22 June.

In 2006, 3,245 unaccompanied asylum-seeking children aged 17 or under claimed asylum in the UK, with the majority of them coming from Afghanistan (30%), Iran (10%), Eritrea (10%) and Somalia (8%). Reasons included the death of their parents, detention and torture, forced recruitment as child soldiers, persecution due to ethnic group, or the political activities of their family.

The Red Cross supports refugees and unaccompanied asylum seeking children to adjust to life in this country, make friends and access essential services such as health care and education. The Red Cross can even put young people back in touch with lost family members through its international tracing and message service.

Charles (17), originally from Cameroon, sought refuge in the UK just over a year ago. He said: “My mum and dad were both killed because of their involvement in politics. I went to live with my uncle, but our lawyer told me it was no longer safe to stay”. Alone in Manchester, he found out about a Red Cross peer education project, which helped him make friends and provided training in peer befriending and first aid. Charles now teaches first aid to other young people and is studying law at City College Manchester.

To mark Refugee Week 2008, the British Red Cross is launching a UK-wide social networking campaign supported by actor Dougray Scott. The campaign will give young refugees and asylum seekers like Charles a platform to tell their story through video diaries, which will be showcased through sites such as Facebook, Bebo and YouTube, as well as the British Red Cross Refugee Week website.

Dougray explains: “Young people – including children who may have arrived in Britain alone and without their family – can be particularly vulnerable. Some have experienced violence and trauma and need extra support. The Red Cross helps them access essential services and find their way around.”

British Red Cross staff and volunteers throughout the UK will be taking part in Refugee Week by holding events and activities, from comedy nights to workshops in schools.

Nick-Scott Flynn, head of British Red Cross refugee services, said: “The Red Cross Movement protects people fleeing conflict throughout the world and that includes those who arrive in the UK. Refugees make an enormous contribution to the UK, socially, culturally and economically, and Refugee Week is a chance to celebrate that fact.”

Notes to editors

The research results show many people significantly overestimate the number of refugees and asylum seekers in the UK. Only 11% of those surveyed got the correct figure of 3%, whilst 18% of people asked thought the UK was home to over 50% of the world’s population of asylum seekers. Despite this, two thirds of people in the UK (66%) say they are proud that the UK provides a safe haven for young refugees fleeing persecution.

ICM interviewed a random sample of 2,068 adults aged 18+ by telephone between 21st -25th May 2008. Surveys were conducted across the country and the results have been weighted to the profile of all adults. ICM is a member of the British Polling Council and abides by its rules. Further information at the ICM website.

Refugee Week is a UK-wide programme of arts, cultural and educational events to celebrate the positive contribution refugees make to the UK and encourage a better understanding between communities. This year, it takes place between 16 – 22 June.

The Red Cross believes that young refugees and unaccompanied asylum seeking children should be treated as children first and migrants second, and therefore deserve the same respect, consideration and rights as all other young people.

The video diaries are by young refugees and unaccompanied asylum seeking children aged 16-24 from Somalia, Uganda, Democratic Republic of Congo, Iran, Ivory Coast and Cameroon and can be viewed at the British Red Cross Refugee Week website

The British Red Cross helps people in crisis, whoever and wherever they are. We are part of a global voluntary network, responding to conflicts, natural disasters and individual emergencies. We enable vulnerable people in the UK and abroad to prepare for and withstand emergencies in their own communities. And when the crisis is over, we help them to recover and move on with their lives.

Case studies and photos are available, and interviews can be arranged on request.


Verizon Wireless and Verizon Fios Sponsor McGruff Safe Kids Total ID Events To Help Raise Safety Awareness and Protect Children in Their Communities

Dunedin, FL (PRWEB) June 25, 2008

McGruff Safe Kids provides child safety packages at grand openings of new Verizon Wireless stores in Pennsylvania, New Jersey, Delaware and New York.

The statistics are frightening to say the least. According to the U.S. Department of Justice, every 40 seconds a child is reported missing or abducted. That translates to over 2,000 children per day and over 800,000 per year!

When a child becomes missing every passing second counts. Law enforcement officials need as much information as possible to help track down a missing child. Having this information is the single most useful tool available to help law enforcement locate a missing child.

“The most recent statistics on child abductions are staggering. Verizon Wireless is pleased to sponsor this important event that will enable parents to better protect their children,” said Christine Baron, president of Verizon Wireless’ Tri-State Region. “I encourage local families to take advantage of this free service and potentially life-saving educational activities that we have planned for the day.”

Each McGruff child safety package includes a full-sized ID card that contains the child’s 10 digital fingerprints, color digital photo and vital personal information, two laminated, wallet-sized ID cards that contain the child’s digital thumbprint, color digital photo and vital personal information, a DNA Self-Collection Kit that will allow a parent to easily obtain and store their child’s saliva, hair and blood samples, a McGruff Jr. Crimefighter Sticker Badge and a McGruff Envelope.

The McGruff Safe Kids Total ID System is the leading, most comprehensive child safety/identification/education program available in the United States. It is the only digital child identification program licensed by the National Crime Prevention Council.

Neil Arfmann, a retired Tampa Bay, FL police officer, is the President and cofounder of the McGruff Safe Kids Total Identification System, a company committed to the safety and education of America’s children. The McGruff Safe Kids TID System is a licensee of the National Crime Prevention Council. The National Crime Prevention Council features McGruff the Crime Dog and his slogan, “Take A Bite Out of Crime.” Learn more about McGruff by visiting http://www.ncpc.org.

To schedule an interview with Neil Arfmann, please call 888-209-4218.

McGruff the Crime Dog

Local Background Check Agents Help Protect Small Businesses

Denver, CO (PRWEB) July 17, 2008

Info Cubic, a world-wide employment screening company headquartered in Denver, has developed a network of agents delivering protection packages to businesses and organizations across the United States.

Info Cubic’s “Local Agent” personalized service network helps business owners comply with laws and establish policies protecting their organizations from career criminals and people who target the elderly and children. Background screening is an essential hiring tool in verifying if a person is who they claim to be. Verification helps business owners identify if a potential employee is someone who could harm the organization through criminal behavior, fraud, embezzlement or physical harm to employees and customers.

Background check agents working locally in their community is a new and innovative service created by Info Cubic to address the growing needs of small business owners. Through personalized service, the company helps employers and organizational management keep up with hiring laws. A small business can be shut down for violations to immigration laws, suffer great financial hardship in negligent hiring lawsuits. A business owner can make one mistake and hire someone who has a fraudulent resume and it can cost the organization greatly.

Small Business Group Rate discount background-screening packages are delivered through contact with an Info Cubic agent. To find your local or regional agent, call Info Cubic at 1-877-360-4636

Info Cubic’s local agents will contact you and forward a link which will give you the registration process and access to the discounted programs. You will have access to the Info Cubic world class customer service center. Your local agent will assist you in creating your business screening policy and you will immediately have the protection that Fortune 100 companies enjoy.

Info Cubic is looking for additional independent agents located near business centers around the United States. If you would like to consider joining the Info Cubic business development team by becoming an independent agent, contact the business development office at 1-877-360-4636.

In today’s society we must protect our assets, data, and people. Employers must hire wisely through timely background-screening. Agents can also help landlords, child, and elderly care giver organizations and any other group which hires people or manages volunteers. Call Info Cubic today and have your own employment background-screening agent.

About Info Cubic

Info Cubic, headquartered in Denver Technological Center, Colorado and is a leading provider of employment screening and drug testing for organizations of any size and structure. Info Cubic’s easy-to-use, web-based service allows employers to conveniently request services, track work in progress, and securely retrieve and archive completed reports. Thousands of companies nationwide depend on Info Cubic’s world-class customer service, industry-leading turnaround times, accuracy/ legal compliance expertise. Visit http://www.infocubic.net or call (877) 360-INFO (4636) for additional information.


Home-Spy-Shop Announces New Line of Hidden Cameras To Watch Your Nanny and Protect Your Children

Minneapolis, MN (PRWEB) March 1, 2009

Home-Spy-Shop recently announced the release of a new line of wireless hidden cameras designed for in home use that are so easy to use, that anyone can leverage the power that this technology offers. This new line is just one of the many hidden camera products offered by the Home-Spy-Shop store.

The latest advancement in hidden camera technology is the ability to record video directly to an SD card that is built right into the camera itself. This is the same type of SD card that most people are already familiar with, as they are commonly used in digital cameras. This card works the same way with a hidden camera video. You simply pop out the SD card, pop it into your computer and you can view the video on your PC using Window’s Media Player.

While there are a variety of uses for wireless hidden cameras, one of the most popular uses is as a hidden nanny camera. As the dual income family is on the rise, many parents are choosing to hire nannies to watch their children during the day. As a result of prior horror stories of nannies who have mistreated or even neglected children while the parents have been away, the use of nanny cameras has been on the rise. Nanny cameras also provide parents with the ability to watch their children’s daily activities if desired at the end of a workday.

These types of spy cameras are creatively hidden in a variety of common household items or even within children’s toys, making them easily disguisable within a child’s room or in other strategically selected locations throughout the home. For the best placement options, consider where your children would play or interact with your nanny during a typical day. You may need to work with placement until you find the most ideal locations within your home. The Home-Spy-Shop offers nanny cameras disguised as wall clocks, mantle clocks, DVD players, alarm clocks, baby monitors and even stuffed bears. Nanny cameras offer parents a proven way to protect their children.

“Most people haven’t been aware until recently that they could obtain and use wireless hidden cameras within their own home. Now, a nanny camera can be used to observe your babysitter at affordable prices, giving everyone the opportunity to leverage this technology. And, wireless nanny cams are easy to set up and use,” says Craig of Home-Spy-Shop about this new line of hidden cameras.

The greatest thing about this new SD technology is there isn’t a requirement for recording equipment or software for its operation. So, the entire system is simple and easy to utilize, making it available to anyone in the market who is looking to watch their children and their nannies while they are away.

This wireless hidden camera line is just one of the many products offered by the Home-Spy-Shop online. Visitors can also view their large selection of all-in-one cameras, hidden spy cameras, bug detectors, dummy cameras, digital phone recorders, and phone recording software on the company’s website.

For more information about the products and services offered by Home-Spy-Shop or to sign up for their free newsletter, visit Home-Spy-Shop.com.