New York, NY (PRWEB) June 7, 2006
Life started out so great. It felt as though you were locked inside a great big bubble of happiness. You got married to the love of your life and proceeded to have three children. You are young. You were young. Your husband or wife has been taking care of all the bills. Three or four years go by and things are slowing changing. Your husband or wife is not home as much to help you with your household chores or with caravaning the children to their in sundry appointments and birthday parties. You feel isolated and alone. Suddenly you start to see things unraveling. You become unhappy, you start to feel unworthy. You worry because you have no idea what is happening to your life, a life which was once the envy of your single friends.
You wonder… is this the way things are supposed to turn out? Then the arguing begins, sometimes involving verbal abuse or even physical abuse. Sometimes, you just feel isolated and neglected. You have no one to talk to about your changing life. You have asked, but your spouse refuses to see a marital counselor or counsel from your church or synagogue. You can not turn to family, as they are still reminding you of how wonderful your spouse has been, what a wonderful provider he or she is. And then the day comes when your husband or wife tells you that they no longer love you or that they want a divorce or separation.
In New York State, the NYS divorce attorney hears a version of the above fact scenario day in and day out. The above stated fact scenario is more common than you might think. Yet each individual has their own set of circumstances, their own priorities, their own way of looking at things, and things are just not that simple.
You may turn to friends and family and everyone has a different view point on what to do. Stay? Go?
You turn to a therapist to sort out your feelings and invariably you come to terms with the fact that things are going to have to change. Change is a scary thing to confront. The ugly word starts being bantered about. Divorce. Now what.
The first thing you should do is start finding out how to protect the best interests of yourself and your children. If you or your children are being ill treated or abused there are places you can go and things that you can do immediately to stop the abuse.
Call 911. Call child protective services, there is a department in each and every county in New York State. Go to Family Court and get an Order of Protection. Call your family lawyer. Or seek immediate custody of the subject children. At all costs, protect the children from harms way.
And then start worrying about what you must do to begin preparing for divorce. Call a New York City divorce lawyer. If you are in nyc and seek a top nyc divorce lawyer then search the internet and call a few attorneys and find one you are comfortable with. If you are in a smaller town or county you can call your local Bar Association for a referral. But by all means get help. Do not stay in a situation of domestic violence. The NY Family Court has a wonderful history of providing a respite for those in fear of their lives.
And if you feel you just can not go it alone, do not be afraid to seek out professional help from a New York State lawyer. The more experienced ones will know just what to do to protect your legal rights in an efficient way and make you feel comfortable at the same time. Your secrets are safe with a ny divorce lawyer. If the above sounds familiar do not hesitate to act now. Hire a nyc divorce lawyer now.
If you are safe and out of harm’s way, then seek a New York Divorce Lawyer. If you are in New York City, then here is a partial list of some shelters you can go to until you have a chance to see a reputable New York Divorce lawyer or New York Family Law Lawyer.
NYC Women’s Shelter Intakes
Franklin, 1122 Franklin Avenue, Bronx
Jamaica Armory, 93-03 168th St., Jamaica, Queens
Brooklyn Women’s Shelter, 116 Williams Ave., Brooklyn
Resources Equinox Domestic Violence Services
95 Central Avenue
Albany, NY 12206
45 Carlton Street
Buffalo, New York 14203
P.0. Box 451 Ellicott Station
Buffalo, New York 14205
Nassau County Coalition Against Domestic Violence
250 Fulton Ave. Mezz. West
Hempstead, NY 11550
The Salvation Army of the Syracuse Area
677 South Salina Street
Syracuse, NY 13202
P. O. Box 365
Syracuse, NY 14309
(315) 468-3260 – 24-hour Crisis
and Support Line
Women In Need
115 West 31st Street
New York, NY 10001
Yonkers MHA (YWCA)
87 South Broadway
Yonkers, NY 10701
National Domestic Violence Hotline for referrals and support: 1-800-799-SAFE (7233) or TTY: 1-800-787-3224.
New York 24-Hour Domestic Violence Hotline: 1-800-942-6906 (English) or 1-800-942-6908 (Spanish).
By: Lisa Beth Older
web page: http://www.lawofficesoflisabetholder.com
Warning: The information contained herein is not intended to substitute for legal advice from your own retained lawyer in new york state. this article is merely informational in nature, and is based upon one attorney’s knowledge of the practice of family law, matrimonial law, domestic violence, custody, child support and orders of protection.
Retain counsel before you do anything to affect your marital status and follow the advice of the lawyer you retain, not what is written herein.
(Vocus) April 3, 2007
The people of The United Methodist Church are using April 25, Malaria Awareness Day, as an opportunity to call attention to the plight of children in Africa, one of whom dies every 30 seconds from malaria.
Bishop Janice Riggle Huie, president of the denomination’s Council of Bishops, is urging members of the denomination and others to skip lunch on Malaria Awareness Day and donate the money saved to send a lifesaving mosquito bed net to a child in Africa through Nothing But Nets.
The people of The United Methodist Church are founding partners in the Nothing But Nets campaign, a grassroots effort to prevent malaria through the purchase and distribution of bed nets in Africa–soon to be featured on “American Idol.” In observance of Malaria Awareness Day, the denomination will observe the theme Skip a lunch. Send a net. Save a life.
“Bed nets are the most cost-effective way to protect children from the mosquitoes that carry this killer disease,” the Houston-based Huie said. “This is an easy, tangible way to make a difference.
“Join me,” she said. “I’m going to skip lunch and donate $ 10 to send a bed net. Skip a lunch. Send a net. Save a life.”
A $ 10 donation to http://www.NothingButNets.net will pay for the cost of a bed net, sending it to a family in Africa and teaching how it can be used to protect children from mosquitoes at night, when bites are most likely.
On April 24th and 25th, Nothing But Nets will be featured during a two-night “American Idol” special “Idol Gives Back,” designed to increase awareness and raise funds for organizations serving children living in poverty in Africa and the U.S. “American Idol” sponsors will make a donation for each vote viewers cast on April 24. On April 25, viewers will be able to make their own donations via toll-free lines and online.
Local churches are encouraged to join Malaria Awareness Day efforts by holding a noon worship service focusing on malaria on April 25 as a lunchtime alternative, or planning a fundraiser or other event to increase awareness of the disease. The United Methodist Church’s Upper Room Living Prayer Center is planning a continuous 24-hour prayer vigil for the children of Africa, for those suffering with malaria, and for global health.
United Methodists have been in mission in Africa for more than 160 years, operating hospitals, clinics, schools and mission centers.
“Nothing But Nets is a visible part of our long-term commitment to eliminate malaria,” Huie said. “Providing comprehensive health care to the developing nations of Africa is a long, difficult process. It will need to continue for generations.”
April 25 has been observed as Africa Malaria Day since 2001, but this year marks the first time President George W. Bush has proclaimed the day as Malaria Awareness Day in the United States.
Inspired by Sports Illustrated columnist Rick Reilly, the Nothing But Nets campaign has raised more than $ 4 million so far–enough money for more than 400,000 nets. A challenge grant from the Bill & Melinda Gates Foundation will match contributions dollar for dollar up to $ 3 million. Other founding partners are the United Nations Foundation and the National Basketball Association’s NBA Cares.
To learn how to make a donation, visit http://www.NothingButNets.net or http://www.umc.org/nets.
(615) 742-5406 (office)
(615) 483-1765 (cell)
United Methodist Communications
Office of Public Information
810 12th Ave. S.
Nashville, TN 37203
San Mateo, Calif. (PRWEB) April 18, 2007
As morning dawns on the day after federal tax returns became due, many filers have discovered they owe more taxes than they can pay. Options do exist for these consumers and business, according to Brad Stroh, co-CEO of Bills.com (http://www.bills.com).
Stroh noted that Americans, carrying more debt than ever, are more likely to have tax problems than in the past. In 2005, the IRS recorded nearly 6 million delinquent accounts. The number of levies (a key enforcement tool in which the IRS takes possession of assets to collect on unpaid taxes) was 2.75 million during fiscal year 2005 – a 37 percent increase from 2004 and part of a trend that increases the number every year.
First step: File a return
“Hopefully, everyone has filed their tax return,” Stroh said. “Not filing at all is the single biggest mistake people can make in terms of staying in the good graces of the IRS.”
Not filing a return at all can carry penalties and even result in criminal prosecution by the IRS. In addition, those who qualify for a refund can lose their refund by filing late. On the other hand, sometimes those who file but cannot pay the full amount they owe can qualify for a payment plan. Unpaid amounts due will be charged interest, usually a rate of 4.5 percent per month.
How to handle current tax problems
For individuals with reasonable cause to be unable to pay, the IRS might choose to minimize or eliminate penalties, Stroh explained. “You absolutely must face the situation and discuss your options with the IRS or an advisor.”
It also is possible to negotiate with the IRS to reduce past-due tax penalties and payments. Taxpayers with tax debts under $ 10,000 usually can manage the payment on their own or via an installment plan arranged with the IRS. When individuals cannot pay tax liabilities of $ 10,000 or more, specialists can negotiate directly with the IRS on behalf of these consumers, helping them obtain settlements.
Tax relief specialists usually are attorneys, enrolled agents or certified public accountants with special training and experience. These experts can navigate the intricacies of IRS forms and calculations, help consumers understand the criteria the IRS imposes, and then help them get back into good standing with the IRS.
Depending on the severity of an individual’s situation, two types of IRS settlement are available:
Hoboken, NJ (PRWEB) August 2, 2007 –
Every day, millions of parents leave their children with a child care provider. It’s a profession that is always in demand as parents depend on outside help to make sure their children are protected, nurtured and educated while they are at work. In the United States alone, almost three million children go to a child care center regularly. To help current and aspiring child care professionals get the skills they need and advance in their profession, eLearners.com recently launched the ‘Mini-Guide’ to Online Child Care Training.
The site answers the following questions:
What does a child care worker do?
How can child care professionals advance their careers?
Can I get child care training online?
How do online child care training programs work?
Will I ever have to go to a campus?
What are the benefits of online learning?
How much will an online child care certification cost?
According to the U.S. Department of Labor, child care workers held roughly 1.3 million jobs in 2004 with about one in three child care workers self-employed. Child care training provides professionals with the knowledge to operate within and manage a day care facility and gives parents and guardians peace of mind knowing their children are cared for by educated professionals.
Through online courses, child care providers can develop a range of skills and abilities that can be used in other industries and related professions. After getting child care training, many students continue with their education and work toward a college degree in Early Childhood Education. Students can earn an early childhood education degree online at all levels (associate’s, bachelor’s, master’s, and doctorate). Early Childhood Education degree holders can go on to work as teacher’s aides; pre-school or elementary school teachers; day care facility directors, and more.
“As with almost any field, the options are endless for child care professionals if they have the proper education,” said Andrew Gansler, CEO of eLearners.com. “eLearners.com connects people with accredited programs so their advancement goals can come true.”
For more information on child care training go to http://www.elearners.com/guide-to-online-education/child-care-training-online.asp.
Since 1999, eLearners.com
NEW YORK (PRWEB) July 2, 2008
“Deciding what breed to get is as important as deciding whether to get a dog in the first place,” says AKC spokesperson Lisa Peterson. “The first step in being a responsible pet owner is to do some serious and careful research to determine which breed of dog is right for you and your family.”
The Obama family will be adding a dog to their household for the first time, but according to an Associated Press survey Republican Presidential nominee John McCain and his wife already have 24 pets, including four dogs. The “McCain canines” are an English Springer Spaniel named Sam, two Yorkshire Terriers named Lucy and Desi, and a mixed-breed named Coco. Making up the rest of McCain’s menagerie are a cat, two turtles, a ferret, three parakeets and 13 saltwater fish.
As for a breed for the Obamas, the AKC has scoured all of the “canine candidates” to assess each breed’s credentials as potential “first pet.” Choices were narrowed significantly due to their daughters’ allergies. Therefore, AKC experts made the selection from their list of hypoallergenic breeds.
In the true spirit of doggy democracy, the AKC is asking Americans to vote on the breed they think the Obama family should select. The short list of “canine candidates” chosen by the AKC are:
The Bichon Frise (pronounced BEE-shon Free-ZAY) A small yet sturdy dog with a white, loosely curled double coat, Bichons are naturally sociable. They have a self-assured temperament and are likely to get along with just about everyone (including members of Congress, regardless of party affiliation). Their active, alert and curious personalities make them easy to train, and the breed’s history of being a companion to noblemen in the courts of 16th-century France have primed it for a high-profile life in the White House. Learn more at http://www.akc.org/breeds/bichon_frise/. The Chinese Crested Their Chinese and African heritage makes for an exotic pedigree, and with its unique appearance it’s certain to turn heads. Coming in two varieties, hairless and the powderpuff, Cresteds are lively, playful and alert dogs with plenty of energy. While they are exceptionally loving and affectionate with children, they are only appropriate for mature children who can be taught to handle this diminutive breed gently and responsibly. Learn more at http://www.akc.org/breeds/chinese_crested/. The Poodle – Although often considered high-maintenance show dogs, Poodles are exceptionally smart and athletic. They excel in obedience training and even as hunting companions. The breed comes in three sizes. While their coat does require frequent grooming, their intelligence and versatility more than make up for the extra care. The Poodle is currently the eighth most popular breed in the U.S., according to AKC registrations statistics (AKC
(PRWEB) December 24, 2008
The Bank’s analysis of medical expenses paid on winter sports related insurance claims reveals that they increased by 25% between 2006 and 2007 and by 11% between 2007 and 2008(2).
In 2008, the average value of a winter sports injury related claim from America and Canada was
Leonia, NJ (PRWEB) January 15, 2009
GuardChild introduces the first One-Stop Website, http://www.GuardChild.com that provides parents with the fundamental resources for protecting children from sexual predators and other online dangers.
According to the Pew Internet & American Life Project, 64% of all teens admit to engaging in online activities they wouldn’t want their parents to know about. This behavior puts children and their families at risk, which is why Michael Cafarelli has created GuardChild, a unique, holistic website that fuses the best parental control software and educational resources, enabling parents to minimize that risk.
“Real online security depends upon Protection, Education and Communication,” says GuardChild president Michael Cafarelli. “GuardChild provides all three by offering child-monitoring and web-filtering software, a glossary of chat/text acronyms, a large database of child safety articles and websites, a searchable state-by-state sex offender registry, and an online community blog.” Together, these services enable “Cyber Parenting” which encompasses understanding how technology affects one’s family and using this knowledge to protect one’s child when they are online. For example, a Cyber Parent sets guidelines for children’s access and use of the internet, email, instant messaging, chat rooms, other online privileges and cell phones. This is only a basic aspect of Cyber Parenting which needs to be built upon in order to fully protect children.
“We are living in a Digital Age,” Cafarelli says, “and if parents don’t educate themselves and their children, then they will be vulnerable to a multitude of online dangers. It’s that simple.”
For more information about GuardChild.com, email Michael Cafarelli at or visit the GuardChild website: http://www.GuardChild.com.
GuardChild was founded by parents for parents. The president and his wife have four children and are well aware of the dangers of unsupervised internet access by children. Mr. Cafarelli has over twenty years of experience in working with parents and children through various non-profit organizations in New York City.
Michael Cafarelli, President
888-298-6674, ext. 1039
St. Louis, MO (PRWEB) February 17, 2009
Cell phones and unlisted home phone numbers have become increasingly popular because of the privacy they provide. Protecting your privacy makes finding your phone number and being reachable extremely difficult. So how does your neighbor, a good Samaritan or an emergency official contact you for important situations? The answer is MyContact411. MyContact411 is a new connection and security service that allows you to display a contact number virtually anywhere while protecting your identity. This new service safeguards your personal information while providing an anonymous connection.
“Today’s society uses cell phones as an integral part of our daily lives, but we also have to be extremely vigilant about protecting our personal information,” said Bob Bira, Co-Founder and CEO of MyContact411. “You wouldn’t post your cell phone number on your front door, or because of child predators, you should not put your child’s name and address on their book bag and belongings. MyContact411 lets individuals tie their loved ones and possessions directly to their cell phone without the worries of disclosing identities.”
MyContact411 works by giving each member a unique member ID number and ID cards, tags and decals. The number can be posted on your residence, property, keys, children’s belongings, electronics, pets and more. Then if something gets lost, or a neighbor or emergency official needs to contact you, they can dial the MyContact411 800 number and MyContact411 will direct the call to you. Depending on your preference, their call is either forwarded live to your cell phone or their message is sent via text message, without the caller ever knowing your identity or personal information.
There are many different uses for the MyContact411 service:
-Residence/Property Protection: Should your home, condo, apartment, vacation property or boat be subject to burglary, vandalism, damage or other duress, having your MyContact411 tag prominently displayed will allow others to alert you immediately.
-Emergency: Police, EMS, Firemen or hospital personnel can use your MyContact411 ID to access high-level medical information, emergency contact info and any other important information that you choose to disclose.
-Child Safeguard/Assistance: A MyContact411 card on your child’s bag or person helps protect their identity and allows you to be contacted immediately if they get lost, lose their bag or property or need your help.
-Field Trip Safeguard Program: A school, daycare, club, or organization has each child wear the provided custom locator cards and lanyards containing the organization’s Membership number. The information in the MyContact411 database is updated with the on-site trip supervisor’s cell phone so a separated child can be reunited immediately.
-Personal Protection: Your identity can be protected for first meetings, dating or online advertisements. Elderly parents’ residences can be identified with your member ID so you’re informed of important situations.
-Lost and Found Property, Pets, Livestock: When your laptop, phone, keys, mp3 players, game players, golf clubs, luggage or animals are lost, a MyContact411 tag can help finders identify you. Plus, thieves generally avoid items that are marked, so MyContact411 tags can work as a theft deterrent.
MyContact411 packages start at as little as $ 3.95 a month, cheaper than most caller ID services. Memberships include:
-24/7 access to MyContact411 communication center
-Direct calls or text messages delivered to your phone
-Optional registry of high-level medical and alternate contact Info
-Email confirmation of calls or summary of messages
-Weatherproof door or window decals, wallet cards, keychain tags, and other posting items
-Personalized membership ID stickers
MyContact411 is a leader in connection and safety services. MyContact411 allows a good Samaritan or emergency official to contact you on your mobile phone through an 800 service using your unique member ID. You display your member number on a window sticker, key ring tag, wallet card ID, luggage tags, child’s backpack, a placard on your fence post or boat dock, or directly on any personal properties you want protected. Optional high level medical alerts, alternate contact persons, and any other data you choose can be made available at the option and discretion of the member. Your security is never compromised and the MyContact411 system is protected by industry-leading security technology. For more information, visit http://www.mycontact411.com or call 888-411-7400.
Phoenix, AZ (PRWEB) March 10, 2009
AmCheck, a leading provider of outsourced payroll services, benefits and HR services, today announced that they will be offering the John Hancock College Savings plan to its customer’s employees.
Important benefits of a 529 College Savings Plan
Earnings in 529 Plans grow completely free of federal income tax when used for qualified education expenses (tuition, books, room, and board). The 529 Plan contributor stays in control of all the funds even after the child/beneficiary is of legal age. Anyone can contribute (grandparents, aunts, uncles, friends, etc.), as there is no age limit on the named beneficiaries, no age limit on the contributors, and no time limit on the account. Moreover, this plan allows the beneficiary to attend any accredited college in America and many international universities. Because 529 Plans are actually an asset of the parent, they have a very low impact on a child’s financial aid eligibility and an employee’s 529 account is creditor proof.
Why consider a 529 College Savings Plan?
In twenty years, the average four-year college education is expected to cost $ 145,000 for public schooling and $ 300,000 for a private education according to data from the Annual Survey of Colleges and the College Board and Data Base, 2008-2009.The Institute for Higher Education Policy says that parents, on average, save less than $ 10,000 for their children’s higher education. Money magazine reported that nearly half of all parents save nothing at all!
Special Benefits of the AmCheck John Hancock College Savings Plan
Automatic Payroll Deductions: Participants can contribute as little as $ 12.50 per week or $ 50.00 per month in the AmCheck 529 Plan. A family (employee/spouse) can contribute up to $ 26,000 per year for each child. Other contributions can also be made by family and friends (example: Grandparents, Aunts/Uncles, etc.) up to $ 13,000 per year per child.
Higher Contributions: Maximum contributions to each beneficiary’s 529 Plan can be as much as $ 320,000.
Changes at any time: A change or stop in the participant’s level of contribution can be made at any time.
Invest at Net Asset Value (NAV): As a participant in the AmCheck John Hancock 529 Plan, participants get the opportunity to invest without paying any commissions or sales loads. This benefit translates into significantly lower expenses and ensures that every dollar goes towards your child’s education. Additionally, the $ 25.00 annual fee is waived.
Choice of Investment Strategies: Select from 4 investment strategies, which may be used individually or in any combination: