Tag Archives: Life

Divorce Seen As Biggest Challenge to Stable American Family Life, New Survey Reveals

New York, New York (PRWEB) October 18, 2006

Americans point to divorce as the biggest challenge to stable family life today, outpacing other factors (1) such as same-sex or dual-career couples, according to a new survey, The Changing Shape of the American Family. Conducted by Harris Interactive and commissioned by Martindale-Hubbells lawyers.com from LexisNexis and Redbook magazine, the survey is featured in the November issue of Redbook.

Nearly nine in ten (88%) of U.S. adults say divorce has a negative impact on maintaining a stable American family life. In comparison, 53 percent feel that way about same-sex couples, and 50 percent say dual-career households negatively impact families. Virtually all U.S. adults (99 percent) acknowledge that families have changed over the past generation, and 70 percent say those changes have been for the worse.

Clearly, many Americans are anxious about the forces that threaten family. They’re struggling to understand all this change and what it means for their own personal choices, but they also feel a lot of compassion toward other families that make different choices–or don’t have a lot of choices, said Stacy Morrison, editor-in-chief of Redbook.

Family Law Confuses Majority of Americans

The unease that many U.S. adults feel about non-traditional family arrangements could be compounded by their lack of familiarity with legal concerns that affect families. The survey shows that 85 percent say they are somewhat or not at all knowledgeable about basic family law issues.

Nontraditional families are evolving faster than laws can keep up. Many people now need to take special care to ensure that their family, particularly if its not a traditional nuclear arrangement, is protected financially and legally, said Alan Kopit, legal editor of lawyers.com, the most comprehensive and trustworthy online resource for finding lawyers.

Among the documents Kopit recommends adults consider are wills, prenuptial agreements, co-habitation agreements and powers of attorney.

If you are a grandparent caring for grandkids, or if youre the primary caregiver to minor step-children, you likely have different legal rights and responsibilities than those raising kids in nuclear families, said Kopit. Its important to seek out legal information and counsel to ensure your family is protected.

Todays Typical American Family

The following data from the survey reveals the make-up of American families:

–One-half of all U.S. adults are currently living with a spouse or opposite-sex partner;

–Thirty-six percent of those married or living with a partner currently live with their biological children;

–Nearly one in five (19%) U.S. adults with at least one child in the household also have one non-immediate family member living there (such as an aunt, uncle or grandparent);

–Parental ties are strong: nearly half (45%) of single, never-married U.S. adults live with at least one biological parent; and

–Some Americans go solo: nearly one-in-five (17%) of all adult Americans live alone.

For more information about the survey, visit lawyers.com.

Survey Sample and Methodology

This survey was conducted online within the United States by Harris Interactive on behalf of lawyers.com from LexisNexis and Redbook magazine, between August 16 and 23, 2006 among 1,092 U.S. adults (aged 18 and over). Figures for age, race/ethnicity, education, household income, and region were weighted where necessary to bring them into line with their actual proportions in the population. Propensity score weighting was also used to adjust for respondents propensity to be online.

With a pure probability sample of 1,092, one could say with a 95 percent probability that the overall results have a sampling error of + / -4 percentage points. Sampling error for sub samples would be higher and would vary. However, that does not take other sources of error into account. This survey is not based on a probability sample and therefore no theoretical sampling error can be calculated.

About Lawyers.com

Martindale-Hubbells lawyers.com(SM) (http://www.lawyers.com) from LexisNexis is the leading lawyer directory on the Web, providing consumers and small businesses access to a free database of more than 440,000 attorneys and law firms nationwide. Lawyers.com helps site visitors make a fast, informed decision when choosing a lawyer. More than one million searches per month are conducted at lawyers.com by consumers and business people in search of the right lawyer for their needs.

About LexisNexis


Fantasy World Comes to Life for Young Adult Readers

Orange, CT (PRWEB) April 2, 2007

Dungeons and Dragons and Lord of the Rings fans looking past Harry Potter for their next good read are in luck. Sorcery, swords and monsters abound in Ethan Rappaport’s fantasy novel, “The Legacy of Ogma” (ISBN 978-1419632952, BookSurge, 2006).

The story has a medieval setting and begins with Halia, a young woman forced into a life of thievery as a child. While deep within the forest, she stumbles upon an old castle in ruins. Inside she finds a crystal sphere, locked away within a protected treasure chest. Halia is puzzled by the sphere, but knows that it must contain some secret power.

In the journey that follows, Halia is joined by Xarun and Arwold, two powerful warriors, Ahriman, a sorcerer, Minaras, an elementalist, and his two apprentices, Oswynn and Thulin. The monstrous foes they must face include snake-headed goats, re-animated corpses and dragon-like mist creatures.

Throughout their travels, occasional glowing lights appear within the crystal sphere, leading the adventurers to speculate as to their meaning. Some of the travelers know more about the sphere than they let on, using it as a tool to spy on others. As the adventurers search for answers about the mysterious sphere, they travel through dense jungles and mountainous terrains, inside a glass wand and finally to a secret chamber beneath the ocean, where good and evil must battle face to face.

“The Legacy of Ogma” is the first book in Rappaport’s “Weapons Trilogy,” geared towards a young adult audience. As the trilogy name suggests, the books focus heavily on the weapons, which are Omga’s legacy. After reading “The Legacy of Ogma,” readers will no doubt have more questions about why the weapons were created and why they were hidden. These questions and more will be answered in Rappaport’s second book, “Forging Paradise,” due out at the end of the year. Readers are welcome to purchase “The Legacy of Ogma” at 20% off by ordering through Rappaport’s website with the coupon code, RDVIEW07.

Ethan Rappaport resides in Orange, Connecticut. He graduated from the Massachusetts Institute of Technology and is a professional software engineer. He was the co-founder of StatCard Entertainment, the first company to combine smart cards and trading cards. He pursues his passion for writing fantasy/adventure stories while commuting by train to and from work at a global financial services consulting firm in New York City. “The Legacy of Ogma” (ISBN 978-1419632952, BookSurge, 2006) can be purchased through online bookstores. For more information, visit http://www.weaponstrilogy.com. Review copies available upon request. Publicity contact: http://www.readerviews.com.


Life Lynx, the Leader in Child Identification Products, Announces the Release of Life Lynx 360: Software Designed for Your Family

Dayton, OH (PRWEB) April 19, 2007

Life Lynx, the leader in child identification products, announces the release of Life Lynx 360. Life Lynx 360 is portable software that resides on a USB drive. Life Lynx 360 helps families be prepared by entering their critical information into the 360 software. Then, because it’s designed as a key chain, this information is always available to the owner using any standard Windows computer. Although it started out as a means to protect children, this latest version goes well beyond just a Child ID. This new version now expands the software to encompass everyday family needs. “There are no real organizational tools out there for parents,” says Eric Wilms, founder of Life Lynx. “Parents now have a real family tool.”

Because of the success of the first release called Life Lynx, which is an Electronic Child ID, Life Lynx took that huge customer base of parents and asked those parents what their daily needs are and how software could help them with those tasks. “Life Lynx 360 is software by parents, for parents,” said Wilms.

Life Lynx 360 will store detailed medical information and complete vaccination records. It has a “Friends” list to keep your child’s friends names and parent’s phone numbers. 360 will allow you to print out a baby sitters information sheet (with instructions for the night plus, names and numbers to call in an emergency). The software has a place to store electronic DNA, scanned encrypted photos for passports and other important documents, and even lets you store details of credit card and bank information in case you lose your credit cards or in the event of a disaster at home, you will have a record of those numbers. All encrypted so that only the user can gain access to the data.

And what if you if you lost your Life Lynx 360 key? Life Lynx provides a way to get that back as well. “We even help you recover your lost keys by providing a StuffBak tag,” said Wilms, “The single most asked question we had was what if I lose my key?” StuffBak is a loss protection and recovery service designed to protect today’s important mobile devices and data. Each label is uniquely serialized to provide a convenient and confidential identification method, and includes a recovery service that makes it easy and rewarding for finders who will help get your keys back. Each Life Lynx 360 Safety Key includes a StuffBak label attached to the USB drive.

Life Lynx 360 is rewarding its current customers with a pre-public release reduced price. Life Lynx 360 will be released to the general public May 1st for a suggested retail price of $ 39.95. It includes the USB drive, 360 software and a StuffBak tag.

Software developer Eric Wilms designed the original Safety Key after what he describes as the longest two minutes of his life, which occurred during a family trip to the zoo. When Wilms and his wife turned their backs for a split second, they couldn’t locate their twin daughters. After the relief of finding them playing near a drinking fountain, Wilms realized parents need an action plan for such a situation, and the Life Lynx Safety Key was born.

About Life Lynx

Life Lynx is a software and hardware development company based out of Springboro, Ohio. The company was formed in 2004 and its first product was the Life Lynx Child Safety Key. To schedule an interview or for more information about the Life Lynx company, founder Eric Wilms or about the Safety Key, contact Eric at 877-596-9539 (877-LYNXKEY) or visit http://www.safetykey.com.

About StuffBak

StuffBak is a loss protection and recovery service designed to protect to protect every important mobile device and its data. Contact at 800-800-8257 or visit http://www.stuffbak.com.


Bills.com CEO Cautions Workers to Protect Livelihood With Life, Disability Insurance

San Mateo, CA (PRWEB) May 23, 2007

The first U.S. life insurance policy was issued almost 250 years ago, on May 22, 1761, by The Corporation for the Relief of Poor and Distressed Presbyterian Ministers and of the Poor and Distressed Widows and Children of Presbyterian Ministers. On this anniversary, Andrew Housser, co-founder and co-CEO of Bills.com, a free online consumer portal that provides financial tips and resources, suggests ways consumers can maximize life and disability coverage.

“Today, insurance companies have shorter names — but lives are longer,” Housser said. “Individuals may need life insurance and disability insurance more than ever.”

Insurance professionals estimate one in eight people will be disabled before they retire. Those who would face financial disaster if they lost their income need disability coverage, Housser said. Similarly, those with families that depend upon their income need life insurance protection.

Housser suggests five steps to planning the right insurance coverage:

1. Check job benefits. Many employers offer life and disability coverage benefits. Review the benefits package to understand coverage offered, such as life insurance benefits, usually stated as a percentage of a year’s salary.

2. Evaluate assets. In a financial disaster, insurance can help pay off a home, pay for children’s educations, provide time and/or child care support for a stay-at-home spouse to re-enter the workforce, and even pay basic expenses — plus health care deductibles and medical bills — in the event of an illness, injury or death.

3. Understand disability insurance. Two types of disability coverage exist: Short-term and long-term. Short-term coverage pays benefits for disabilities lasting less than six months. Long-term policies provide benefits for longer disabilities. The benefit period varies, depending upon the policy. The period can range from a few months up to the beneficiary’s 65th birthday.

“Just as a new car comes with a few items standard and a broad array of options (with a higher price tag) when nicely equipped, disability insurance includes what you pay for,” Housser explained. For example, two common definitions of coverage are “own occupation” or “any occupation.” Some policies pay only if a disability prevents the beneficiary from working at any job. “While those policies are less expensive, many people feel more secure with policies that pay benefits if they cannot work in their own fields,” Housser added.

4. Do some financial planning. Some employer-sponsored disability plans begin paying benefits within seven days after the beneficiary must leave the workforce. Many families can bridge that financial gap with their savings. Self-purchased plans offer waiting periods from 30 days to a year. Policy buyers can choose a lower premium if they have other resources to support themselves during the waiting period.

5. Get help if needed. The planning process raises complex issues. A trusted insurance agent and a qualified financial planner can help determine needed coverage.

“Both life and disability insurance policies offer many options. They can be customized to your family’s unique needs,” Housser said. “Doing the research you need to choose the best option allows you to move forward in life with confidence.”

Based in San Mateo, Calif., Bills.com is a free one-stop online portal where consumers can educate themselves about complex personal finance issues and comparison shop for products and services including credit cards, debt relief assistance, insurance, mortgages and other loans. The company blogs about consumer finance issues at http://www.bills.com/blog. Since 2002, Bills.com and its partner company, Freedom Financial Network, have served more than 15,000 customers nationwide while managing more than $ 350 million in consumer debt. The company’s co-founders and CEOs, Andrew Housser and Brad Stroh, were named Northern California finalists in Ernst & Young’s 2006 Entrepreneur of the Year Awards.


Safe Life Jackets Provides a Life Vest and PFD for the Family Holiday Cruise

Chatsworth, CA (PRWEB) November 20, 2007

Safe Life Jackets delivers a Coast Guard approved life vest (http://www.safelifejackets.com/category/life-vest.html) and inflatable pfd just in time for the family holiday cruise. Safe Life Jackets offers over fifty-five varieties of adult life vests through the ease and convenience of internet shopping. Older versions of life jackets and life preservers can be hot, bulky, and cumbersome. Providing increased protection over older versions of life vests, Safe Life Jackets offers a life vest that is cooler, lightweight, and more comfortable. Constructed with the highest quality materials and components, Safe Life Jackets supplies multiple adult sizes with two or four buckles, a 100% nylon outer shell, and a liner providing a longer life and more comfortable wear than the older and bulkier life vests.

In addition to the adult, child and dog life jacket, Safe Life Jackets offers an online inventory of 12 varieties of the highest quality inflatable vests at competitive pricing. The deluxe inflatable pfd’s (http://www.safelifejackets.com/category/inflatable-vests.html) from Safe Life Jackets combine the advanced safety of inflatable technology with new product enhancements such as a safety inspection window to inform users if the inflator is ready for use. Made by Stearns, the 1339 Ultra Inflatable PFD automatically inflates when placed in water or can be inflated with a pull of a cord. With a lightweight design for high mobility, durable nylon construction, high visibility reflective tape, tri-fold design for quick and easy repacking, and a mesh bag for easy storage the Stearns 1339 Ultra Inflatable PFD can be easily worn over a shirt or jacket and is perfect to take on a large boat.

Safe Life Jackets also offers a wide selection of additional boating safety (http://www.safelifejackets.com/category/Boating-Safety.html) items to assure safety and peace of mind while enjoying time on the water. Safe Life Jackets online inventory includes safety devices such as Jim and Taylor Buoy Life Rings along with Stearns Flotation and Utility Boat Cushions. Safe Life Jackets furnishes over nine varieties of high quality flashlights manufactured by Pelican. In the event of an emergency, Safe Life Jackets supplies a variety of Orion signal kits, flares (http://www.safelifejackets.com/category/Flares.html) and horns. All lights, flares, horns and rescue equipment are all offered with the same quality and price guarantees you’ve come to expect from Safe Life Jackets.com.

Safe Life Jackets showcases the highest quality manufacturers of personal flotation devices approved by the U.S. Coast Guard. Dedicated to providing superior customer service at competitive pricing, Safe Life Jackets promises a 100% Satisfaction Guarantee on all purchases. SafeLifeJackets.com not only offers competitive pricing, but also a 110% Lowest Price Guarantee. Unlike other sites, at Safejackets.com the posted price is the purchase price. Sales tax is not added except for the state of California. Also, SafeLifeJackets.com offers free shipping on purchases $ 75 and over.

Participating in the Better Business Bureau Online Reliability Program, Safe Life Jackets is committed to providing the most secure and convenient shopping experience over the internet and/or telephone. Trained “No Commission” support is dedicated to assist you in finding the safest life jacket to fulfill your individual needs. Support staff is available via email, live chat, or telephone to provide personalized and informative assistance. Visit http://www.Safelifejackets.com or call Toll Free 1-888-723-3998.


Come On Out and Play All Day at the 2008 Life is good

Boston, MA (PRWEB) May 6, 2008

From seed spitting and Double Dutch to soccer kicks, tug-o’-wars and football flings, it’s an invitation to free family fun and healthy play at the 2008 Life is good Festival to be held on Boston Common on Saturday, July 19th. Thousands are expected to grab a big slice of summer fun as Life is good celebrates the sunny season with great live music, classic backyard food, and a colorful mix-of good time games and activities for adults and children alike. The festival, produced in partnership with the Boston Parks and Recreation Department, will benefit Project Joy, a Boston-based non-profit organization whose mission is to use the healing power of play to transform children impacted by violence, poverty and loss into healthy and joyful players in the game of life.

The Life is good Festival brings the nostalgia of an old-fashioned American picnic to the heart of Boston. The classic outdoor summer bash will feature great traditional games and activities. The festival will be divided into several “villages”:

Enjoy Life

CHICAGO (PRWEB) September 10, 2008

Today’s meeting, held by the Food and Nutrition Service of the USDA, was a Request for Public Comments for Use in Preparing for 2009 Reauthorization of the Child Nutrition Programs, which includes the National School Lunch Program and School Breakfast Program; and the Child and Adult Care Food Program, which support nutritious meals and snacks served to children in schools, child care institutions and afterschool care programs.

Speaking on behalf of the American Celiac Disease Alliance (ACDA) and Enjoy Life Foods, Mandell said, “On behalf of the children, their parents and caregivers that are currently excluded from receiving program benefits, I strongly urge the USDA to make the necessary changes to the National School Lunch Program to ensure that ALL eligible students can benefit from this important, federally assisted meal program.”

Mandell supported his comments by citing the growing number of children affected by Celiac Disease, food allergies, food intolerances and autism:

Celiac Disease, is the world’s most common genetic auto-immune disease, and is estimated to affect at least 1% of the populationi. At this time, the only known treatment for Celiac Disease is strict adherence to a gluten-free diet for life (gluten is the protein that is found in wheat, barely and rye). Food allergies are estimated to affect 6 to 8% of children and 3 to 4% of adultsii, and diagnoses are on the rise. For the over 12 million Americans with food allergies, symptoms can range from mild (such as gastrointestinal discomfort) to life threatening (due to anaphylactic shock). Another 30 million Americans have food intolerancesiii that cause them to avoid certain foods. And finally, one in 150 children is affected by autismiv which can be effectively managed in some cases by following a diet free of gluten and casein (the protein found in dairy). Carol McCarthy Shilson, Executive Director of the University of Chicago Celiac Disease Center and ACDA member, also provided comments on behalf of Stefano Guandalini, M.D., the Center’s founder and medical director. “It is not right that children with Celiac Disease should be denied a safe meal or given food that is nutritionally inadequate. Surely we cannot expect our children to learn and thrive with such conditions. It is our duty to see that all children are provided with a nutritious and safe meal at school,” Guandalini commented.

Shilson also presented results from a recent survey by the ACDA, which revealed that among 2,229 parents of children with Celiac Disease, only 111 were able to get a gluten-free lunch at school. The others had to pack a lunch or go without, according to the ACDA survey.

About ACDA

The American Celiac Disease Alliance (ACDA) began to take shape in early 2003 when an ad hoc group of 15 leaders in the celiac community came together to help persuade Congress to require food labels to include information about allergens. The group’s efforts were instrumental in the passage of landmark legislation, the Food Allergen Labeling and Consumer Protection Act. The non-profit organization provides leadership on policy issues affecting the lives of individuals with celiac disease, an inherited autoimmune disorder affecting children and adults. The ACDA is recognized internationally for its role in advocating on behalf of all segments of the celiac community.

About Enjoy Life Foods

Enjoy Life Natural Brands, LLC (d/b/a Enjoy Life Foods, LLC (ELF)) was founded in 2001 with the mission of making great-tasting allergy-friendly foods that most everyone can eat freely. The company launched the Enjoy Life brand in 2002 with a broad product line that is free of the eight most common allergens and gluten-free. To meet the needs of a rapidly growing consumer base, in 2004 the company acquired Perky’s, a line of gluten- and nut-free cereals. Today, ELF offers 29 different Enjoy Life and Perky’s products that are sold in natural food and select grocery stores throughout the United States and Canada. Visit http://www.enjoylifefoods.com and http://www.perkysnaturalfoods.com for store locations and more. In September 2008, Enjoy Life Foods was named for the second consecutive year to Inc. 500 list of the fastest growing privately held businesses in the U.S. For more information, visit http://www.enjoylifenb.com.

i Dr. Stefano Guandalini, University of Chicago Celiac Disease Center


iii National Institutes of Health

iv Autism Society of America

Life is good

Boston, MA (PRWEB) April 10, 2009

On a mission to spread good vibes from coast to coast, The Life is good Company will once again take over the Boston Common on June 20, 2009, with a free-day-long family festival. From great music to good food – and all for a good cause – the Life is good festival is the place to be for all optimistsand those who want to be.

Life is good

AccuQuote Advises Consumers to Compare Value vs. Price When Shopping For a Term Life Insurance Quote

Wheeling, IL (PRWEB) July 22, 2009

AccuQuote, a leader in providing term life insurance quotes to people across the United States, advises those shopping for term life insurance quotes to compare value vs. price before making a buying decision.

“Unfortunately, many consumers buy life insurance policies based on price alone. However, you shouldn’t assume that you qualify for the lowest priced policy, especially if you don’t meet the health and lifestyle criteria,” says Byron Udell, founder and CEO of AccuQuote. “The reality is that there is much more to consider such as the company’s financial ratings and additional features that may be beneficial to you in the future,” says Byron Udell, founder and CEO of AccuQuote.

Udell suggests consumers shopping for life insurance consider the following tips to ease the decision-making process:

Look for a Company that’s Rated A- or Better – “If a life insurance company is not financially stable, they may not be around to pay the death benefit, leaving your family in the cold when you are no longer around,” says Udell. Check out AM Best and Company for financial ratings.

Understand the Policy Features – “Many term life insurance policies offer special features, such as renewability rights, full convertibility, child riders, etc. Be sure you understand what options are available to you because these features may be the key to protecting your loved ones financial futures,” says Udell.

Look for Guaranteed Rates- “Be sure that when you receive a term life insurance quote, it is a guaranteed rate. Be cautious of life insurance companies that only offer you a projected rate, because the policy could actually end up costing you more out of pocket than you can actually afford,” says Udell.

Avoid “Come On” Rates – “Make sure that you actually qualify for the term life insurance policy you are quoted, according to your individual health and lifestyle profile,” says Udell. “Often times, companies simply list the least expensive policy at the top to entice people to apply,” says Udell. “However, these rates are offered to only the healthiest people.”

“Shopping around is the best way to find inexpensive life insurance rates,” says Udell. “Take advantage of the internet and sites like AccuQuote, which can provide you with term life insurance quotes quickly and compare them with several other top-rated companies in the industry. And remember, if a cheap term life insurance rate looks to good to be true, then it probably is.”

About AccuQuote:

AccuQuote helps consumers find the best values in term life insurance by combining instant online life insurance quotes with the personal service of unbiased life insurance professionals that can help answer questions, identify important issues, and make meaningful recommendations. The company offers consumers an extensive selection of life insurance options, including term life, whole life, and universal life, as well as selected annuities. The website has many handy insurance tools, including a life insurance needs calculator to help you figure out how much to buy, a glossary that explains industry terminology, a collection of articles that cover the basics about life insurance, and a blog which answer many questions about life insurance. For additional information or to get quotes for discount term life insurance, please call 1-888-314-4455.


Risk Management is Part of Life for Psychotherapists

Jacksonville, FL (Vocus) August 1, 2009

Professional Development Resources, RiskManagementEducationOnline has released a new continuing education course that details the real risks of practicing in mental health professions, along with strategies for anticipating and minimizing risks. Areas of special emphasis include the impact of managed care and the complex interaction of new HIPAA regulations with legal and ethical considerations. The six-hour course, which is available online, makes the case that there are real risks associated with independent practice, but that most risky situations can be managed with thoughtful clinical decision making and careful attention to detail in day-to-day clinical practice.

The average mental health practitioner in independent practice who belongs to a managed care organization (MCO) must perform a balancing act, attempting to attend to and satisfy the requirements of half a dozen entities. These include the practitioners own profession (code of ethics), state licensure laws and rules, federal regulations (HIPAA privacy laws), the MCOs limitations and guidelines, local standards of practice, and a variety of state and national child abuse and duty to protect laws. Sometimes the requirements are inconsistent or even in conflict with each other, and the clinician must unravel the tangles in order to discern the ethical and legal course of action.

It may seem ironic that those who practice in the helping professions have to be so aware of practicing defensively. Most of the people who complete lengthy training programs to become psychotherapists do so because of a desire to help people. Yet, over the last 10 years, there has been a major increase in the number of lawsuits, licensing board actions, and ethics complaints against mental health practitioners. How has this need for defensive practice come about?

There seem to be a number of contributing factors. Changes in the economic system, the growth of managed care, increased federal and state regulations, advancing technology, and greater demands for oversight and accountability in clinical practice have made record keeping and communications much more complex, time consuming, and risky. Many clinicians are frustrated by the extra work they must do to satisfy the complex and sometimes contradictory demands of regulators and insurers. This CE program offers practical take-home tools for minimizing risk and covering ones assets, associates, and actions.

One cannot insure against or prevent all risks. That is why it is called risk management, and not risk prevention, says Ed Zuckerman, PhD, clinical psychologist and author of the course. There are very real emotional, personal, and financial costs involved in licensing board complaints and malpractice suits. Risk management involves reducing the potential impacts by reducing the levels of threat, vulnerability, and likelihood at the lowest cost or effort.

One of the unique aspects of this course is that it gives the reader the opportunity to estimate his or her own individual risk of being the target of a licensing board complaint or malpractice suit. Based on the real occurrence of complaints and lawsuits brought against individuals in each particular profession, the author guides the reader through a mathematical probability sequence that results in a realistic risk self-assessment. The reader can then implement specific strategies designed to reduce his or her individual risk.

I have never seen such an inclusive collection of rational strategies, thoughtful analyses, and ready-to-use tools brought together in one place before, says Leo Christie, PhD, CEO of Professional Development Resources. Independent practice has become more risky, and many clinicians have not adapted. What are the real-life risks? What constitutes standard of care? How long do we have to keep clinical records? How can we be sure that electronic records are secure and confidential? We can all learn how to protect our clients and ourselves by implementing changes that are surprisingly simple.

The new risk management course and a number of others all of which are available instantly online and can be completed any time and anywhere include:

Realistic Risk Management, (2009) 85 pages, HIPAA Help: A Compliance Manual for Psychotherapists, (2009) 263 pages, Ethics & Risk Management: Expert Tips I, (2008) 22 pages, and

Ethics & Risk Management: Expert Tips II, (2009) 26 pages.

About Professional Development Resources, Inc.

Professional Development Resources is a Florida nonprofit educational corporation founded in 1992 by licensed marriage and family therapist Leo Christie, PhD. The company, which is accredited by the American Psychological Association (APA), the Association of Social Work Boards (ASWB), the National Board for Certified Counselors (NBCC), the American Speech-Language-Hearing Association (ASHA), the American Occupational Therapy Association (AOTA) as well as many other national and state boards has focused its efforts on making continuing education courses more efficient and widely accessible to health professionals by offering online home study coursework. Its current expanded curriculum includes a wide variety of clinical topics intended to equip health professionals to offer state-of-the art services to their clients.


Leo Christie, PhD, CEO

Professional Development Resources, Inc.