Tag Archives: Know

Dr. Edward F. Dragan, Writer of Soon to be Published Book, ‘Keeping Kids Safe in School: What Parents and Teachers Need to Know,’ Addresses the Issue of School Bullying

Lambertville, NJ (PRWEB) April 19, 2007

Dr. Edward F. Dragan education expert and founder of Education Management Consulting, LLC recognizes the importance of cooperative efforts to prevent school bullying.

“All children are entitled to courteous and respectful treatment by students and staff at school. Educators have a duty to ensure that students have a safe learning environment,” says education expert and school liability consultant Dr. Dragan.

In American schools, more than 16 percent of students say that they have been bullied by other students during the 2000-2001 school year, according to a survey funded by the National Institute of Child Health and Human Development. The study appears in the April 25, 2001 Journal of the American Medical Association.

In the U.S. many states are finally recognizing the urgent need to take a firm stand against bullying. In February 2007, the New Jersey Supreme Court unanimously ruled students have the right to attend school without being subjected to repeated taunts from other children. The ruling makes school districts in that state responsible for stopping bias-based harassment. A school district may be found liable if it knew about a “hostile educational environment” and failed to take reasonable action to end it.

Eighteen additional states, Guam, and Puerto Rico have passed anti-bullying laws and require public schools to have an anti-bullying policy in place. These laws generally define harassment and bullying as any conduct toward a student which is based on any actual or perceived trait or characteristic of the student and which creates an objectively hostile school environment. The list includes age, color, creed, national origin, race, religion, marital status, sex, sexual orientation, gender identity, physical attributes, physical or mental ability or disability, ancestry, political party preference, political belief, socioeconomic status, or familial status.

According to Dr. Dragan, “The key for the protection of both the victim and the school is that the school takes affirmative action whenever there is an observation or report of bullying.”

“Schools must have clear policies and procedures and train students and staff in the detection, reporting, and prevention of bullying. No amount of laws will stop the practice of bullying. Effectiveness is achieved when students, parents, teachers, and administrators join together to confront bullying and harassment. Each must take responsibility to take part to protect students and to make schools safe.”


Edward F. Dragan, Ed.D. is the founder of Education Management Consulting, LLC, providing consultation and education expert witness services to school administrators and attorneys on education-related issues including school management, safety, bullying, education law suits, and school risk assessments. His book, Keeping Kids Safe in School: What Parents and Teachers Need to Know, is scheduled for publication in 2007.

Contact Information

Edward F. Dragan, Ed.D.

Education Management Consulting, LLC




The Kelsey Smith-Briggs Case What You Didn’t Know

New York, NY (PRWEB) June 27, 2007

Former Judge of The Kelsey Smith-Brigg Case Announces New Book, Defends Decision and Tells All.

Former Lincoln County Judge Craig Key has been blamed for the death of Kelsey Smith-Briggs. The two-year-old girl lost her life by blunt force trauma to the abdomen on October 11, 2005, after his decision in June 2005, to return her to her mother’s home in Meeker, OK. This decision has turned his world upside down and ultimately ended his judicial career due to mischaracterizations of the evidence and innuendos from the paternal family and the one-sided reports by the media. (Case number: JD05-10)

The much-criticized Judge in this infamous case is speaking for the very first time since Kelsey’s death in 2005 in his new book, A Deadly Game of Tug of War: The Kelsey Smith-Briggs Story (Morgan James, 2007), which is a factual account of the crime to let you be the judge.

The book is available online at http://www.judgekey.com, but will not be available in bookstores until after the trial next month of Kelsey’s mother, Raye Dawn Smith, who is charged with child neglect and enabling child abuse. Raye Dawn Smith’s former husband and Kelsey’s stepfather, Michael Porter, pleaded no contest to one count of enabling child abuse and is serving a 30-year prison term.

Judge Craig Key Reveals:

Dr. Edward F. Dragan, Author of the Soon to be Released Book, ‘Keeping Kids Safe in School: What Every Parent and Teacher Should Know,’ Comments on Keeping Students Safe

Lambertville, NJ (PRWEB) August 22, 2007

Dr. Edward F. Dragan, author of the soon to be released book, Keeping Kids Safe in School: What Every Parent and Teacher Should Know, comments on keeping our students safe. School safety and liability expert, Dr. Edward F. Dragan states, “Unnecessary risks in schools must be corrected, most importantly to protect the safety of students, faculty and support staff, but also to eliminate costly litigation and settlements. Implementing regular assessments of school safety policies and procedures can greatly reduce risks.”

Dr. Dragan remarks, “All too often we hear after the fact, ‘How did this accident happen?’ or ‘Could the school have prevented it?” “Unfortunately once the accident occurs; it is too late to ask these questions, a school’s risk management plan must be proactive to be effective.”

Our nation’s schools pay millions of dollars annually in damages to school children injured in class, sexually assaulted by teachers, and harassed by fellow students. New Jersey alone faced 381 suits-more than one case a day-representing a potential liability of over 500 million dollars. This total does not include cases filed in administrative court, which typically hear special education issues. Since most cases settle privately, the general public and even some education insiders are not aware of the scope of such liability.

The following three recent instances chronicle occurrences that could have been avoided had the schools developed a risk analysis plan identifying potential safety hazards, emphasizing accountability and establishing procedures for creating and maintaining a hazard free school.

A 1.7 million dollar verdict was awarded to a third-grade student told by her teacher to return a television cart with a television on its top shelf to the library. The cart fell, causing the television to strike the student, whose injury resulted in permanent brain damage. A federal court jury decided the school was partially liable for the accident due to the student’s lack of supervision. This unfortunate incident could have been prevented if teachers and administrators had assessed the risks of allowing young children to move such equipment.

A private settlement was reached in a similar case. A board of education paid $ 850,000 to a five year old student with autism who was seriously injured when a fifty pound television fell and struck him on the head. When evidence of inadequate supervision pointed to the school’s liability the case was settled.

The coach of a girl’s track team and a student who threw his javelin one more time after the coach announced practice was over both shared payment of a $ 300,000 settlement to a student who received permanent nerve damage and facial paralysis when the javelin struck her in the face. The coach was responsible for the students while they were using potentially dangerous equipment.

Most cases of school safety violations could be prevented through practice of proactive risk management. Teachers and administrators must scrutinize their procedures, equipment use and personal practices for ways to ensure the safety of everyone concerned. Schools must follow risk management guidelines to improve overall school safety and to eliminate the high costs of accident related litigation. Although insurance companies usually pay these settlements, schools and taxpayers will ultimately have the burden of higher taxes and insurance premiums.

Dr. Dragan comments, “School administrators must develop a systematic procedure for inspecting school premises and reviewing safety procedures for evidence of potential risks. An inspection log should be established to record potential risks along with the remedial action taken to eliminate the unsafe hazard or procedure.”

In addition, Dr. Dragan suggests the following risk management guidelines to maximize school safety and security. “School administrators should assess potential risk related to all equipment in proximity or accessible to students. A safety handbook that details procedures for supervising students in all school areas should be established.”

“Administrators need to conduct in-service training and review of first-aid practices, crisis response strategies, school evacuation drills, and alternative communication methods to use, if warranted, during potential crises.”

Dr. Dragan also remarks, “Each faculty member must be aware of their specific responsibilities related to safety and should have prioritized action system available to them to effect needed safety corrections in a timely matter. Administrators need to model and emphasize personal accountability and commitment to create and maintain school safety and security procedures.”

“School administrators who demonstrate a proactive commitment to safeguarding the welfare of students, faculty members and support staff will produce safe and secure school campuses and climates which will reduce potential school liability.”


Edward F. Dragan, Ed.D. is the founder of Education Management Consulting, LLC, providing consultation to school administrators and education expert witness services to attorneys on education-related issues including school management, safety, bullying, sexual harassment, child custody, and special education . His book, Keeping Kids Safe in School: What Every Parent and Teacher Should Know, is scheduled for publication in 2008.

Contact Information

Edward F. Dragan, Ed.D.

Education Management Consulting, LLC




More Women Turning to Social Security Disability Benefits; Mothers Should Know Their Options

Belleville, Ill. (Vocus) May 5, 2009

More working mothers are becoming disabled and losing their ability to support their families. That means it’s even more important for women to understand the role of Social Security disability insurance, according to Allsup, which represents tens of thousands of people in the Social Security Disability Insurance (SSDI) process each year.

In the past decade, from 1999 to 2009, the rate of disability for women has grown by about 72 percent compared with nearly 42 percent for men, according to the Social Security Administration. Since 1990, the number of working women who are fully insured for Social Security benefits has grown by 28 percent to 99.7 million women. As of April 2009, 3.6 million women were receiving SSDI benefits as disabled workers.

Disabilities may result from an accident, a chronic disease or worsening condition. Some of the diagnoses affecting women include multiple sclerosis, cancer, Parkinson’s disease, stroke, depression and fibromyalgia.

“Women may not realize they are insured for disability benefits, especially during the period before they experience a severe disability,” said Cindy Ratermann, manager of disability claims specialists at Allsup. “Women who are widows or widows with young children also may qualify for Social Security benefits based on their husband’s work record, so this is another option to consider.”

SSDI is a federally mandated insurance program overseen by the Social Security Administration (SSA) that operates separately from the retirement and SSI programs. SSDI provides monthly benefits to individuals who are under full retirement age (age 65 or older) and can no longer work because of a disability (injury, illness or condition) expected to last for at least 12 months or is terminal. Individuals must have paid FICA taxes to be eligible. More details are provided in the SSDI Overview on Allsup.com.

Concerns When Women Can No Longer Work

Women who have been working and supporting their families face enormous difficulties when they can no longer work because of an injury, illness or chronic disease. Allsup offers stories from women in this situation, including a former math teacher and former retail employee, on Allsup.com.

“If you’ve become disabled and must stop working on a long-term basis, you need to look at filing for SSDI benefits as soon as possible,” said Ms. Ratermann, who has more than 20 years experience in the SSDI process, working with a staff of nearly 580 professionals at Allsup.

Women must have a work history and meet certain qualifications to be eligible for SSDI on their own record, including having paid payroll taxes for five of the last 10 years. Having a record of your employment history for the past 15 years is ideal, said Ms. Ratermann. “Your earnings determine what your SSDI benefit would be if the SSA finds you disabled,” she explained.

Keep in mind that the SSDI process can be lengthy, with some claimants’ cases taking two to four years because of the backlog in the disability claims process. More than 2.9 million people are expected to apply for disability benefits in 2009, according to the SSA.

“Women can make this experience easier on themselves by choosing a representative to handle their SSDI claim,” Ms. Ratermann said. Allsup provides representation at all levels of the SSDI application process, including the initial application and, if needed, the hearing before an administrative law judge.

At the hearing level, or level 3, about 90 percent of claimants have a representative. Individuals Allsup represents at the hearing level generally receive an award four months faster than the national average. “It can be to your benefit to get representation from the beginning,” Ms. Ratermann said.

Considering Social Security Disability

There are a number of reasons why a woman should apply for SSDI, including regular monthly income. Additional considerations include:

Medical benefits: Regardless of your age, 24 months after your date of entitlement to SSDI cash benefits, you are eligible for Medicare, including Part A (hospital benefits) and Part B (medical benefits).
Prescription drug coverage: Once you are entitled to Medicare, you are also eligible for Medicare Part D, the prescription drug plan
COBRA extension: If you receive SSDI benefits, the length of your COBRA benefits could be extended an additional 11 months.
Protected retirement benefits: When you reach retirement age, SSDI ends and you transition to Social Security retirement benefits. Social Security disability entitlement “freezes” Social Security earnings records during your period of disability. Because the years in which you collect SSDI benefits are not counted when computing future benefits, your Social Security retirement benefits may be higher than if your earnings were averaged over a greater number of years.
Dependent benefits: If you receive SSDI benefits and you have a dependent under age 18, he or she may also be eligible for benefits. Benefits also may be paid to your husband on your earnings record if he is age 62 or older; or at any age if he is caring for your child (under age 16).

Insights On Social Security Benefits

Allsup provides representation services for Social Security Disability Insurance, but there are additional considerations for women.

Keep in mind that Social Security offers marginal amount of financial protection to women as a result of their earnings and through their spouse’s earnings, depending on the circumstances. Most people need 10 years of work, or 40 credits earned through payroll taxes, to qualify for benefits.

Today, nearly 60 percent of the people receiving Social Security benefits, including SSDI benefits, are women.

Women and earnings. Women are likely to earn less than men during their careers, so their benefits may be lower. For example, in April 2009 the average SSDI benefit for women was about 22 percent lower at $ 920.47 compared to $ 1,188.52 for men. One factor is that many women work as caregivers for family members and children during their earning years. Often, women step out of the work force for years at a time and, over time, pay less toward Social Security.

Women and business ownership. If you and your husband operate a business together, you are entitled to receive Social Security credits as a partner. Even though you may file your income taxes jointly, you should file a separate self-employment report with Social Security. This ensures that you get Social Security benefits from your own work. Otherwise, all the earnings will be reported on your husband’s work record.

Women and additional benefits. Your payroll taxes go toward several programs besides SSDI.

These include:

Parents: Know What Your Kids Do on the Internet This Summer

New York, NY (PRWEB) June 11, 2009

The summer months are here and that means kids will be spending more time on the family computers. It also means that the chances of something happening to your kids increases. But with parents busier than ever doing whatever then can to make ends meet, they aren’t always there to make sure their kids are using the internet safely.

“Kids on summer break are going to spend much more time unsupervised at home, inside, and much more time on the internet,” says James Leasure, co-founder of Pandora Corp. makers of PC Pandora computer monitoring software. “That translates to more chances of falling victim to a predator or cyberbully, taking risks they shouldn’t take, or even making careless mistakes on the home computer.”

Restricting computer and internet access while parents are away is next to impossible with a determined ‘tween or teen at home. But parents do have a way to make sure their kids are staying safe while alone and online

“That’s the main reason we implemented the IRIS feature in our PC Pandora monitoring software,” says Leasure. “We know parents can’t be over the shoulder all the time; but at the same time, it’s crucial that they know what their child is doing, so they can breathe a sigh of relief or take action when necessary.”

PC Pandora’s IRIS feature emails updates of computer and internet activity to parents while they are at work or otherwise not at home. Parents can review online chats, web histories, emails and more, almost as they happen. This not only makes parenting easier, but affords the ability to be a stronger parent outside the home.

“We want parents to have the security of knowing their kids are staying safe online all summer, no matter where the parent is or has to be. Monitoring software, like our PC Pandora, and features like the IRIS are valuable tools that provide that security through full knowledge of activity,” says Leasure.

PC Pandora is computer monitoring software that records all user activity. By taking sequential snapshots of all activity on screen, PC Pandora is just like a DVR for your PC. The snapshots will allow you to see everything that happened on your computer, telling you who did what and when. Further details of user activity, such as websites visited, emails sent and received, instant messenger chats, keystrokes logged, peer-2-peer files traded, programs accessed and more, can be seen in text-based files. Those text files can then be sent to the parents via the IRIS feature.

From internet predators to cyberbullies, from illegal downloading to accidental deletions and unintended mistakes, anything can happen when kids are online. Leasure says it is essential parenting of the 21st century to make sure you know what your kids are doing when they are on the computer and on the Internet.

“The biggest threat to a child when they are online can be their own innocence and naivet

Pandora Corp. Tells Parents: In 2010 You Must Know What Your Child Is Doing On The Internet

Bronx, NY (PRWEB) December 29, 2009

Experts all agree computers should be kept in high-traffic areas of the house, in rooms like the kitchen or family room; most have agreed that letting a teenager have his or her own computer in the bedroom is not a good idea.

But times have changed. Today, most families have more than one computer. And with the amount of school work requiring a computer – and in many cases an internet connection – and pressure mounting from peers to be socially active online, teens having their own Internet connection is an unavoidable reality.

As technology advances, however, parents can easily give their online youngsters privacy and freedom, while at the same time protect them from the dangers online. Pandora Corp., makers of PC Pandora computer monitoring software, is giving parents a reminder to be smart when giving teens their own PC.

“Parents giving their kids new computers need to adopt and enforce a new set of rules,” says Pandora Corp. co-founder Manuel Coats. “Simple things like leaving the door open, an Internet cut-off time at night and visiting your child’s room often when they are online are all simple steps you can take.”

But, Coats adds, that is not going to be enough to monitor the tech savvy youngsters of today.

“A new PC is a big gift for them and a big responsibility for you. It’s imperative that you make a New Year’s resolution to monitor and know how your child is using that computer,” says Coats. “Tools like our PC Pandora monitoring software make it easy to find that happy medium between teens being able to freely use the Internet socially, and parents not being left in the dark about their child’s online activity.”

PC Pandora is monitoring software that records all activity on a computer. The program’s first-rate monitoring capabilities take sequential snapshots of everything that happens on the screen, thus allowing parents to see first-hand everything their child does both on and offline. In effect, PC Pandora is like having a DVR on your child’s computer.

Further details of user activity are made available in text-based files, including instant messenger chats, emails sent and received, websites visited, peer-2-peer files shared, keystrokes logged, programs accessed, Internet search queries and more. The IRIS feature will even send those text-based files right to a parent’s email – invaluable for working moms and dads who can’t always be home when their kids are online.

Coats points out the ways that computer monitoring software can help parents are so numerous they often don’t consider all of them.

“If your child is talking to strangers on social networks, creating and maintaining multiple social network profiles, visiting websites you don’t approve of, downloading illegal music and movies, or falling victim to or – even worse – acting as a cyberbully, you will know about it if you are monitoring their Internet activity.”


A recent study revealed the top 100 search terms for internet users under the age of 18. Popular websites YouTube, Google and Facebook comprised the Top 3 (in that order); but following as number four and five: “Sex” and “Porn.”

“Most parents are going to be shocked by this, but it’s very understandable,” explains Coats. “Children are naturally inquisitive; they are going to eventually explore these topics. Though no parent may want to admit it, chances are their child is doing it.”

Typical filters and standard blocks are easy for savvy young users to circumnavigate. So the question becomes: how can you talk to your child if you don’t even know for sure where they are going online? Computer monitoring software like PC Pandora lets parents see what their child is doing, enabling them to act upon knowledge rather than assumption.

“The real scary statistic is that ‘porn’ shows up as number four for the ‘7 & under’ age group,” says Coats. “Kids are searching at a younger age now, and parents need to be aware. PC Pandora is the best tool you can use to keep them safe and be absolutely sure about their online activity.”

A 2-hour trial of the PC Pandora monitoring software is available at the PC Pandora website. Additional online safety tips can be found on the company’s 18 Tips for Safe Surfing page.

About PC Pandora: Pandora Corporation was formed with one goal – to help our customers monitor, control and protect their families and themselves online. First released in mid 2005, PC Pandora has been constantly upgraded to industry-leading specifications and has received accolades from users, reviewers and even school districts and law enforcement agencies, who use the program to help in the day-to-day supervision of the children and citizens they are charged with protecting. The company website devotes space to helping parents by providing them with 18 Tips to Safe Surfing and Pandora’s Blog, where current news in the world of online safety is discussed regularly. PC Pandora has vaulted into a leadership position for parental control software by boasting a combination of features that are unparalleled in the monitoring industry. In 2008, Version 5.0 was released, again widening the spectrum of coverage and protection offered by the program. In addition, the company has made the PD Pandora Internet Safety Symposium available to schools and law enforcement as a free resource for spreading internet safety awareness to parents. PC Pandora is also now available through the Pandora Corp. store at Amazon.com. Currently in version 5.3, the next release of PC Pandora will incorporate Pandora LIVE, a web-based service that will allow parents to check content from anywhere through a secure server.

Reporters and Producers: Looking to cover this topic? We are your technology solution component. Software is available to journalists for review and testing. Staff members are available for interviews. Let us help you show your audience how easy it can be to keep their kids safe.


New Study Shows Your Kids are Connected all Day; Pandora Corp. Urges Parents to Know How Kids Spend Their Time Online

Las Vegas, NV (PRWEB) February 3, 2010

If you don’t think your child is spending every waking minute connected to the world, guess again. According to a new study by the Kaiser Family Foundation, the average 8 to 18-year-old spends 7 hours and 38 minutes a day using a form of entertainment multimedia, such as TV, computers or video games. If you subtract the amount of time they should be in school, those 7

South Florida Family Law Attorney Offers 5 Tips Every Spouse Should Know About Marital Misconduct

Boynton Beach, FL (PRWEB) March 5, 2010

Brian M. Moskowitz, a well-respected family law attorney in south Florida, says the recent Tiger Woods scandal is an unfortunate reminder that happy marriages can change in an instant.

When news broke last Thanksgiving weekend that the worlds greatest golfer had injured himself in a car accident, questions arose about its cause and Americans watched the public unraveling of Woods’ private life. What was seen as a model marriage became a tawdry story about a secret life of misconduct.

The old saying that no one knows what goes on inside a marriage is true, Moskowitz said. Sadly, sometimes its one of the spouses who is in the dark about these hidden aspects of a relationship.”

Marital misconduct is a leading cause of divorce and the innocent spouse in such a case deserves to be properly protected, Moskowitz said.

Moskowitz offered five facts every married Florida couple should know about marital misconduct:

Florida grants a No Fault Divorce if there is an irretrievable breakdown of the marriage. Marital misconduct is often a key element leading to the irretrievable breakdown of the marriage.
Several types of misconduct often fall under the broader concept of marital misconduct. They include adultery, domestic violence, cruel and abusive behavior, habitual drunkenness or addiction, or economic fault.
While no fault or not assigning blame is the courts aim in a divorce, spousal conduct does have a bearing on other decisions in a divorce. Adultery, for example, can impact child custody, division of marital assets, and distribution of alimony.
The Florida court can order an attempt at reconciliation. If one spouse denies the marriage is irretrievably broken or if the couple has minor children, the court may delay proceedings for up to three months and can order counseling or mediation.
The best way to be sure you are dealing with marital misconduct in a manner that will result in a proper outcome for you is to seek the advice of a qualified family law attorney.
About The Law offices of Brian M. Moskowitz:

With offices located in Boynton Beach (primary), Boca Raton and West Palm Beach, the Law Offices of Brian M. Moskowitz handles a variety of family law cases for clients throughout southern Florida, including Delray Beach, Lake Worth, Wellington, Palm Beach, and Palm Beach County. The firm charges flat rates for many family law services, and handles cases that include divorce, child custody, child support, relocation, paternity and adoption.

For more information, visit the firms Web site at http://www.mosklaw.com/ or reach the firm by phone at (561) 369-4481.


InsureMonkeys Top 5 Points Consumers Should Know About The New Health Care Reform Changes

Las Vegas, NV (Vocus) September 22, 2010

InsureMonkey today highlighted five important points that consumers need to know about the Health Care Reform changes taking effect on Thursday, September 23 under the Patient Protection and Affordable Care Act (PPACA).

Key September 23 changes:

1. Children with pre-existing conditions can no longer be denied coverage when applying for an individual health insurance policy or as part of a family heath insurance plan.

2. Your health plan can no longer be rescinded if you get sick (except in cases of fraud or willful misrepresentation).

3. Health plans will no longer have lifetime or annual benefit caps.

4. Preventive screenings, such as annual physicals, mammograms, pap smears, and other services, will be provided to you without charge. Your health plan will pay for these services, but cannot apply a co-payment, co-insurance, or deductible payment.

5. Dependents can remain on their parents health insurance plan until age 26.

InsureMonkeys five points consumers need to know about the new law:

1. If you dont replace your current insurance plan, you wont get the benefits of the Health Care Reform changes. This applies to individual health insurance, family health insurance, as well as small group health plans. However, when replacing your plan, be sure your new health insurance is in place before cancelling your existing plan.

2. If you dont think you can afford health insurance, look again. Even the most barebones, inexpensive plans will now come with free, preventive, and often life-saving services. In Nevada, most people can get an individual health insurance plan for less than the cost of cable television service.

3. Many carriers are no longer providing health insurance quotes for child-only plans. Currently in Nevada, you can only get health insurance coverage for your child as part of a larger family health insurance plan. Today, these plans are only offered through Anthem Blue Cross Blue Shield, Assurant Health, Coventry One, or United Health One. A health carriers plan offerings for children can change at any time so check back often.

4. We expect quotes for individual health insurance, family health insurance and self-employed health insurance to continue to increase. New health insurance plans are now required to provide more services and therefore will have to raise rates to pay for it.

5. Your dependents can stay on your health insurance plan until the age of 26. This change is a major benefit for families because it means that a child with a chronic medical condition like diabetes can maintain health insurance coverage without having to re-apply as an adult, risking coverage denial for having a pre-existing condition. In 2014, all individual and family health insurance plans will be prohibited from denying coverage to anyone based on a pre-existing condition.

About InsureMonkey

InsureMonkey is the quickest and easiest way for individuals and families to buy health insurance. It provides a simple online tool that allows consumers to get free health insurance quotes from leading companies without providing invasive personal information. Customers are provided quotes, information and options that allow for educated and informed decisions when purchasing health insurance. Once a customer has selected the plan thats right for them, InsureMonkey enables the customer to apply for the plan online.

InsureMonkey fully automates the quoting, application and enrollment process of becoming insured. It is offered as a free public resource, charges no application fees, no broker fees, and its tools, support and services are free for life. To learn more about how to get the best rates, compare plans and buy personal health insurance online please visit http://www.insuremonkey.com or call 1-800-771-3739.

# # #

Know What Your Kids Do On Facebook This Summer With Computer Monitoring Software

Las Vegas, NV (PRWEB) June 07, 2011

New data from the Facebook statistics blog Socialbakers reveals that Facebook is about to hit 700 million users. At the same time, a Consumer Reports study found approximately 7.5 million children on the social network under the age of 13 the companys legal minimum age. The study also revealed that the majority of parents of those underage users have no clue what their young social networkers are doing.

With summer here, kids have more time to spend online, and chances are that time will be spent on Facebook. But there is an effective solution.

We want parents to know there are tools available to help parents keep an eye on their childrens Facebook activity this summer, says Jamie Leasure, co-founder of Pandora Corp. The best thing you can do as a parent is monitor what they are doing on the social network giant, and then talk to them about activity you see that may be inappropriate.

Pandora Corp. is the maker of PC Pandora computer monitoring software, a program that records all computer activity, starting with screen capture snapshots of everything a child does on the PC. It also records data logs of all emails sent and received, instant messenger conversations, web history, programs utilized, peer-to-peer activity, and lots more.

For parents of the Facebook generation, PC Pandora will show them everything their children are doing on the popular social networks. Leasure says computer monitoring software like this helps parents keep their kids safe from the two biggest threats on social networks:

Cyberbullying is an epidemic that is plaguing our nation, he says. PC Pandora will let you know if your child is the victim of an online tormentor, and sometimes, it may also show your child to be an aggressor something that should never be tolerated.

Computer monitoring software is also the best way to keep your kids safe from the Internet predators that use Facebook to lure children. Leasure says PC Pandora will let parents know if their child is forming relationships with people that may not be who they say they are:

Summer is high time for predators to start grooming new victims. Its easy for a predator to pretend to be a new kid in town looking to make a few friends over the summer before school starts, he explains. While talking to your kids about online stranger danger is a must, it is also important to be aware of any new friends in your childs life, as predators often dont put their real identity forward. Children may not be quick to tell their parents about new friends, especially if the conversation is sexual or flirtatious in nature.

Leasure also points out that some parents may not know their kids are already on Facebook:

Its very easy for an 11 or 12-year-old to sign up for Facebook, circumvent the weak age restrictions, and never tell their parents they have joined the largest social network in the world, he says. If you have an adolescent who is not on Facebook yet, chances are they will be by the end of the summer or perhaps they are already.

Both law enforcement and other experts agree that it is up to parents to keep their kids safe on the Internet. But Leasure says that with the right tools, 21st century parenting is easy.

There are simply too many dangers out there to turn your head and let your child be on Facebook unsupervised, says Leasure. Fortunately, tools like our PC Pandora computer monitoring software are available to parents to help them do the best job possible.

For more information on how PC Pandora can help you keep your kids safe on Facebook this summer, visit http://www.pcpandora.com.

About PC Pandora: Pandora Corporation was formed with one goal to help our customers monitor, control and protect their families and themselves online. First released in mid 2005, PC Pandora has been constantly upgraded to industry-leading specifications and has received accolades from users, reviewers and even school districts and law enforcement agencies, who use the program to help in the day-to-day supervision of the children and citizens they are charged with protecting. The company website devotes space to helping parents by providing them with 18 Tips to Safe Surfing and Pandoras Blog, where current news in the world of online safety is discussed regularly. In addition, the Pandora Corp. has made the PD Pandora Internet Safety Symposium available to schools and law enforcement as a free resource for spreading internet safety awareness to parents. Over the past few years, PC Pandora has vaulted into a leadership position for parental control software by boasting a combination of features that are unparalleled in the monitoring industry. In 2010, Version 6.0 was released, again widening the spectrum of coverage and protection offered by the program. Concurrently released with 6.0, the web-based PC Pandora LIVE! service affords parents the ability to keep their kids safe from anywhere at anytime. PC Pandora is also now available through the Pandora Corp. store at Amazon.com.

Reporters and Producers: Looking to cover this topic? We are your technology solution component. Software is available to journalists for review and testing. Staff members are available for interviews. Let us help you show your audience how easy it can be to keep their kids safe on the Internet.