Tag Archives: Identity

ProtectMyId.com Describes Ways Background Checks May Lead to Identity Theft

Irvine, CA (PRWEB) March 23, 2009

ProtectMyId.com, a leading Identity Theft solution, describes key ways background checks may lead to Identity theft. Background checks on new hires are more popular than ever. In fact, in some states and for some professions, they’re actually a legal requirement. But corporations aren’t the only ones running background checks these days. From families concerned about the quality of their child care to singles worried who they’re dating, anyone can run a background check on anybody, anytime they want.

The internet is full of Background Checking services, all offering to provide you with the information you seek. These checks come in all shapes and sizes, but to run a thorough background check, it takes written consent from the individual in question. This allows individuals or companies access to the following information:

Resume and Employment verification
Social Security Number verification
Criminal Record checks
Department of Motor Vehicles
Civil Court Records
Worker’s Compensation
Credit Report
Sexual Offenders Databases

Without permission, companies can only gather information through public records and other open sources, so theoretically the most critical information should remain private. But unfortunately, this won’t stop scam artists and thieves from trying to get their hands on consumers personal data. They have many means of committing identity fraud, including the use of online recruitment scams. Rising unemployment, have made these scams very popular and most job seekers scouring the Internet for employment opportunities don’t realize they can make a bad situation even worse, by simply responding to a want ad. Here’s how it works:

Consumers receive an email from a company who found your resume online. They have an immediate opening for someone with their talents and will urge them to log on to their site and apply for the position. Next, they’ll inform the consumer that it’s company policy to do a background check and they’ll need date of birth, Social Security Number, Drivers License Number and even Bank Account Numbers to start the process. This is everything a scam artist needs to steal a person’s identity.

It’s disturbing that people can prey on the desperation of others in such ways, but the fact remains we all need to be more vigilant about protecting ourselves from identity fraud. Be cautious. Never give information out to anybody without diligently researching them first.

About ProtectMyID.com

ProtectMyID.com is a leading, full-service provider of proactive identity theft detection, protection and fraud resolution. ProtectMyID.com offers comprehensive identity theft protection products supported by experienced identity theft resolution professionals who deliver personal attention that customers can rely on. ProtectMyID.com is a Web site owned by ConsumerInfo.com Inc., an Experian company. For more information about how ProtectMyID.com helps consumers protect themselves against identity theft, please visit ProtectMyID.com

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Protecting Your Identity and Peace of Mind: Identity Services and Fraud Expense Coverage Secures Identity, Resolves in Case of Fraud

West Des Moines, Iowa (PRWEB) June 16, 2009

The Federal Trade Commission recently reported that identity theft affected more than 10 million Americans in 2008, making it the fastest-growing crime in the nation. Quick discovery and a rapid response are the crucial first steps.

That’s why Farm Bureau Financial Services has introduced its Identity Services & Fraud Expense Coverage, offering consumers tips and services to help them reduce their risk of identity fraud.

“Farm Bureau Financial Services has addressed this growing risk by offering comprehensive Identity Services and Fraud Expense Coverage, which includes credit monitoring and fraud alerts to help customers be proactive in preventing fraud. It also provides expert identity restoration assistance, and coverage for associated expenses such as attorney fees, loss of wages and child-care costs,” says Susan Halterman, product and data management vice president.

This service and coverage includes credit monitoring and fraud alerts to help customers be proactive in preventing fraud. It also provides expert identity restoration assistance, and coverage for associated expenses such as attorney fees, loss of wages and child-care costs.

“We can help consumers protect more than their home, vehicles and personal belongings – we can help them protect their identity in a convenient and affordable way,” Halterman says.

Farm Bureau’s Member’s Choice policyholders can now receive up to $ 25,000 in reimbursement with this Identity Services and Fraud Expense coverage1. For $ 25 a year, this program provides credit monitoring for two people per household as well as identity theft resolution, and identity document recovery.”

“We are committed to making insurance simple for our customers,” Halterman says. “And this is a product that can provide real peace of mind when it comes to protecting what matters most.”

To learn more about Identity Services and Fraud Expense coverage, or to find an agent near you, visit http://www.fbfs.com. Current Farm Bureau Member’s Choice policyholders can purchase this coverage online or they may contact their agent to add the coverage to their policy.

About Farm Bureau Financial Services

Through an exclusive, multi-state agent force, the companies affiliated with the Farm Bureau Financial Services brand underwrite, market and distribute a broad range of financial services products, including life insurance, investments, annuities, property-casualty insurance products and services and more, to individuals and small businesses within a marketing territory that includes 15 states. For more information about products and services, log on to http://www.fbfs.com or call or visit your local Farm Bureau agent.

1 Identity Services, including Identity Credit Monitoring Services(SM), Identity Theft Resolution(SM) and Identity Document Recovery(SM) are provided by Identity Theft 911, LLC. This coverage can be added to the property or liability section of your Farm Bureau Member’s Choice policy at any time for an additional cost.

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Experian


Irvine, CA (PRWEB) September 3, 2009

ProtectMyID.com, the multilayered identity theft detection, protection and fraud resolution product, today launched new enhancements, making it one of the industry’s most comprehensive consumer identity theft protection products. ProtectMyID.com, a part of Experian, one of the most trusted brands in identity protection, was designed to help consumers prevent the damages caused by identity theft. Premiering next week, an integrated marketing campaign kicks off with broadcast ads that depict real-life identity theft situations and demonstrate how ProtectMyID.com is able to protect and support its members.

Product enhancements now available at ProtectMyID.com include:

Active Internet scans that search for key indications of potential fraudulent use of debit, credit card and Social Security numbers
Notification alerts that inform members when a change of address action is initiated so members can verify that the change was legitimate or determine if it came from an unauthorized source
Members can now choose to receive notification alerts via email, text message or U.S. mail

Core features of ProtectMyID.com include:

Daily monitoring of its members’ credit reports at all three credit bureaus, with alerts as key changes are detected.
Access to experienced, U.S. Fraud Resolution Agents providing members with invaluable personal assistance in resolving identity theft issues as well as help in the event of a lost or stolen wallet.
As members, parents can extend identity theft protection to their children through ChildSecureSM (patent pending) for an additional fee. ProtectMyID.com provides the only monthly monitoring of your children’s credit information.
ProtectMyID.com’s Guarantee will reimburse for up to $ 1 million in related losses and expenses in the event the product fails and may also reimburse for stolen funds from unauthorized ATM, debit and credit card transactions for which the member may be personally liable. The Product Guarantee is subject to limitations, see our website for details.

“Identity theft continues to be a problem, and simply checking your credit report once a year isn’t enough to protect yourself against the financial loss and emotional strain that accompanies this crime,” said Jennifer Leuer, general manager of ProtectMyID.com. “While no one can ever entirely prevent identity theft, they can take steps to educate and protect themselves and get dedicated help if a theft occurs.”

Consumers engage frequently in potentially risky behaviors without thinking about the dangers involved. Everyday tasks can expose identities to theft, such as applying for bank loans; shopping on nonsecure Web sites; giving credit card numbers over cell phones in public places; and posting personal information, like birth dates, on social networking sites. Many consumers aren’t aware that these seemingly harmless activities can be all an identity thief needs to wreak serious financial and personal havoc.

“If you suspect you have exposed some of your personal information to a scam artist, a good line of defense is to actively monitor your credit report,” said Linda Foley, founder of the Identity Theft Resource Center. “If you monitor your credit or subscribe to a daily identity monitoring service, like ProtectMyID.com, you can quickly discover changes to your personal information that may indicate identity theft.”

Experian

National Talk Radio Host Kim Komando Recommends ProtectMyID.com From Experian to Listeners Wanting ‘The Best’ Identity Theft Protection


Irvine, Calif. (PRWEB) September 16, 2009

ProtectMyID.com, the multilayered identity theft detection, protection and fraud resolution product, proudly announces that it has been selected as the recommended identity monitoring product by national radio host Kim Komando. ProtectMyID.com is partnering with Komando to educate her audience of more than 16 million listeners and online subscribers about the importance of identity monitoring and protection. The partnership’s mission is to educate consumers about ways to reduce their risk of identity theft and provide them with the tools to help protect themselves.

“With more than 10 million identity thefts occurring in 2008 alone , this topic remains top-of-mind for my audience. In fact, I receive more questions about identity theft than on any other topic,” said Kim Komando, national radio host of the syndicated Kim Komando Show. “After careful review of the many identity protection products currently available, I feel very confident recommending ProtectMyID.com to my listeners. Not only is it a part of Experian — one of the most trusted brands in identity protection — it provides multiple layers of identity monitoring defense, including active Internet scans, change of address notifications, daily credit report monitoring at all three bureaus and notification alerts of key changes. I truly believe that ProtectMyID.com is the best identity monitoring and protection product available.”

The ProtectMyID.com and Kim Komando partnership involves both on-air and online components. At the core of the online program is an ID Theft Security Center Web page located at http://www.komando.com/protectmyid/ where visitors can learn how to better protect themselves from identity theft, as well as enroll in ProtecMyID.com. Other elements of the partnership include on-air and online advertisements in Komando’s radio program, email newsletters and Web site.

“Kim Komando’s audience trusts her expertise, and she knows that when it comes to identity theft protection, consumers need to take an active role in protecting themselves against the damaging and often long-term effects of identity theft,” said Jennifer Leuer, general manager, ProtectMyID.com. “Identity theft remains a very real threat, and Kim is doing a great service by educating her listeners about ways they can proactively protect themselves by using ProtecMyID.com.”

Identity protection in the ProtectMyID.com program is $ 9.95 per month and includes active Internet scans that search for key indicators of potential fraudulent use of debit, credit and Social Security numbers; notification alerts that inform members when a change of address action is initiated; daily monitoring of members’ credit reports at all three credit reporting companies; and access to experienced U.S. Fraud Resolution Agents. Additionally, members can get the most comprehensive children’s identity protection through ChildSecure for an additional fee. The ProtecMyID.com Guarantee will reimburse members for up to $ 1 million in related losses and expenses in the event the product fails and the member becomes a victim of identity theft, subject to limitations in the product agreement.

About ProtectMyID.com

ProtectMyID.com is a leading, full-service provider of proactive identity theft detection, protection and fraud resolution. ProtectMyID.com offers comprehensive identity theft protection products supported by experienced Fraud Resolution Agents who deliver personal attention that customers can rely on. ProtectMyID.com is a Web site owned by ConsumerInfo.com Inc., an Experian company. For more information about how ProtectMyID.com helps consumers protect themselves against identity theft, please visit http://www.ProtectMyID.com.

About Experian

Experian is the leading global information services company, providing data and analytical tools to clients in more than 65 countries. The company helps businesses to manage credit risk, prevent fraud, target marketing offers and automate decision making. Experian also helps individuals to manage their credit relationships and protect against identity theft.

Experian plc is listed on the London Stock Exchange (EXPN) and is a constituent of the FTSE 100 index. Total revenue for the year ended 31 March 2009 was $ 3.9 billion. Experian employs approximately 15,000 people in 40 countries and has its corporate headquarters in Dublin, Ireland, with operational headquarters in Nottingham, UK; Costa Mesa, California; and S

Mommy, Who Stole My Identity? Follow 5 Tips to Avoid Childhood Identity Theft during National Protect Your Identity Week (October 17-24, 2009)


New York, NY (Vocus) October 21, 2009 –

It is a debilitating crime. Identity theft violates its victims, strips them of their ability to purchase homes and cars, and leaves them swimming in a never-ending sea of paperwork. When five percent of identity theft happens to minors under the age of 18, according to the Federal Trade Commission, thieves are beginning to realize that children are an easy, and profitable, target.

Young people dont even realize their identity has been stolen until they apply for their drivers permit, apply for a college loan, or open their first checking account, warns The Campus Safety Expert Bob Baier, author of Identity Theft – Prevention for the College Student. The crime can go undetected for up to 15 years! By the time parents realize their children have been violated, the thieves are long gone.

Childhood identity theft can ruin its victims’ names, preventing them from buying cars and homes, leaving them with thousands of dollars in collections, and with credit accounts and addresses where they have never lived, years after the crime has been detected. Among his 7 Most Important Things You Need to Know to Prevent Identity Theft, these are particularly important to parents of minors:

1.

Tell your child to immediately remove all P2P (peer to peer) programs for downloading free music and games from their computers (Lime Wire, Bear Share, Soul Seek etc.). Place them onto a thumb drive, disc, memory stick. Criminals anywhere in the world have total access to every single item on their computer when they are on the internet.

2.

On every social networking site, have your child remove all personal information including addresses, birthdays, telephone numbers etc. Tell them never to link to someone they do not already know. When they click on a link malware is downloaded onto their computer.

3.

Check your child’s free credit report regularly. It is estimated that there is at least one child in every classroom in the United States that has already had their identities stolen.

4.

Watch for shoulder surfing. Your children must be aware of everyone around them, anytime they are on their laptops. At school, in the park, waiting for transportation, any public place. People are looking over their shoulder and using mobile phone cameras to take pictures of personal information.

5.

Tell your child to be very careful on “chats.” Never give out personal information of any kind. Foreign computer hackers have developed what is called “Russian Robots” which are automated computer programs that can chat with 10 people at a time with the sole purpose of acquiring as much information as possible to steal their identity. Victims are unable to detect they are giving vital information to only a computer.

When it comes to keeping kids safe, Bob Baier of Warwick, New York, covers all of the bases: Dating Abuse, Date Rape and Sexual Assault, Safer Sex, Domestic Violence, Alcohol and Drug Awareness, and of course, Identity Theft. In his full time profession as a forensic document examiner, Baier was seeing more signatures being forged and more identities stolen, which prompted him to write Identity Theft – Prevention for the College Student. Also known as The Campus Safety Expert, Baier is a court qualified Forensic Handwriting Investigator who has rendered an opinion in 23 states and 2 countries, and he has testified as an expert witness in 8 states. A Guinness World Record breaking canoeist, this pilot, parachutist, and balloonist has also driven a race car at 160 miles per hour. A bit of a daredevil in his everyday life, Baier recommends prudence when it comes to protecting ones identity. He teaches forensic document examination at the International School of Forensic Document Examination and was named the 2008 Forensic Document Examiner of the year by Handwriting Services International.

For more information about The Campus Safety Expert Bob Baier, log onto http://ExpertDocumentExaminerWeb.com or call 1.888.460.3828.OR

OR

For more information about The Campus Safety Expert Bob Baier, including a free listing of The FBI’s Top 10 Latest Scams and the free 30 Day Program to Help Prevent Identity Theft, click on Identity Theft at http://www.BobBaierInfo.com or call 1.888.460.3827.

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Survey Shows Online Identity Theft a Growing Concern

Sunnyvale, CA (PRWEB) December 16, 2009

In a recent survey about identity theft, Americans said their number one fear was having bank account, credit card or other personal information stolen from their computers. Interestingly, the second greatest concern was about Trojan viruses that can make a computer an unwitting accomplice in distributing spam, infections or child pornography. The survey was conducted by independent research firm Luntz, Maslansky Strategic Research on behalf of Kindsight, developer of identity theft protection services.

Identity theft is not new and the threat is real and founded. In 2008, 9.9 million Americans were victims to identity theft, up from 8.1 million in 20071. And criminals are continuing to move online online threats grew three-fold to 1.7 million.2 While much of the attention is focused on monetary loss, damage to reputation is also high in the minds of Americans.

The online culprits are no longer the teen hackers in the basement, but sophisticated criminals, said Mike Gassewitz, Kindsight CEO. Once they have someones personal information, not only can they deplete bank accounts and damage credit ratings but they can also use a persons computer to distribute spam and pornography; essentially they can damage someones wealth and reputation.

The most common attacks include Trojan horses and other viruses, keystroke logging, phishing attacks and spyware. In the Kindsight study, participants named Trojan horses as their top concern.

Although 71% of the survey sample had installed and updated anti-virus software and 44% had enabled a firewall on their home router and/or computers, 30% still recorded having been infected by a virus in the last three months and 77% of the overall sample reported having been infected at some point in their computing life.

Summary of study findings:


56% identified theft of bank account, credit card, or other personal information from their computer as one of their top two concerns;
29% identified Trojan viruses that hijack their computers for the distribution of spam, infections, or child pornography to other computers and users as one of their top two concerns;
27% identified phishing, which further reinforces identity theft as one of their top two concerns;
26% were most concerned with having their computers performance compromised by viruses;
15% were concerned about viruses corrupting their personal photos, videos and other memories.

The online survey was representative of the U.S. population overall with a margin of error of plus or minus 3.5 percentage points.

About Kindsight:

Kindsight partners with Internet service providers (ISPs) to provide consumers with an additional layer of protection against identity theft and other threats. The Kindsight Identity Theft Protection Service detects threats in your Internet traffic, sends you alerts and shows you step-by-step how to remove threats that put your personal information at risk. The Kindsight service is always-on, always-up-to-date and can not be disabled by criminals since it is embedded in the ISPs network. The Kindsight service is offered for a monthly fee or, like search engines, at no-cost through relevant advertising. Visit http://www.kindsight.net for more information.

1 Javelin Strategy & Research: 2009 Identity Fraud Survey Report: Consumer Version

2 CNNmoney.com: Cybercrime: A secret underground economy, September 17, 2009

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Stay Safe on Social Web Sites, Online for Valentine’s Day With These Tips from Identity Theft 911

Scottsdale, Ariz. (PRWEB) February 12, 2010

While social networking and online dating sites are great ways to exchange information, and sites that let you to post large amounts of personal and family information are great ways to stay in touch, they can also pose great dangers for identity theft.

With Valentines Day upon us, here are some tips from Identity Theft 911 to keep in mind during the lovers holiday:

Reduce Identity Theft Risk Through Social Networks


Bethesda, MD (PRWEB) May 12, 2010

Social networks are more popular than ever, including with identity thieves. Once they retrieve ones information, its easy and fast to access everyone in a network, resulting in a lot of damage in a short amount of time. Europ Assistance USA offers the following tips to help consumers keep themselves and their networks safe from criminals.

1. Make sure your screen name and profile information do not provide information that could potentially make you vulnerable. While any one piece of information is harmless, the combination of key pieces of information about you can make it easy for a criminal to do damage (e.g. name, hometown, age, phone number).

2. When reviewing and opening links that are masked by URL shorteners, use a short URL decoder to see the actual URL, and always be sure to have the most updated browser and antivirus protection. This gives you the power to see where the short URL is linking to so you dont unwillingly click on a spoofed or malicious link.

3. Do not accept the default privacy settings on social networks. These networks objective is to grow usage and traffic so they often have default settings that allow much of your information to be available outside of your network and in online searches. Its critical to take the time to learn the ins and outs of a sites privacy settings and how to adjust yours to protect yourself.

4. Remember that once you post information online, you cant take it back. Even if you delete the information from a site, older versions exist on other computers. Post with the thought that it will live online forever and ask yourself if youre willing to have this information available to potentially anyone, forever. If not, dont post it.

5. Beware of accepting friend requests from someone you dont know personally, such as a friend of a friend. Criminals are posing as friends of your friends hoping to gain access to your network. Once they are in your network, they can learn a lot about you, which they can then use to do damage (e.g. they then send links to you which are harmful, post pictures with malicious malware in them, etc.).

6. Teach your children to use all of the same steps and tricks you do to protect yourself. Children are much more trusting online and much more open about sharing personal information. Criminals can target you through your child so limit your child’s online friends to people your child actually knows and is friendly with in real life.

7. Make sure requests you receive from people you really do know are actually from those people. Social media identity theft is growing with criminals posing as others to gain access to that persons network and information. When you get a request from a real friend, verify it. Call or email that person to confirm. Check the profile information to make sure it matches what you know about the person. Be suspicious of profiles from friends that are bare-bones with basic information.

About Europ Assistance USA

Europ Assistance USA takes care of corporate customers and employees when the unexpected happens, anywhere in the world, providing immediate support and assistance to individuals in times of emergency and distress. Leveraging its worldwide network of 38 always-open multilingual assistance centers and 410,000 partners in 208 countries, EA USA offers personalized medical travel assistance, identity theft resolution, data breach response and beneficiary assistance services to insurance companies, financial institutions, corporations and government organizations. Headquartered in Bethesda, MD, EA USA is owned by Generali and part of the Europ Assistance Group.

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