Tag Archives: Five

LegalZoom.com National Survey Finds Americans Still Lack Basic Protection; Three out of Four Parents Have Not Prepared a Last Will, Leaving Children Unprotected: One in Five Families Cites Guardianship Disagreements as a Deterrent to Preparing a Will

LOS ANGELES (PRWEB) April 19, 2007

Lone Star Expeditions Celebrates Five Years of Helping Teens through Wilderness Therapy

Groveton, TX (PRWEB) September 17, 2007

Lone Star Expeditions, a licensed outdoor treatment program for troubled teens, is celebrating its fifth anniversary this month. Based in east Texas, the program offers students outdoor experiential therapy as they navigate through ropes courses, learn wilderness skills, and periodically return to a permanent base camp that allows the program’s licensed therapists a more effective means of assessment, intervention and aftercare.

“Lone Star is thrilled to be celebrating our five year anniversary of helping kids discover their potential,” says Mike Bednarz, executive director of Lone Star. “We remain focused on reuniting families and helping teens succeed in leading more positive lives, and look forward to continuing in this great tradition.”

Wilderness programs like Lone Star afford teens who are struggling with emotional, behavioral, attention, or learning problems an opportunity to be free from modern distractions, allowing them to simplify choices, gain insight into their values, and learn to accept responsibility for their decisions. As they progress through the program’s level system, students experience success and develop healthy self-esteem.

Lone Star is often considered the alternative to boot camps. Students, whose ages range from 13-17 years, spend their time hiking and camping, and participating in high and low ropes course activities with trained facilitators. The program emphasizes keeping parents connected and involved through weekly telephone planning sessions with their child’s therapist, parent therapy and reading assignments, contact with their child through the exchange of letters, and progression through Lone Star’s four Family Expedition Phases that mirror their child’s progress. The program’s flexible length of stay allows students and families to fully prepare for the next step in the therapeutic process whether transitioning to a residential boarding school or returning home.

Lone Star Expeditions is licensed by the Texas Department of Family and Protective Services and accredited by the Southern Association of Colleges and Schools (SACS). The program is a member of the National Association of Therapeutic Schools and Programs (NATSAP) and recently received Woodbury Reports’ “Excellence in Education Award” for their outstanding reputation for producing positive and consistent results with at-risk children and their families.

Lone Star Expeditions is a proud member of Aspen Education Group, recognized nationwide as the largest and most comprehensive network of therapeutic schools and programs. Aspen Education Group offers professionals and families the opportunity to choose from a variety of therapeutic settings in order to best meet a student’s unique academic and emotional needs. Aspen Education Group has been profiled by major news and television organizations around the world, including U.S. News and World Report, The New York Times, Los Angeles Times, USA Today and People magazine, as well as on CNN, ABC’s 20/20 and Good Morning America, NBC’s The Today Show and Dateline NBC, and National Public Radio. Aspen is a division of CRC Health Group, the nation’s largest chemical dependency and related behavioral health organization. For more information about Aspen Education Group, visit http://www.aspeneducation.com or call (888) 972-7736. To learn more about Lone Star Expeditions visit http://www.lonestarexpeditions.com or call (866) 573-2002.


The Childrens Mutual reveals that just one in five parents has a will

London, UK (PRWEB) January 14, 2010

According to new research by leading Child Trust Fund (CTF) provider The Children’s Mutual, just 18% of parents have written a will, yet many are unaware that should the worst happen and the parents die without having appointed a guardian, the child may not be looked after by their chosen carer and it will be up to the courts to decide where they live. The Children’s Mutual is therefore urging parents to make and keep just one New Year’s Resolution this year – to write a will.

According to research by The Children’s Mutual, the majority of parents who hadn’t written a will said it was because the task was ‘sitting on the to do list’ but wasn’t a priority (35%), 32% said they hadn’t found the time and 27% said they couldn’t afford to write a will. To help address these concerns, The Children’s Mutual has put together a simple Will Writing Checklist (http://www.fbwillsdirect.com/clients/common/iframe/index.php?page=wills_guidance&service=wills&client=thechildrensmutual) which is available on request to assist parents ahead of writing a will and is offering a discounted rate for a standard will of

Delta Dental Donates $250 Million Over Five Years

Oak Brook, IL (Vocus/PRWEB) February 07, 2011

Over the past five years, uninsured children and adults seeking dental care through charity dental clinics, children participating in Head Start programs, students pursing degrees in dentistry and dental hygiene, and dentists trying to retire massive debts have benefited from $ 250 million in grants and donations from Delta Dental member companies throughout the country.

People in every state have benefited from Delta Dental grants and donations, said Chris Pyle, director of public relations for the Delta Dental Plans Association. Whether it is mobile dental units in Washington, South Dakota or Arkansas; entertaining education programs in New Jersey, Connecticut, Missouri, Michigan or Oklahoma; school-based sealant programs in Wisconsin or Colorado; safety net dental clinics in California, New Mexico or Pennsylvania; or Head Start kids in Minnesota or Kansas, Delta Dental is having a huge impact on the lives of underserved adults and kids.

Delta Dental plans to continue investing in oral health, and thats good news for the millions of adults who will remain without dental coverage even after health care reform mandates are fully implemented. Under health care reform, beginning in 2014, adults will be required to purchase health insurance or else pay a fine. Part of the coverage they will be required to purchase is a yet-to-be-defined package of dental benefits for their children. For the first time, parents shopping for medical and dental benefits will be able to do so via state insurance exchanges, where theyll also have access to varying levels of subsidies.

When crafting the language for the health insurance mandate, Congress was careful to protect a parents right to purchase a childs dental coverage from a dental benefits expert, such as Delta Dental. Whether parents acquire this pediatric dental coverage from Delta Dental or some other carrier, millions of currently uninsured children will soon have access to coverage for the first time. Still, the legislation did nothing to ensure dental coverage for adults and, unfortunately, even for the children, access to coverage does not always translate into access to care.

Access may always be an issue, said Pyle. While health care reform will mean new coverage options for children, if historical trends continue, we know that access to care for low-income Americans and their children will remain a challenge. Thats why Delta Dental remains committed to supporting programs that link children and adults to the care they need.

Each year, Delta Dental member companies donate millions of dollars to support programs such as mobile dental units that visit schools in underserved areas, school-based dental clinics and sealant programs, charity dental clinics, Give Kids a Smile programs, fun interactive oral health education programs for children and their teachers, and programs aimed at increasing the supply of dentists through school loan repayment programs and dental school scholarships.

For more information on Delta Dentals charitable activities in your state, visit deltadental.com.

The not-for-profit Delta Dental Plans Association, based in Oak Brook, Ill., is the leading national network of independent dental service corporations specializing in providing dental benefits programs to more than 54 million Americans in more than 93,000 employee groups throughout the country.

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eSafetyAlert Announces an Alarming 81 Drowning and More Than 70 Near-Drowning Incidents Have Been Reported in First Five Months of 2011

Los Angeles, CA (PRWEB) May 31, 2011

With summer in full swing, more than 150 drowning and near-drowning incidents have been documented in media reports in 30 states coast-to-coast. According to eSafetyAlert, this figure is up by 32 incidents reported only three days prior to Memorial Day, on May 27, when there had been 55 drowning and 63 near-drowning incidents confirmed nationwide.

At this pace, water safety advocates, first responders, and healthcare professionals are bracing for these tragedies that annually claim the lives of nearly 400 children, most of whom are under age of five, said Todd Appleman, president and founder of eSafetyAlert.com. As a long-time advocate of public education campaigns about pool and spa safety, we fully support the U.S. Consumer Product Safety Commissions (CPSC) Pool Safely: Simple Steps Save Lives 2011 public service announcements campaign.

Since January 2010, the Pool Safely campaign has tracked more than 530 media-reported drowning, near-drowning, and entrapment incidents. Steps such as staying close to children at all times, learning water safety skills and having the appropriate equipment, can help families have a safer experience in and around pools and spas. To learn more about the campaigns simple, but effective water safety steps, click here and Pool Safely for more details.

We laud the CPSCs first-of-its-kind national public education effort to reduce child drownings and near-drownings in public and residental swimming pools and spas. After many years of work between public and private organizations, a grassroots effort is now serving as a central resource for a clear and consistent message about drowning prevention, said Mr. Appleman.

As a Pool Safely supporter, eSafetyalert.com is dedicated to helping to promote the Pool Safely campaigns safety messages to the public which includes distributing materials, posting information online, holding events, and incorporating the campaign into existing public safety outreach programs.

Also, having been a reseller of the Safety Turtle water immersion alarm for nearly 10 years, we have come to understand that drowning in residential pools and other water hazards is a year-around concern in states like California, Florida, Arizona, and Texas, where drowning is the leading cause of death for children under five and the second leading cause of accidental death for children under 14, added Mr. Appleman.

The Centers for Disease Control and Prevention (CDC) reports that for every child that drowns, six more children are involved in “near-drowning” incidents that often lead to permanent neurological damage, life-long disabilities, and catastrophic medical costs.

“Parents and guardians need to be extra vigilant in protecting children around water hazards,” said Mr. Appleman. “The family swimming pool is supposed to be a source of fun and recreation. The problem is swimming pools are also very dangerous.”

The gap in awareness and lack of action among parents became acutely apparent when eSafetyAlert.com, and Terrapin Communications, the company that designed and markets the Safety Turtle pool alarm, commissioned a national Harris Interactive poll. The study results revealed that only 41 percent of parents with swimming pools said they had installed one or more layers of protection recommended by the CPSC and the American Society for Testing and Materials (ASTM).

Our message to parents and children is simple: stay safe in and around pools and spas by practicing as many safety steps as possible, said Inez M. Tenenbaum, Chairman of the CPSC. We encourage everyone to have fun in the water this summer, but we also remind parents and caregivers to stay close to children at all times, know water safety skills like CPR, and ensure anti-entrapment drain covers are installed in all pools and spas. Every drowning and near-drowning incident represents a family tragedy.

Young children usually drown with a caregiver close by. Contact with the child was lost during the seconds an immersion accident takes to unfold. Rescue, though moments away, is usually too late. The silence of drowning doesnt give second chances. Our goal is to break the silence of immersion accidents, to give parents that last chance, added Bob Lyons, of Terrapin Communications.

About CPSC

CPSC is an independent federal regulatory agency created by Congress in 1972 to protect the public against unreasonable risks of injuries and deaths associated with consumer products. The Pool Safely campaign is CPSCs national information and education program associated with the Virginia Graeme Baker Pool and Spa Safety Act (P&SS Act). The Pool Safely campaign is designed to raise public awareness about drowning and entrapment prevention, support industry compliance with safety standards, and improve safety at pools and spas. The Pool Safely campaign is proud to partner with leading organizations, including American Red Cross, The YMCA of the USA, Safe Kids USA, National Drowning Prevention Alliance (NDPA), World Waterpark Association (WWA), USA Swimming Foundation, National Swimming Pool Foundation, National Aquatic Safety Company (NASCO), Abbey’s Hope and Association of Pool and Spa Professionals (APSP). For more information, visit the website at http://www.poolsafely.gov/ and follow the campaign on Twitter @poolsafely.

About Terrapin Communications

Terrapin Communications manufacturers Safety Turtle, the world’s leading personal immersion alarm system. Introduced in 1998, as a last layer of protection for parents, Safety Turtle has been adapted to protect adults as well as children, and pets, near hazardous water, pools, ponds and open water. Pool lifeguards now wear Turtles to automatically alert the front desk of a water rescue. High risk patients such as stroke victims wear Turtle visors during [supervised] water exercise. For more information, visit the website at http://www.safetyturtle.com

About eSafetyAlert.com

eSafetyAlert.com is an official reseller of the Safety Turtle alarm. The Safety Turtle alarm consists of one AC-powered Base Station that supports one or more Turtle wristbands of the same color which lock snuggly on a child’s wrist with a “child-proof” key. If the child falls into the water, the Turtle sensor sends a signal to Base Station which sounds a siren. Safety Turtle sensors can be placed on a pets collar too. It is estimated that 5,000 dogs drown in swimming pools annually in North America alone. Additional information about purchasing Safety Turtle is available at http://www.eSafetyAlert.com.

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Before Students Head Back to School, GradGuard Shares Five Assumptions That May Cost College Students

Phoenix, AZ and Boston, MA (PRWEB) July 03, 2012

As nearly 3 million new college students and their families prepare to start college this year, now is an excellent time for parents and students to examine important financial issues that can impact the entire family. The cost of college is frequently among the largest investments a family and student make. As a result, it is important to prepare for and reduce the potential and unintended costs surrounding college life. According to GradGuard, an insurance and benefits service for college students, a way to start is by evaluating your assumptions about college life and exploring alternatives for how you can protect your investment in a college education.


Protect Your Bubble Presents the Top Five Places Smartphones are Stolen

Atlanta, GA (PRWEB) September 16, 2012

While many people believe their phone or tablet will never be stolen, the fact is electronic gadget theft is on the rise. Protect Your Bubble tracks the annual gadget theft reports across the nation. With that in mind, here are a few places where a smartphone is likely to be swiped.

#1 At work: Forgetting to lock the office door or leaving a phone sitting in an open cubicle is a recipe for theft. Unscrupulous people sometimes frequent offices and given the chance, will help themselves to a smartphone left in the open.

#2 At school: Kids are notorious for leaving things lying around. Sadly, schools are a perfect target for those who would help themselves to others property. Lunchrooms, buses, libraries and even book bags are common targets for thieves. By the time a child comes home from school and realizes something is missing, it is too late.

#3 Restaurants/Coffee Shops: Get up to go to the restroom or salad bar. Return and the phone is missing. Everyone else was minding their own business and the staff didnt see anything. Anyone can walk by a table and quickly snatch a phone off the table and be gone before anyone has time to notice the missing phone.

#4 Standing in line: Crowded lines make for uncomfortable situations and an open purse or phone jutting out from the top of a back pocket makes a nice target. Pickpockets know their crime works especially well if the mark is distracted by someone or something just before the theft. The best pickpockets will work in tandem or group so the phone can be handed off almost instantly after the theft.

#5 Where least expected: A phone can be stolen almost at any time. Even the most protected and guarded smartphone may accidentally get left behind for several minutes. Thats more than enough time for a thief to help themselves to personal property.

The best advice for consumers is to insure their smartphone. Protect Your Bubble offers mobile gadget insurance which covers theft, as well as loss and water damage. Consumers will receive a replacement device in 24 hours. Visit ProtectYourBubble.com to get a quick quote.

About Protect Your Bubble

Protect Your Bubble is a specialty insurance brand, offering insurance for gadgets, pets and travel – all for todays modern consumer.

San Francisco Family Law Specialists of Heath Newton Counselors at Law Answer Five FAQs About Alimony in California

San Francisco, CA (PRWEB) December 12, 2012

The San Francisco divorce attorneys of Heath Newton LLP have recently discussed some of the most commonly asked questions regarding alimony cases in California on its family law blog at http://www.heathnewton.com/blog/.

Question 1: How is alimony calculated in California?

Answer: Typically during the initial stages of the divorce process in California, the most common formula is: 40% of the higher earning spouses income minus 50% of the lower earning spouses income equals the spousal support amount.

As the divorce course of action progresses, many other factors are taken into consideration including standards of living, duration of the marriage, earning potential on both sides and more.

Question 2: How long does alimony last in California?

Answer: Duration of spousal support is determined on a number of factors, mainly length of the marriage. If a marriage lasts for 10 years or more, it is considered a long-term marriage and spousal support is usually set for a fixed period of time, with a conditional termination date or indefinitely.

A marriage lasting less than 10 years is considered a short term marriage and the duration of spousal support typically lasts about half of the the marriage length. For example, an eight year marriage would garner 4 years of spousal support.

Question 3: Can California spousal support be modified?

Answer: Yes. Unless there was an agreement established barring modifications in the divorce proceedings, as life situations for either party changes, requests can certainly be made and fulfilled.

For example, if the payee of spousal support has a loss of income, a case can be made to reduce the amount of spousal support received by the other party.

Question 4: Does Alimony End if My Spouse Gets Remarried or Cohabitates?

Answer: In most cases, marital settlement agreements or court orders mandate that alimony responsibility ends upon death of either party or the remarriage of the receiving spouse.

Question 5: Can Alimony Be Paid in a Lump Sum, Instead of Monthly?

Yes. It is quite common that both parties want to end things with a clean break instead of having to keep up with monthly payments and add more stress to their day to day lives. If both parties come to an agreement on this, a lump sum is an easy and fair way to go.

To learn how California community property and marital law apply to your individual situation or if you want to learn more about prenuptial agreements, we invite you to consult with one of our qualified family law attorneys. Email info(at)heathnewton(dot)com or call (415) 398-1290. We look forward to hearing from you and, again, congratulations on your pending marriage we wish you, and the person you love, a happy future.

About Heath Newton LLP:

Heath-Newton LLP specializes in family law, asset protection and estate planning services. Based in San Francisco, their boutique firm has earned a reputation for managing their clients cases well, reaching successful resolutions and minimizing costs and disruption to their clients lives.

They have handled a long list of family-law cases, including a broad range of issues facing new families (such as domestic partnerships, premarital agreements, adoption and more), as well as divorce, asset division, child custody and child and spouse support. They also have extensive experience in San Francisco estate planning, wills, probate, mediation, living wills and trusts.

Collectively, their attorneys have thousands of hours of experience, allowing them to be both efficient and effective. They are guided by a practical approach that emphasizes avoiding litigation to minimize costs and disruption; however, they can and will be fierce litigators when all other strategies have proven ineffective. For more information visit their website at http://www.heathnewton.com. To discuss a situation with one of their attorneys, please call them at (415) 398-1290.

Private Detective Leeds Offer Parental Computer Monitoring in Response to BBC News Article Dated 5th Feb 2013: Internet Safety Lessons Urged For Five Year Olds

(PRWEB UK) 5 February 2013

According to the BBC News report by Judith Burns, pupils as young as five should be given lessons in how to keep save on the internet. Many children are being groomed for sex, exposed to pornography and unsuitable content and cyber bullying is on the increase.

The report states that the NSPCC is calling for lessons in school on internet safety and for more advice for parents on how to talk to their children about this, as they would about drugs, alcohol and stranger danger. The NSPCC is also looking for internet service providers to allow parents to install blocks or filters on the internet in their homes. However, experts including Phil Bradley, of the Chartered Institute of Library and Information Professionals warned that the filtering could have unintended consequences such as blocking legitimate websites on sexual health and identity.

[Private Detective Leeds offer parental computer monitoring services and have helped many families with protection solutions against internet dangers, especially for children. The parental computer monitoring is downloaded onto a PC or Laptop and provides information about all the activity including email content, social networking sites and real time alerts to the parents by SMS.

A spokesperson from Private Detective Leeds said: It is vital to keep our children safe from online horrors such as hard core porn, cyber bullies and sex groomers. The parental monitoring is a safe way to keep parents informed of their childs activity online.

Private Detective Leeds has a pool of skilled and highly trained private detectives and private investigators in the UK and abroad. This nationwide company includes their long associated business partners http:// [Private Detective London who can supply investigation services in and around the London area.

Portland Attorneys Proud to Announce Five Years of Recognition by Oregon Super Lawyers Magazine

Portland, OR (PRWEB) July 11, 2013

Not all lawyers are created equal. In fact, only 2.5% of lawyers from each state are recognized by Super Lawyers magazine as Rising Stars. But both partners at the Portland personal injury law firm of Shulman DuBois LLC have been named 2013 Rising Stars, for the fifth consecutive year.

Shulman DuBois LLC provides representation for plaintiffs in personal injury cases throughout the state of Oregon. The firms specialties include traumatic brain injuries, wrongful death cases, truck accidents, and bicycle injuries, and their motto is Fewer Cases. Better Results.

We try really hard to give our clients the best possible service and one way we do this is by taking a smaller caseload, so that we can give each claim the attention it deserves, said attorney Sean DuBois. We are pleased to have that work recognized by Super Lawyers, though at the end of the day, its our great client reviews that really tell us how were doing.

Every year Super Lawyers magazine recognizes lawyers in Oregon who have been chosen through a rigorous selection process involving peer nominations and research, including: verdicts and settlements, client evaluations; awards; bar and or other professional activity; pro bono and community service as a lawyer; scholarly lectures and writings; education and employment background, etc. Joshua Shulman and Sean DuBois are both honored to be among those chosen as Rising Stars, an honor only given to lawyers who are under 40 or have been practicing for under 10 years.

Shulman DuBois LLC is best known for the firms dedication to educational outreach for the public on personal injury topics. We really feel like theres a tendency in the legal and insurance professions to keep the public in the dark. But we want to teach people about the personal injury process, so that they understand their rights and know how to protect them from insurance companies, said attorney Shulman.

In fact, besides providing hundreds of informational articles on their website, pdxinjurylaw.com, and educational videos on their YouTube channel, DuBois and Shulman have written one book and two reports on the subject of how injury victims and their families can maximize recovery after an accident, all of which are available for free to Oregonians:

1. 7 Common Mistakes That Can Wreck Your Oregon Accident Case

2. Settling Your Oregon Injury Case Without a Lawyer

3. Oregon Wrongful Death Laws: A Family Guide to the Civil Justice System After the Death of a Loved One

The Portland personal injury law firm of Shulman DuBois LLC is based in SE Portland, OR. Partners Joshua Shulman and Sean DuBois have experience helping people who have been injured in car, truck, bicycling, pedestrian, and motorcycle accidents. Their areas of expertise include brain injuries, child injuries, and victims of drunk driving. For a free consultation, call 503-222-4411.